RLI CORPRLIEarnings & Financial Report
RLI Corp. is an American insurance company specializing in property insurance and casualty insurance. It is headquartered in Peoria, Illinois.
RLI Q4 FY2025 Key Financial Metrics
Revenue
$465.7M
Gross Profit
N/A
Operating Profit
$113.6M
Net Profit
$91.2M
Gross Margin
N/A
Operating Margin
24.4%
Net Margin
19.6%
YoY Growth
6.1%
EPS
$1.00
RLI CORP Q4 FY2025 Financial Summary
RLI CORP reported revenue of $465.7M (up 6.1% YoY) for Q4 FY2025, with a net profit of $91.2M (up 123.1% YoY) (19.6% margin).
Key Financial Metrics
| Total Revenue | $465.7M |
|---|---|
| Net Profit | $91.2M |
| Gross Margin | N/A |
| Operating Margin | 24.4% |
| Report Period | Q4 FY2025 |
Revenue Breakdown
RLI CORP Q4 FY2025 revenue of $465.7M breaks down across 4 segments, led by Casualty Segment at $246.8M (53.0% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| Casualty Segment | $246.8M | 53.0% |
| Property Insurance Segment | $122.5M | 26.3% |
| Other | $59.3M | 12.7% |
| Surety Insurance Segment | $37.1M | 8.0% |
RLI CORP Revenue by Segment — Quarterly Trend
RLI CORP revenue by segment across the last 4 reported quarters, showing how each business line (such as Casualty Segment and Property Insurance Segment) has evolved quarter over quarter.
| Segment | Q4 FY2025 | Q3 FY2025 | Q2 FY2025 | Q1 FY2025 |
|---|---|---|---|---|
| Casualty Segment | $246.8M | $243.5M | $234.6M | $229.0M |
| Property Insurance Segment | $122.5M | $126.7M | $130.7M | $132.5M |
| Other | $59.3M | $101.6M | $97.9M | $9.3M |
| Surety Insurance Segment | $37.1M | $37.5M | $36.6M | $36.8M |
RLI CORP Annual Revenue by Year
RLI CORP annual revenue history includes year-by-year totals (for example, 2025 revenue was $1.9B).
RLI CORP Quarterly Revenue & Net Profit History
RLI CORP results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $465.7M | +6.1% | $91.2M | 19.6% |
| Q3 FY2025 | $509.3M | +8.4% | $124.6M | 24.5% |
| Q2 FY2025 | $499.8M | +20.0% | $124.3M | 24.9% |
| Q1 FY2025 | $407.7M | -8.4% | $63.2M | 15.5% |
| Q4 FY2024 | $439.1M | +1.3% | $40.9M | 9.3% |
| Q3 FY2024 | $470.0M | +41.7% | $95.0M | 20.2% |
| Q2 FY2024 | $416.4M | +9.1% | $82.0M | 19.7% |
| Q1 FY2024 | $444.8M | +21.9% | $127.9M | 28.8% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $444.8M | $416.4M | $470.0M | $439.1M | $407.7M | $499.8M | $509.3M | $465.7M |
| YoY Growth | 21.9% | 9.1% | 41.7% | 1.3% | -8.4% | 20.0% | 8.4% | 6.1% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $5.34B | $5.51B | $5.79B | $5.63B | $5.73B | $5.99B | $6.25B | $6.16B |
| Liabilities | $3.82B | $3.93B | $4.04B | $4.11B | $4.12B | $4.26B | $4.37B | $4.38B |
| Equity | $1.52B | $1.58B | $1.75B | $1.52B | $1.60B | $1.73B | $1.87B | $1.78B |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $70.9M | $141.8M | $219.4M | $128.1M | $103.5M | $174.7M | $179.2M | $156.8M |