vs

Side-by-side financial comparison of ATLANTIC AMERICAN CORP (AAME) and Cheer Holding, Inc. (CHR). Click either name above to swap in a different company.

Cheer Holding, Inc. is the larger business by last-quarter revenue ($71.0M vs $53.8M, roughly 1.3× ATLANTIC AMERICAN CORP). Cheer Holding, Inc. runs the higher net margin — 10.9% vs 1.1%, a 9.9% gap on every dollar of revenue. On growth, ATLANTIC AMERICAN CORP posted the faster year-over-year revenue change (20.8% vs -0.1%).

The Atlantic Telegraph Company was a company formed on 6 November 1856 to undertake and exploit a commercial telegraph cable across the Atlantic Ocean, the first such telecommunications link.

Cheer Holding, Inc. is a diversified holding company primarily operating in the Chinese market, with core business segments covering early childhood education services, mobile lifestyle platforms, digital content offerings, and integrated consumer solutions for households and enterprise partners across multiple demand scenarios.

AAME vs CHR — Head-to-Head

Bigger by revenue
CHR
CHR
1.3× larger
CHR
$71.0M
$53.8M
AAME
Growing faster (revenue YoY)
AAME
AAME
+20.8% gap
AAME
20.8%
-0.1%
CHR
Higher net margin
CHR
CHR
9.9% more per $
CHR
10.9%
1.1%
AAME

Income Statement — Q3 FY2025 vs Q2 FY2025

Metric
AAME
AAME
CHR
CHR
Revenue
$53.8M
$71.0M
Net Profit
$577.0K
$7.8M
Gross Margin
70.7%
Operating Margin
1.4%
11.7%
Net Margin
1.1%
10.9%
Revenue YoY
20.8%
-0.1%
Net Profit YoY
128.9%
-37.5%
EPS (diluted)
$0.02
$0.67

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AAME
AAME
CHR
CHR
Q3 25
$53.8M
Q2 25
$55.3M
$71.0M
Q1 25
$50.1M
Q4 24
$49.0M
Q3 24
$44.5M
Q2 24
$47.7M
$71.1M
Q1 24
$47.0M
Q4 23
$46.7M
Net Profit
AAME
AAME
CHR
CHR
Q3 25
$577.0K
Q2 25
$3.3M
$7.8M
Q1 25
$802.0K
Q4 24
$412.0K
Q3 24
$-2.0M
Q2 24
$-684.0K
$12.4M
Q1 24
$-2.0M
Q4 23
$-2.2M
Gross Margin
AAME
AAME
CHR
CHR
Q3 25
Q2 25
70.7%
Q1 25
Q4 24
Q3 24
Q2 24
73.4%
Q1 24
Q4 23
Operating Margin
AAME
AAME
CHR
CHR
Q3 25
1.4%
Q2 25
7.6%
11.7%
Q1 25
2.1%
Q4 24
1.1%
Q3 24
-5.5%
Q2 24
-1.8%
16.4%
Q1 24
-5.3%
Q4 23
-6.6%
Net Margin
AAME
AAME
CHR
CHR
Q3 25
1.1%
Q2 25
6.0%
10.9%
Q1 25
1.6%
Q4 24
0.8%
Q3 24
-4.5%
Q2 24
-1.4%
17.5%
Q1 24
-4.3%
Q4 23
-4.8%
EPS (diluted)
AAME
AAME
CHR
CHR
Q3 25
$0.02
Q2 25
$0.15
$0.67
Q1 25
$0.03
Q4 24
$0.01
Q3 24
$-0.10
Q2 24
$-0.04
$1.23
Q1 24
$-0.10
Q4 23
$-0.11

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AAME
AAME
CHR
CHR
Cash + ST InvestmentsLiquidity on hand
$34.4M
Total DebtLower is stronger
Stockholders' EquityBook value
$109.5M
$322.1M
Total Assets
$430.9M
$362.7M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AAME
AAME
CHR
CHR
Q3 25
$34.4M
Q2 25
$46.4M
Q1 25
$35.9M
Q4 24
$35.6M
Q3 24
$23.0M
Q2 24
$21.2M
$186.1M
Q1 24
$21.2M
Q4 23
$28.3M
Stockholders' Equity
AAME
AAME
CHR
CHR
Q3 25
$109.5M
Q2 25
$106.2M
$322.1M
Q1 25
$102.4M
Q4 24
$99.6M
Q3 24
$105.8M
Q2 24
$100.7M
$286.1M
Q1 24
$102.8M
Q4 23
$107.3M
Total Assets
AAME
AAME
CHR
CHR
Q3 25
$430.9M
Q2 25
$429.3M
$362.7M
Q1 25
$388.4M
Q4 24
$393.4M
Q3 24
$387.0M
Q2 24
$386.0M
$333.2M
Q1 24
$365.8M
Q4 23
$381.3M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AAME
AAME
CHR
CHR
Operating Cash FlowLast quarter
$6.6M
$3.9M
Free Cash FlowOCF − Capex
$6.6M
FCF MarginFCF / Revenue
12.3%
Capex IntensityCapex / Revenue
0.1%
Cash ConversionOCF / Net Profit
11.51×
0.51×
TTM Free Cash FlowTrailing 4 quarters
$19.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AAME
AAME
CHR
CHR
Q3 25
$6.6M
Q2 25
$9.3M
$3.9M
Q1 25
$-722.0K
Q4 24
$4.8M
Q3 24
$90.0K
Q2 24
$416.0K
$-6.7M
Q1 24
$-5.3M
Q4 23
$6.2M
Free Cash Flow
AAME
AAME
CHR
CHR
Q3 25
$6.6M
Q2 25
$9.1M
Q1 25
$-986.0K
Q4 24
$4.6M
Q3 24
$58.0K
Q2 24
$361.0K
Q1 24
$-5.4M
Q4 23
$6.2M
FCF Margin
AAME
AAME
CHR
CHR
Q3 25
12.3%
Q2 25
16.5%
Q1 25
-2.0%
Q4 24
9.3%
Q3 24
0.1%
Q2 24
0.8%
Q1 24
-11.4%
Q4 23
13.2%
Capex Intensity
AAME
AAME
CHR
CHR
Q3 25
0.1%
Q2 25
0.3%
Q1 25
0.5%
Q4 24
0.5%
Q3 24
0.1%
Q2 24
0.1%
Q1 24
0.1%
Q4 23
0.0%
Cash Conversion
AAME
AAME
CHR
CHR
Q3 25
11.51×
Q2 25
2.80×
0.51×
Q1 25
-0.90×
Q4 24
11.65×
Q3 24
Q2 24
-0.54×
Q1 24
Q4 23

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AAME
AAME

Bankers Fidelity$30.0M56%
American Southern$23.7M44%

CHR
CHR

Segment breakdown not available.

Related Comparisons