Lake Shore Bancorp, Inc.

Lake Shore Bancorp, Inc.LSBKEarnings & Financial Report

Nasdaq · Financials · Savings Institution, Federally Chartered

Lake Shore Bancorp, Inc. (Maryland) is a U.S. regional bank holding company that operates via its banking subsidiary, offering retail and commercial banking services including deposits, loans, mortgages and wealth management, primarily serving individuals and SMEs across local communities in Maryland.

LSBK Q3 FY2025 Key Financial Metrics

Revenue

$7.4M

Gross Profit

N/A

Operating Profit

$2.8M

Net Profit

$2.4M

Gross Margin

N/A

Operating Margin

38.4%

Net Margin

31.8%

YoY Growth

N/A

EPS

$0.32

Lake Shore Bancorp, Inc. Q3 FY2025 Financial Summary

Lake Shore Bancorp, Inc. reported revenue of $7.4M for Q3 FY2025, with a net profit of $2.4M (31.8% margin).

Key Financial Metrics

Total Revenue$7.4M
Net Profit$2.4M
Gross MarginN/A
Operating Margin38.4%
Report PeriodQ3 FY2025

Lake Shore Bancorp, Inc. Quarterly Revenue & Net Profit History

Lake Shore Bancorp, Inc. results over the last 2 reported quarters, including revenue, net profit and year-over-year growth.

QuarterRevenueRevenue YoYNet ProfitNet Margin
Q3 FY2025$7.4M$2.4M31.8%
Q2 FY2025$6.9M$1.9M27.7%

Income Statement

Q2 2025Q3 2025
Revenue$6.9M$7.4M
YoY GrowthN/AN/A

Balance Sheet

Q2 2025Q3 2025
Assets$734.8M$742.8M
Liabilities$642.0M$603.5M
Equity$92.9M$139.3M

Cash Flow

Q2 2025Q3 2025
Operating CF$2.5M$3.3M