NAVIENT CORPNAVIEarnings & Financial Report

Nasdaq · financial services

Navient Corporation is an American financial services company and former student loan servicer based in Wilmington, Delaware. The company was formed in 2014 by the split of Sallie Mae into two distinct entities: Sallie Mae Bank and Navient. The company employs 4,500 people at offices across the US. In 2018, Navient serviced a quarter of all student loans in the United States. In 2024, the company was barred from servicing federal student loans.

Revenue

$142.0M

Gross Profit

N/A

Operating Profit

$-117.0M

Net Profit

$-86.0M

Gross Margin

N/A

Operating Margin

-82.4%

Net Margin

-60.6%

YoY Growth

102.9%

EPS

$-0.87

Financial Flow

NAVIENT CORP Q3 2025 Financial Summary

NAVIENT CORP reported revenue of $142.0M for Q3 2025, with a net profit of $-86.0M (-60.6% margin). Cost of goods sold was N/A, operating expenses totaled N/A.

Key Financial Metrics

Total Revenue	$142.0M
Net Profit	$-86.0M
Gross Margin	N/A
Operating Margin	-82.4%
Report Period	Q3 2025

NAVIENT CORP Annual Revenue by Year

NAVIENT CORP annual revenue history includes year-by-year totals (for example, 2024 revenue was $271.0M).

Year	Annual Revenue
2024	$271.0M
2023	$321.0M
2022	$332.0M

Income Statement

	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024	Q1 2025	Q2 2025	Q3 2025
Revenue	$81.0M	$77.0M	$81.0M	$70.0M	$43.0M	$130.0M	$128.0M	$142.0M
YoY Growth	14.1%	6.9%	-2.4%	-17.6%	-46.9%	68.8%	58.0%	102.9%

Balance Sheet

	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024	Q1 2025	Q2 2025	Q3 2025
Assets	$61.38B	$59.03B	$56.62B	$53.44B	$51.79B	$50.95B	$50.22B	$49.31B
Liabilities	$58.62B	$56.26B	$53.87B	$50.75B	$49.15B	$48.36B	$47.66B	$46.87B
Equity	$2.76B	$2.77B	$2.75B	$2.69B	$2.64B	$2.59B	$2.56B	$2.44B