Qfin Holdings, Inc.QFINEarnings & Financial Report
Qfin Holdings Inc. is a leading China-based fintech enterprise that mainly provides intelligent credit solutions, risk management technology support, and digital financial service tools. It collaborates with licensed financial institutions to serve individual consumers and micro, small and medium-sized enterprises across China, using big data and artificial intelligence to boost financial inclusion and operational efficiency.
QFIN Q3 FY2025 Key Financial Metrics
Revenue
$731.2M
Gross Profit
N/A
Operating Profit
$238.8M
Net Profit
$201.2M
Gross Margin
N/A
Operating Margin
32.7%
Net Margin
27.5%
YoY Growth
N/A
Qfin Holdings, Inc. Q3 FY2025 Financial Summary
Qfin Holdings, Inc. reported revenue of $731.2M for Q3 FY2025, with a net profit of $201.2M (27.5% margin).
Key Financial Metrics
| Total Revenue | $731.2M |
|---|---|
| Net Profit | $201.2M |
| Gross Margin | N/A |
| Operating Margin | 32.7% |
| Report Period | Q3 FY2025 |
Qfin Holdings, Inc. Quarterly Revenue & Net Profit History
Qfin Holdings, Inc. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q3 FY2025 | $731.2M | — | $201.2M | 27.5% |
| Q2 FY2025 | $728.1M | — | $241.6M | 33.2% |
| Q1 FY2025 | $646.4M | — | $247.6M | 38.3% |
| Q3 FY2024 | $622.7M | — | $256.3M | 41.2% |
| Q2 FY2024 | $572.4M | — | $189.4M | 33.1% |
| Q1 FY2024 | $575.2M | — | $160.7M | 27.9% |
| Q3 FY2023 | $586.8M | — | $155.9M | 26.6% |
| Q2 FY2023 | $539.8M | — | $150.8M | 27.9% |
Income Statement
| Q2 2023 | Q3 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $539.8M | $586.8M | $575.2M | $572.4M | $622.7M | $646.4M | $728.1M | $731.2M |
| YoY Growth | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
Balance Sheet
| Q2 2023 | Q3 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $43.40B | $46.04B | $47.43B | $46.98B | $46.99B | $55.63B | $59.75B | $61.45B |
| Liabilities | $22.52B | $24.91B | $25.29B | $24.35B | $24.09B | $32.51B | $35.65B | $37.15B |
| Equity | $20.89B | $21.13B | $22.14B | $22.63B | $22.90B | $23.12B | $24.11B | $24.30B |
Cash Flow
| Q2 2023 | Q3 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $242.9M | $170.5M | $271.2M | $269.9M | $338.0M | $386.6M | $366.0M | $351.4M |