Sezzle Inc.SEZLEarnings & Financial Report
Sezzle is a publicly traded financial technology company headquartered in Minneapolis, U.S, with operations in the United States and Canada. The company provides an alternative payment platform offering interest-free installment plans at selected online stores. As of June 2021, the Sezzle platform had over 10 million user sign-ups and over 48,000 participating merchants.
Revenue
$57.5M
Gross Profit
N/A
Operating Profit
$35.6M
Net Profit
$26.7M
Gross Margin
N/A
Operating Margin
61.9%
Net Margin
46.4%
YoY Growth
61.7%
EPS
$0.75
Financial Flow
Sezzle Inc. Q3 2025 Financial Summary
Sezzle Inc. reported revenue of $57.5M (up 61.7% YoY) for Q3 2025, with a net profit of $26.7M (up 72.7% YoY) (46.4% margin). Cost of goods sold was N/A.
Key Financial Metrics
| Total Revenue | $57.5M |
|---|---|
| Net Profit | $26.7M |
| Gross Margin | N/A |
| Operating Margin | 61.9% |
| Report Period | Q3 2025 |
Revenue Breakdown
Sezzle Inc. Q3 2025 revenue of $57.5M breaks down across 2 segments, led by Transaction Income Consumer Fees at $33.5M (58.3% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| Transaction Income Consumer Fees | $33.5M | 58.3% |
| Subscription Revenue | $24.3M | 42.3% |
Sezzle Inc. Revenue by Segment — Quarterly Trend
Sezzle Inc. revenue by segment across the last 4 reported quarters, showing how each business line (such as Transaction Income Consumer Fees and Subscription Revenue) has evolved quarter over quarter.
| Segment | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|
| Transaction Income Consumer Fees | — | $33.5M | $27.8M | — |
| Subscription Revenue | — | $24.3M | — | $23.4M |
Sezzle Inc. Annual Revenue by Year
Sezzle Inc. annual revenue history includes year-by-year totals (for example, 2025 revenue was $235.9M).
| Year | Annual Revenue |
|---|---|
| 2025 | $235.9M |
| 2024 | $139.4M |
| 2023 | $60.6M |
Sezzle Inc. Quarterly Revenue & Net Profit History
Sezzle Inc. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 2025 | $78.2M | +61.6% | $42.7M | 54.6% |
| Q3 2025 | $57.5M | +61.7% | $26.7M | 46.4% |
| Q2 2025 | $52.0M | +72.3% | $27.6M | 53.1% |
| Q1 2025 | $48.2M | +90.8% | $36.2M | 75.1% |
| Q4 2024 | $48.4M | +114.7% | $25.4M | 52.4% |
| Q3 2024 | $35.6M | +119.7% | $15.4M | 43.4% |
| Q2 2024 | $30.2M | +163.5% | $29.7M | 98.4% |
| Q1 2024 | $25.2M | +141.8% | $8.0M | 31.7% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $25.2M | $30.2M | $35.6M | $48.4M | $48.2M | $52.0M | $57.5M | $78.2M |
| YoY Growth | 141.8% | 163.5% | 119.7% | 114.7% | 90.8% | 72.3% | 61.7% | 61.6% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $195.7M | $212.1M | $252.9M | $298.4M | $298.1M | $350.6M | $367.0M | $400.2M |
| Liabilities | $166.1M | $161.8M | $191.7M | $210.5M | $172.3M | $220.2M | $211.7M | $230.4M |
| Equity | $29.6M | $50.3M | $61.1M | $87.8M | $125.8M | $130.4M | $155.3M | $169.8M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $16.0M | $22.2M | $35.1M | $57.4M | $52.5M | $23.1M | $63.7M | $70.6M |