REINSURANCE GROUP OF AMERICA INCRZBEarnings & Financial Report
Reinsurance Group of America, Incorporated is a holding company for a global life and health reinsurance entity based in Greater St. Louis within the western suburb of Chesterfield, Missouri, United States. With approximately $3.9 trillion of life reinsurance in force and assets of $118.7 billion as of December 31, 2024, RGA has grown to become the only international company to focus primarily on life and health-related reinsurance.
RZB Q3 2025 Key Financial Metrics
Revenue
$6.2B
Gross Profit
N/A
Operating Profit
$320.0M
Net Profit
$253.0M
Gross Margin
N/A
Operating Margin
5.2%
Net Margin
4.1%
YoY Growth
9.8%
EPS
$3.81
Financial Flow
REINSURANCE GROUP OF AMERICA INC Q3 2025 Financial Summary
REINSURANCE GROUP OF AMERICA INC reported revenue of $6.2B for Q3 2025, with a net profit of $253.0M (4.1% margin). Cost of goods sold was N/A, operating expenses totaled N/A.
Key Financial Metrics
| Total Revenue | $6.2B |
|---|---|
| Net Profit | $253.0M |
| Gross Margin | N/A |
| Operating Margin | 5.2% |
| Report Period | Q3 2025 |
REINSURANCE GROUP OF AMERICA INC Annual Revenue by Year
REINSURANCE GROUP OF AMERICA INC annual revenue history includes year-by-year totals (for example, 2024 revenue was $22.1B).
| Year | Annual Revenue |
|---|---|
| 2024 | $22.1B |
| 2023 | $18.6B |
| 2022 | $16.3B |
Income Statement
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $5.01B | $6.34B | $4.88B | $5.65B | $5.24B | $5.26B | $5.60B | $6.20B |
| YoY Growth | 14.4% | 49.1% | 17.4% | 9.7% | 4.7% | -17.0% | 14.8% | 9.8% |
Balance Sheet
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $97.62B | $106.00B | $109.89B | $120.26B | $118.67B | $128.21B | $133.48B | $152.00B |
| Liabilities | $88.45B | $96.44B | $100.06B | $109.04B | $107.77B | $116.72B | $121.34B | $138.94B |
| Equity | $9.08B | $9.47B | $9.73B | $11.13B | $10.82B | $11.40B | $12.05B | $12.98B |
Cash Flow
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $6.86B | $-5.74B | $-967.0M | $-1.07B | $17.14B | $-1.43B | $-820.0M | $-990.0M |
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