Yiren Digital Ltd.YRDEarnings & Financial Report
Yiren Digital Ltd. is a China-based fintech firm that operates integrated digital consumer finance platforms, offering personal installment loans, data-driven credit assessment solutions, and accessible wealth management advisory services primarily to underserved individual users across tier 2 to lower-tier cities in mainland China, leveraging big data and artificial intelligence to enhance risk control and service delivery efficiency.
YRD Q3 FY2025 Key Financial Metrics
Revenue
$30.1M
Gross Profit
N/A
Operating Profit
N/A
Net Profit
$6.2M
Gross Margin
N/A
Operating Margin
N/A
Net Margin
20.4%
YoY Growth
N/A
EPS
$0.04
Yiren Digital Ltd. Q3 FY2025 Financial Summary
Yiren Digital Ltd. reported revenue of $30.1M for Q3 FY2025, with a net profit of $6.2M (20.4% margin).
Key Financial Metrics
| Total Revenue | $30.1M |
|---|---|
| Net Profit | $6.2M |
| Gross Margin | N/A |
| Operating Margin | N/A |
| Report Period | Q3 FY2025 |
Yiren Digital Ltd. Quarterly Revenue & Net Profit History
Yiren Digital Ltd. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q3 FY2025 | $30.1M | — | $6.2M | 20.4% |
| Q2 FY2025 | $31.8M | — | $6.9M | 21.6% |
| Q1 FY2025 | $29.6M | — | $4.7M | 15.9% |
| Q3 FY2024 | $29.1M | — | $7.0M | 24.0% |
| Q2 FY2024 | $28.4M | — | $7.8M | 27.4% |
| Q1 FY2024 | $26.3M | — | $9.3M | 35.3% |
| Q3 FY2023 | $179.7M | — | $76.0M | 42.3% |
| Q2 FY2023 | $182.6M | — | $72.7M | 39.8% |
Income Statement
| Q2 2023 | Q3 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $182.6M | $179.7M | $26.3M | $28.4M | $29.1M | $29.6M | $31.8M | $30.1M |
| YoY Growth | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
Balance Sheet
| Q2 2023 | Q3 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $8.60B | N/A | $1.52B | $1.52B | $1.63B | $1.83B | $1.83B | $1.99B |
| Liabilities | $2.15B | N/A | $329.3M | $329.3M | $393.6M | $485.8M | $485.8M | $616.4M |
| Equity | $6.45B | N/A | $1.19B | $1.19B | $1.24B | $1.35B | $1.35B | $1.38B |
Cash Flow
| Q2 2023 | Q3 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $99.0M | $88.5M | $12.1M | $7.0M | $990978 | $9.1M | $7.9M | $-106260 |