PROG Holdings, Inc.PRGEarnings & Financial Report
PROG Holdings, Inc. is a U.S.-based financial technology firm providing flexible lease-to-own and point-of-sale financing solutions to consumers. Operating primarily in the U.S. market, its core segments include retail partner financing, consumer lending, and payment services that help customers access electronics and household goods without traditional credit requirements.
PRG Q4 2025 Key Financial Metrics
Revenue
$525.4M
Gross Profit
N/A
Operating Profit
$36.2M
Net Profit
$40.5M
Gross Margin
N/A
Operating Margin
6.9%
Net Margin
7.7%
YoY Growth
-6.0%
EPS
$0.99
Financial Flow
PROG Holdings, Inc. Q4 2025 Financial Summary
PROG Holdings, Inc. reported revenue of $525.4M (down 6.0% YoY) for Q4 2025, with a net profit of $40.5M (down 29.7% YoY) (7.7% margin). Cost of goods sold was N/A.
Key Financial Metrics
| Total Revenue | $525.4M |
|---|---|
| Net Profit | $40.5M |
| Gross Margin | N/A |
| Operating Margin | 6.9% |
| Report Period | Q4 2025 |
PROG Holdings, Inc. Annual Revenue by Year
PROG Holdings, Inc. annual revenue history includes year-by-year totals (for example, 2025 revenue was $2.4B). Click any linked year to see what changed vs the prior annual report.
PROG Holdings, Inc. Quarterly Revenue & Net Profit History
PROG Holdings, Inc. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 2025 | $525.4M | -6.0% | $40.5M | 7.7% |
| Q3 2025 | $595.1M | -1.8% | $33.1M | 5.6% |
| Q2 2025 | $604.7M | +2.1% | $38.5M | 6.4% |
| Q1 2025 | $684.1M | +6.6% | $34.7M | 5.1% |
| Q4 2024 | $558.9M | +9.9% | $57.5M | 10.3% |
| Q3 2024 | $606.1M | +4.0% | $84.0M | 13.9% |
| Q2 2024 | $592.2M | -0.1% | $33.8M | 5.7% |
| Q1 2024 | $641.9M | -2.0% | $22.0M | 3.4% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $641.9M | $592.2M | $606.1M | $558.9M | $684.1M | $604.7M | $595.1M | $525.4M |
| YoY Growth | -2.0% | -0.1% | 4.0% | 9.9% | 6.6% | 2.1% | -1.8% | -6.0% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $1.46B | $1.46B | $1.45B | $1.51B | $1.47B | $1.45B | $1.55B | $1.61B |
| Liabilities | $876.6M | $878.9M | $815.5M | $863.5M | $815.5M | $785.9M | $843.0M | $864.0M |
| Equity | $585.1M | $581.9M | $630.8M | $650.3M | $654.4M | $668.7M | $703.6M | $746.4M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $135.7M | $55.4M | $31.9M | $-84.5M | $209.9M | $69.9M | $110.0M | $-54.9M |