UPBOUND GROUP, INC.UPBDEarnings & Financial Report
Upbound Group, Inc. is a leading US provider of flexible lease-to-own solutions for consumer goods. It offers furniture, consumer electronics, home appliances, and accessories, catering to customers seeking accessible payment alternatives to traditional retail financing.
UPBD Q4 2025 Key Financial Metrics
Revenue
$1.2B
Gross Profit
$586.7M
Operating Profit
$57.2M
Net Profit
$19.7M
Gross Margin
49.0%
Operating Margin
4.8%
Net Margin
1.7%
YoY Growth
10.9%
EPS
$0.35
Financial Flow
UPBOUND GROUP, INC. Q4 2025 Financial Summary
UPBOUND GROUP, INC. reported revenue of $1.2B (up 10.9% YoY) for Q4 2025, with a net profit of $19.7M (down 36.3% YoY) (1.7% margin). Cost of goods sold was $609.8M, operating expenses totaled $529.4M.
Key Financial Metrics
| Total Revenue | $1.2B |
|---|---|
| Net Profit | $19.7M |
| Gross Margin | 49.0% |
| Operating Margin | 4.8% |
| Report Period | Q4 2025 |
UPBOUND GROUP, INC. Annual Revenue by Year
UPBOUND GROUP, INC. annual revenue history includes year-by-year totals (for example, 2025 revenue was $4.7B). Click any linked year to see what changed vs the prior annual report.
UPBOUND GROUP, INC. Quarterly Revenue & Net Profit History
UPBOUND GROUP, INC. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 2025 | $1.2B | +10.9% | $19.7M | 1.7% |
| Q3 2025 | $1.2B | +9.0% | $13.2M | 1.1% |
| Q2 2025 | $1.2B | +7.5% | $15.5M | 1.3% |
| Q1 2025 | $1.2B | +7.3% | $24.8M | 2.1% |
| Q4 2024 | $1.1B | +6.0% | $31.0M | 2.9% |
| Q3 2024 | $1.1B | +9.2% | $30.9M | 2.9% |
| Q2 2024 | $1.1B | +9.9% | $33.9M | 3.2% |
| Q1 2024 | $1.1B | +7.9% | $27.7M | 2.5% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $1.10B | $1.08B | $1.07B | $1.08B | $1.18B | $1.16B | $1.16B | $1.20B |
| YoY Growth | 7.9% | 9.9% | 9.2% | 6.0% | 7.3% | 7.5% | 9.0% | 10.9% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $2.63B | $2.62B | $2.58B | $2.65B | $3.04B | $3.10B | $3.21B | $3.28B |
| Liabilities | $2.05B | $2.02B | $1.97B | $2.02B | $2.36B | $2.41B | $2.52B | $2.58B |
| Equity | $578.3M | $596.3M | $611.8M | $629.0M | $679.2M | $685.5M | $687.3M | $695.7M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $45.4M | $15.0M | $106.2M | $-61.9M | $137.7M | $7.8M | $118.4M | $41.6M |