WAFD INCWAFDEarnings & Financial Report
Nasdaq · Financials · National Commercial Banks
Washington Federal Bank is a bank based in Seattle, Washington. It operates 210 branches in Washington, Oregon, Idaho, Nevada, Utah, Arizona, New Mexico, California, and Texas. It is on the list of largest banks in the United States.
Revenue
$188.3M
Gross Profit
N/A
Operating Profit
$77.6M
Net Profit
$60.6M
Gross Margin
N/A
Operating Margin
41.2%
Net Margin
32.2%
YoY Growth
-0.2%
EPS
$0.71
WAFD INC Q4 FY2025 Financial Summary
WAFD INC reported revenue of $188.3M (down 0.2% YoY) for Q4 FY2025, with a net profit of $60.6M (down 0.9% YoY) (32.2% margin).
Key Financial Metrics
| Total Revenue | $188.3M |
|---|---|
| Net Profit | $60.6M |
| Gross Margin | N/A |
| Operating Margin | 41.2% |
| Report Period | Q4 FY2025 |
WAFD INC Annual Revenue by Year
WAFD INC annual revenue history includes year-by-year totals (for example, 2025 revenue was $725.5M).
| Year | Annual Revenue |
|---|---|
| 2025 | $725.5M |
| 2024 | $721.5M |
| 2023 | $26.1M |
| 2022 | $25.9M |
WAFD INC Quarterly Revenue & Net Profit History
WAFD INC results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q1 FY2026 | $191.4M | +11.8% | $64.2M | 33.5% |
| Q4 FY2025 | $188.3M | -0.2% | $60.6M | 32.2% |
| Q3 FY2025 | $186.3M | -4.2% | $62.0M | 33.3% |
| Q2 FY2025 | $179.8M | +4.5% | $56.3M | 31.3% |
| Q1 FY2025 | $171.1M | +2.8% | $47.3M | 27.6% |
| Q4 FY2024 | $188.7M | +6.0% | $61.1M | 32.4% |
| Q3 FY2024 | $194.4M | +6.6% | $64.6M | 33.2% |
| Q2 FY2024 | $172.0M | -7.1% | $15.9M | 9.2% |
Income Statement
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $172.0M | $194.4M | $188.7M | $171.1M | $179.8M | $186.3M | $188.3M | $191.4M |
| YoY Growth | -7.1% | 6.6% | 6.0% | 2.8% | 4.5% | -4.2% | -0.2% | 11.8% |
Balance Sheet
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $30.14B | $28.58B | $28.06B | $27.68B | $27.64B | $26.73B | $26.70B | $27.29B |
| Liabilities | $27.22B | $25.62B | $25.06B | $24.66B | $24.61B | $23.72B | $23.66B | $24.26B |
| Equity | $2.92B | $2.96B | $3.00B | $3.02B | $3.03B | $3.01B | $3.04B | $3.03B |
Cash Flow
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $169.2M | $63.1M | $439.2M | $49.4M | $72.1M | $58.0M | $237.0M | $60.5M |