TransUnionTRUEarnings & Financial Report
TransUnion is an American consumer credit reporting agency. TransUnion collects and aggregates information on over one billion individual consumers in over thirty countries including "200 million files profiling nearly every credit-active consumer in the United States". Its customers include over 65,000 businesses. Based in Chicago, Illinois, TransUnion's 2014 revenue was US$1.3 billion. It is the smallest of the three largest credit agencies, along with Experian and Equifax.
TRU Q4 FY2025 Key Financial Metrics
Revenue
$1.2B
Gross Profit
N/A
Operating Profit
$203.6M
Net Profit
$101.1M
Gross Margin
N/A
Operating Margin
17.4%
Net Margin
8.6%
YoY Growth
13.0%
EPS
$0.52
TransUnion Q4 FY2025 Financial Summary
TransUnion reported revenue of $1.2B (up 13.0% YoY) for Q4 FY2025, with a net profit of $101.1M (up 52.5% YoY) (8.6% margin).
Key Financial Metrics
| Total Revenue | $1.2B |
|---|---|
| Net Profit | $101.1M |
| Gross Margin | N/A |
| Operating Margin | 17.4% |
| Report Period | Q4 FY2025 |
TransUnion Annual Revenue by Year
TransUnion annual revenue history includes year-by-year totals (for example, 2025 revenue was $4.6B).
TransUnion Quarterly Revenue & Net Profit History
TransUnion results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $1.2B | +13.0% | $101.1M | 8.6% |
| Q3 FY2025 | $1.2B | +7.8% | $96.6M | 8.3% |
| Q2 FY2025 | $1.1B | +9.5% | $109.6M | 9.6% |
| Q1 FY2025 | $1.1B | +7.3% | $148.1M | 13.5% |
| Q4 FY2024 | $1.0B | +8.7% | $66.3M | 6.4% |
| Q3 FY2024 | $1.1B | +12.0% | $68.0M | 6.3% |
| Q2 FY2024 | $1.0B | +7.5% | $85.0M | 8.2% |
| Q1 FY2024 | $1.0B | +8.6% | $65.1M | 6.4% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $1.02B | $1.04B | $1.08B | $1.04B | $1.10B | $1.14B | $1.17B | $1.17B |
| YoY Growth | 8.6% | 7.5% | 12.0% | 8.7% | 7.3% | 9.5% | 7.8% | 13.0% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $11.02B | $11.03B | $11.05B | $10.98B | $10.95B | $11.12B | $11.11B | $11.11B |
| Liabilities | $6.85B | $6.79B | $6.73B | $6.67B | $6.46B | $6.49B | $6.53B | $6.57B |
| Equity | $4.08B | $4.13B | $4.22B | $4.22B | $4.39B | $4.52B | $4.47B | $4.44B |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $54.0M | $295.2M | $229.3M | $254.0M | $52.5M | $291.3M | $324.3M | $319.5M |