Stellar Bancorp, Inc.STELEarnings & Financial Report
NYSE
STEL Q3 2025 Key Financial Metrics
Revenue
$1.5M
Gross Profit
N/A
Operating Profit
$32.2M
Net Profit
$25.7M
Gross Margin
N/A
Operating Margin
2083.0%
Net Margin
1661.5%
YoY Growth
-3.1%
EPS
$0.50
Financial Flow
Stellar Bancorp, Inc. Q3 2025 Financial Summary
Stellar Bancorp, Inc. reported revenue of $1.5M for Q3 2025, with a net profit of $25.7M (1661.5% margin). Cost of goods sold was N/A, operating expenses totaled N/A.
Key Financial Metrics
| Total Revenue | $1.5M |
|---|---|
| Net Profit | $25.7M |
| Gross Margin | N/A |
| Operating Margin | 2083.0% |
| Report Period | Q3 2025 |
Stellar Bancorp, Inc. Annual Revenue by Year
Stellar Bancorp, Inc. annual revenue history includes year-by-year totals (for example, 2024 revenue was $6.4M).
| Year | Annual Revenue |
|---|---|
| 2024 | $6.4M |
| 2023 | $6.1M |
| 2022 | $289.0M |
Income Statement
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $1.5M | $1.6M | $1.6M | $1.6M | $1.6M | $1.6M | $1.6M | $1.5M |
| YoY Growth | -99.1% | 18.5% | 4.6% | -1.6% | 4.6% | -0.9% | -5.3% | -3.1% |
Balance Sheet
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $10.65B | $10.73B | $10.72B | $10.63B | $10.91B | $10.43B | $10.49B | $10.63B |
| Liabilities | $9.13B | $9.20B | $9.16B | $9.00B | $9.30B | $8.82B | $8.89B | $8.97B |
| Equity | $1.52B | $1.53B | $1.57B | $1.63B | $1.61B | $1.61B | $1.60B | $1.65B |
Cash Flow
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $31.3M | $31.1M | $38.1M | $59.5M | $3.9M | $-5.7M | $25.8M | $63.6M |