Open Lending CorpLPROEarnings & Financial Report
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LPRO Q3 2025 Key Financial Metrics
Revenue
$24.2M
Gross Profit
$18.9M
Operating Profit
$-7.7M
Net Profit
$-7.6M
Gross Margin
78.0%
Operating Margin
-31.9%
Net Margin
-31.3%
YoY Growth
3.0%
EPS
$-0.06
Financial Flow
Open Lending Corp Q3 2025 Financial Summary
Open Lending Corp reported revenue of $24.2M for Q3 2025, with a net profit of $-7.6M (-31.3% margin). Cost of goods sold was $5.3M, operating expenses totaled $26.6M.
Key Financial Metrics
| Total Revenue | $24.2M |
|---|---|
| Net Profit | $-7.6M |
| Gross Margin | 78.0% |
| Operating Margin | -31.9% |
| Report Period | Q3 2025 |
Open Lending Corp Annual Revenue by Year
Open Lending Corp annual revenue history includes year-by-year totals (for example, 2024 revenue was $24.0M).
| Year | Annual Revenue |
|---|---|
| 2024 | $24.0M |
| 2023 | $117.5M |
| 2022 | $179.6M |
Income Statement
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $14.9M | $30.7M | $26.7M | $23.5M | $-56.9M | $24.4M | $25.3M | $24.2M |
| YoY Growth | -44.3% | -19.9% | -29.9% | -9.7% | -481.0% | -20.7% | -5.3% | 3.0% |
Balance Sheet
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $374.0M | $380.6M | $382.8M | $395.7M | $296.4M | $304.2M | $296.7M | $287.7M |
| Liabilities | $168.5M | $169.1M | $166.0M | $175.2M | $218.3M | $224.4M | $217.7M | $214.8M |
| Equity | $205.6M | $211.5M | $216.8M | $220.5M | $78.1M | $79.8M | $78.9M | $72.8M |
Cash Flow
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $16.8M | $11.0M | $-1.4M | $11.4M | $-3.4M | $-3.8M | $848000 | $-5.7M |