Winchester Bancorp, Inc.WSBKEarnings & Financial Report
Winchester Bancorp, Inc. (Maryland) is a regional bank holding company operating community banking outlets across Maryland. It provides a full range of retail and commercial financial services, including deposit accounts, mortgage loans, small business loans, and wealth management solutions, serving individual consumers and local small to medium-sized enterprise clients.
Revenue
$5.8M
Gross Profit
N/A
Operating Profit
$1.3M
Net Profit
$962.0K
Gross Margin
N/A
Operating Margin
22.8%
Net Margin
16.6%
YoY Growth
31.3%
EPS
$0.11
Winchester Bancorp, Inc. Q1 FY2026 Financial Summary
Winchester Bancorp, Inc. reported revenue of $5.8M (up 31.3% YoY) for Q1 FY2026, with a net profit of $962.0K (up 215.4% YoY) (16.6% margin).
Key Financial Metrics
| Total Revenue | $5.8M |
|---|---|
| Net Profit | $962.0K |
| Gross Margin | N/A |
| Operating Margin | 22.8% |
| Report Period | Q1 FY2026 |
Winchester Bancorp, Inc. Quarterly Revenue & Net Profit History
Winchester Bancorp, Inc. results over the last 5 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q2 FY2026 | $6.4M | +45.8% | $1.1M | 16.7% |
| Q1 FY2026 | $5.8M | +31.3% | $962.0K | 16.6% |
| Q3 FY2025 | $4.4M | — | $305.0K | 7.0% |
| Q2 FY2025 | $4.4M | — | $373.0K | 8.4% |
| Q4 FY2024 | $4.4M | — | $373.0K | 8.4% |
Income Statement
| Q4 2024 | Q2 2025 | Q3 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|
| Revenue | $4.4M | $4.4M | $4.4M | $5.8M | $6.4M |
| YoY Growth | N/A | N/A | N/A | 31.3% | 45.8% |
Balance Sheet
| Q4 2024 | Q2 2025 | Q3 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|
| Assets | $894.1M | $894.1M | $923.1M | $1.01B | $1.02B |
| Liabilities | $813.8M | $813.8M | $842.2M | $888.2M | $897.7M |
| Equity | $80.3M | $80.3M | $80.9M | $117.0M | $118.2M |
Cash Flow
| Q3 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|
| Operating CF | $848000 | $1.4M | $1.6M |