U-Haul Holding CoUHALEarnings & Financial Report
U-Haul Holding Company is an American moving truck, trailer, and self-storage rental company, based in Phoenix, Arizona that has been in operation since 1945. The company was founded by Leonard Shoen and Anna Mary Carty in Ridgefield, Washington who began it in a garage owned by Carty's family, and expanded it through franchising with gas stations. U-Haul has been known to rent to 50 states of the U.S. and the 10 Canadian Provinces.
UHAL Q3 FY2026 Key Financial Metrics
Revenue
$1.4B
Gross Profit
$1.4B
Operating Profit
$33.7M
Net Profit
$37.0M
Gross Margin
96.4%
Operating Margin
2.4%
Net Margin
2.6%
YoY Growth
1.9%
U-Haul Holding Co Q3 FY2026 Financial Summary
U-Haul Holding Co reported revenue of $1.4B (up 1.9% YoY) for Q3 FY2026, with a net profit of $37.0M (down 45.0% YoY) (2.6% margin). Cost of goods sold was $50.9M, operating expenses totaled $1.3B.
Key Financial Metrics
| Total Revenue | $1.4B |
|---|---|
| Net Profit | $37.0M |
| Gross Margin | 96.4% |
| Operating Margin | 2.4% |
| Report Period | Q3 FY2026 |
Revenue Breakdown
U-Haul Holding Co Q3 FY2026 revenue of $1.4B breaks down across 7 segments, led by Long Term Contract With Customer at $1.2B (81.6% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| Long Term Contract With Customer | $1.2B | 81.6% |
| CA | $74.0M | 5.2% |
| Life Insurance | $56.2M | 4.0% |
| Accident And Health Insurance Segment | $49.8M | 3.5% |
| Investments Segment | $47.3M | 3.3% |
| Property And Casualty Insurance | $42.5M | 3.0% |
| Mercury | $1.6M | 0.1% |
U-Haul Holding Co Revenue by Segment — Quarterly Trend
U-Haul Holding Co revenue by segment across the last 3 reported quarters, showing how each business line (such as Long Term Contract With Customer and CA) has evolved quarter over quarter.
| Segment | Q3 FY2026 | Q2 FY2026 | Q1 FY2026 |
|---|---|---|---|
| Long Term Contract With Customer | $1.2B | $1.4B | — |
| CA | $74.0M | $98.2M | — |
| Life Insurance | $56.2M | $54.1M | — |
| Accident And Health Insurance Segment | $49.8M | — | $42.3M |
| Investments Segment | $47.3M | $40.0M | — |
U-Haul Holding Co Quarterly Revenue & Net Profit History
U-Haul Holding Co results over the last 3 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q3 FY2026 | $1.4B | +1.9% | $37.0M | 2.6% |
| Q2 FY2026 | $1.7B | +3.7% | $105.5M | 6.1% |
| Q1 FY2026 | $232.1M | +8.5% | $142.3M | 61.3% |
Income Statement
| Q1 2026 | Q2 2026 | Q3 2026 | |
|---|---|---|---|
| Revenue | $232.1M | $1.72B | $1.42B |
| YoY Growth | 8.5% | 3.7% | 1.9% |
Balance Sheet
| Q1 2026 | Q2 2026 | Q3 2026 | |
|---|---|---|---|
| Assets | $20.85B | $21.43B | $21.62B |
| Liabilities | $13.19B | $13.66B | $13.87B |
| Equity | $7.66B | $7.77B | $7.74B |
Cash Flow
| Q1 2026 | Q2 2026 | Q3 2026 | |
|---|---|---|---|
| Operating CF | $598.4M | $551.6M | $240.6M |