Mechanics BancorpMCHBEarnings & Financial Report
Mechanics Bancorp is a U.S.-headquartered bank holding company operating Mechanics Bank as its core subsidiary. It offers retail banking, commercial banking, and wealth management services including deposits, loans, and investment advisory, primarily serving consumers and small-to-medium enterprises across California.
MCHB Q4 FY2025 Key Financial Metrics
Revenue
$458.8M
Gross Profit
N/A
Operating Profit
N/A
Net Profit
N/A
Gross Margin
N/A
Operating Margin
N/A
Net Margin
N/A
YoY Growth
N/A
Mechanics Bancorp Q4 FY2025 Financial Summary
Mechanics Bancorp reported revenue of $458.8M for Q4 FY2025, with a net profit of N/A (N/A margin).
Key Financial Metrics
| Total Revenue | $458.8M |
|---|---|
| Net Profit | N/A |
| Gross Margin | N/A |
| Operating Margin | N/A |
| Report Period | Q4 FY2025 |
Mechanics Bancorp Annual Revenue by Year
Mechanics Bancorp annual revenue history includes year-by-year totals (for example, 2025 revenue was $808.6M).
Mechanics Bancorp Quarterly Revenue & Net Profit History
Mechanics Bancorp results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $458.8M | — | N/A | N/A |
| Q3 FY2025 | $255.4M | +72.7% | $55.2M | 21.6% |
| Q2 FY2025 | $49.0M | +14.1% | $-4.4M | -9.0% |
| Q1 FY2025 | $45.4M | +9.0% | $-4.5M | -9.8% |
| Q4 FY2024 | $29.6M | -15.4% | $-123.3M | -416.4% |
| Q3 FY2024 | $147.9M | +199.5% | $39.9M | 27.0% |
| Q2 FY2024 | $42.9M | -20.2% | $-6.2M | -14.5% |
| Q1 FY2024 | $41.6M | -30.2% | $-7.5M | -18.0% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $41.6M | $42.9M | $147.9M | $29.6M | $45.4M | $49.0M | $255.4M | $458.8M |
| YoY Growth | -30.2% | -20.2% | 199.5% | -15.4% | 9.0% | 14.1% | 72.7% | N/A |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $9.46B | $9.27B | $9.20B | $16.49B | $7.80B | $7.61B | $22.71B | $22.35B |
| Liabilities | $8.93B | $8.75B | $8.66B | $14.19B | $7.40B | $7.21B | $19.93B | $19.49B |
| Equity | $527.3M | $2.24B | $2.30B | $2.30B | $400.8M | $2.42B | $2.77B | $2.86B |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $-7.8M | $-21.8M | $247.0M | $292.3M | $-22.5M | $-9.8M | $112.0M | $193.6M |