Open Lending CorpLPROEarnings & Financial Report
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LPRO Q4 FY2025 Key Financial Metrics
Revenue
$19.3M
Gross Profit
$14.7M
Operating Profit
$757.0K
Net Profit
N/A
Gross Margin
76.0%
Operating Margin
3.9%
Net Margin
N/A
YoY Growth
134.0%
EPS
$-0.00
Open Lending Corp Q4 FY2025 Financial Summary
Open Lending Corp reported revenue of $19.3M (up 134.0% YoY) for Q4 FY2025, with a net profit of N/A (N/A margin). Cost of goods sold was $4.6M, operating expenses totaled $13.9M.
Key Financial Metrics
| Total Revenue | $19.3M |
|---|---|
| Net Profit | N/A |
| Gross Margin | 76.0% |
| Operating Margin | 3.9% |
| Report Period | Q4 FY2025 |
Open Lending Corp Annual Revenue by Year
Open Lending Corp annual revenue history includes year-by-year totals (for example, 2025 revenue was $93.2M).
Open Lending Corp Quarterly Revenue & Net Profit History
Open Lending Corp results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $19.3M | +134.0% | N/A | N/A |
| Q3 FY2025 | $24.2M | +3.0% | $-7.6M | -31.3% |
| Q2 FY2025 | $25.3M | -5.3% | $1.0M | 4.1% |
| Q1 FY2025 | $24.4M | -20.7% | $617.0K | 2.5% |
| Q4 FY2024 | $-56.9M | -481.0% | N/A | N/A |
| Q3 FY2024 | $23.5M | -9.7% | $1.4M | 6.1% |
| Q2 FY2024 | $26.7M | -29.9% | $2.9M | 10.9% |
| Q1 FY2024 | $30.7M | -19.9% | $5.1M | 16.5% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $30.7M | $26.7M | $23.5M | $-56.9M | $24.4M | $25.3M | $24.2M | $19.3M |
| YoY Growth | -19.9% | -29.9% | -9.7% | -481.0% | -20.7% | -5.3% | 3.0% | 134.0% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $380.6M | $382.8M | $395.7M | $296.4M | $304.2M | $296.7M | $287.7M | $236.7M |
| Liabilities | $169.1M | $166.0M | $175.2M | $218.3M | $224.4M | $217.7M | $214.8M | $161.7M |
| Equity | $211.5M | $216.8M | $220.5M | $78.1M | $79.8M | $78.9M | $72.8M | $75.0M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $11.0M | $-1.4M | $11.4M | $17.6M | $-3.8M | $848000 | $-5.7M | $-3.2M |