Exzeo Group, Inc.XZOEarnings & Financial Report
Exzeo Group, Inc. is a global technology firm specializing in cloud-native SaaS solutions for the insurance industry. Its core product portfolio includes claims processing platforms, policy administration tools, and underwriting automation systems, serving insurance carriers, third-party administrators, and independent adjusters across North America and European markets.
XZO Q1 FY2026 Key Financial Metrics
Revenue
$55.5M
Gross Profit
$32.7M
Operating Profit
$25.1M
Net Profit
$20.4M
Gross Margin
59.0%
Operating Margin
45.2%
Net Margin
36.7%
YoY Growth
6.0%
EPS
$0.22
Exzeo Group, Inc. Q1 FY2026 Financial Summary
Exzeo Group, Inc. reported revenue of $55.5M (up 6.0% YoY) for Q1 FY2026, with a net profit of $20.4M (up 13.7% YoY) (36.7% margin). Cost of goods sold was $22.8M, operating expenses totaled $7.7M.
Key Financial Metrics
| Total Revenue | $55.5M |
|---|---|
| Net Profit | $20.4M |
| Gross Margin | 59.0% |
| Operating Margin | 45.2% |
| Report Period | Q1 FY2026 |
Exzeo Group, Inc. Quarterly Revenue & Net Profit History
Exzeo Group, Inc. results over the last 3 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q1 FY2026 | $55.5M | +6.0% | $20.4M | 36.7% |
| Q4 FY2025 | $53.3M | +19.7% | $22.0M | 41.2% |
| Q3 FY2025 | $55.2M | — | $21.2M | 38.3% |
Income Statement
| Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|
| Revenue | $55.2M | $53.3M | $55.5M |
| YoY Growth | N/A | 19.7% | 6.0% |
Balance Sheet
| Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|
| Assets | $182.3M | $347.7M | $379.8M |
| Liabilities | $103.8M | $93.6M | $104.8M |
| Equity | $78.4M | $254.2M | $274.9M |
Cash Flow
| Q3 2025 | |
|---|---|
| Operating CF | $89.0M |