TWFG, Inc.TWFGEarnings & Financial Report
TWFG, Inc. (The Woodlands Financial Group) is a U.S.-headquartered financial services firm specializing in insurance brokerage, wealth management, and financial planning. It mainly serves individual consumers, small business owners, and enterprise clients across North America, delivering tailored risk coverage solutions and personalized advisory support to help clients manage risk and meet their financial objectives.
TWFG Q4 FY2025 Key Financial Metrics
Revenue
$70.3M
Gross Profit
N/A
Operating Profit
$14.9M
Net Profit
$15.7M
Gross Margin
N/A
Operating Margin
21.1%
Net Margin
22.3%
YoY Growth
N/A
EPS
$0.20
TWFG, Inc. Q4 FY2025 Financial Summary
TWFG, Inc. reported revenue of $70.3M for Q4 FY2025, with a net profit of $15.7M (up 339.2% YoY) (22.3% margin).
Key Financial Metrics
| Total Revenue | $70.3M |
|---|---|
| Net Profit | $15.7M |
| Gross Margin | N/A |
| Operating Margin | 21.1% |
| Report Period | Q4 FY2025 |
Revenue Breakdown
TWFG, Inc. Q4 FY2025 revenue of $70.3M breaks down across 5 segments, led by Agency at $39.9M (56.8% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| Agency | $39.9M | 56.8% |
| TWFGMGA | $18.4M | 26.2% |
| Contingent Income | $7.3M | 10.4% |
| Fee Income | $3.2M | 4.5% |
| Policy Fees | $1.1M | 1.5% |
TWFG, Inc. Revenue by Segment — Quarterly Trend
TWFG, Inc. revenue by segment across the last 4 reported quarters, showing how each business line (such as Agency and TWFGMGA) has evolved quarter over quarter.
| Segment | Q4 FY2025 | Q3 FY2025 | Q2 FY2025 | Q1 FY2025 |
|---|---|---|---|---|
| Agency | $39.9M | — | $39.3M | $36.0M |
| TWFGMGA | $18.4M | — | — | $9.2M |
| Contingent Income | $7.3M | $2.1M | $2.0M | $1.7M |
| Fee Income | $3.2M | $3.5M | $3.3M | $3.0M |
| Policy Fees | $1.1M | — | $1.1M | $1.1M |
TWFG, Inc. Annual Revenue by Year
TWFG, Inc. annual revenue history includes year-by-year totals (for example, 2025 revenue was $248.5M).
TWFG, Inc. Quarterly Revenue & Net Profit History
TWFG, Inc. results over the last 6 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $70.3M | — | $15.7M | 22.3% |
| Q3 FY2025 | $64.1M | +21.3% | $1.7M | 2.7% |
| Q2 FY2025 | $60.3M | +13.8% | $2.0M | 3.2% |
| Q1 FY2025 | $53.8M | — | $1.3M | 2.5% |
| Q3 FY2024 | $52.9M | — | $1.2M | 2.2% |
| Q2 FY2024 | $53.0M | — | $0 | N/A |
Income Statement
| Q2 2024 | Q3 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|
| Revenue | $53.0M | $52.9M | $53.8M | $60.3M | $64.1M | $70.3M |
| YoY Growth | N/A | N/A | N/A | 13.8% | 21.3% | N/A |
Balance Sheet
| Q2 2024 | Q3 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|
| Assets | $157.2M | $313.1M | $330.5M | $342.8M | $349.2M | $372.3M |
| Liabilities | $89.7M | $45.0M | $50.5M | $53.9M | $53.4M | $55.7M |
| Equity | N/A | $71.1M | $75.2M | $78.7M | $79.4M | $83.4M |
Cash Flow
| Q2 2024 | Q3 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|
| Operating CF | $17.2M | $11.7M | $15.6M | $9.6M | $15.0M | $53.5M |