ATLANTIC AMERICAN CORP

ATLANTIC AMERICAN CORPAAMEEarnings & Financial Report

Nasdaq · Financials · Life Insurance

The Atlantic Telegraph Company was a company formed on 6 November 1856 to undertake and exploit a commercial telegraph cable across the Atlantic Ocean, the first such telecommunications link.

AAME Q3 FY2025 Key Financial Metrics

Revenue

$53.8M

Gross Profit

N/A

Operating Profit

$769.0K

Net Profit

$577.0K

Gross Margin

N/A

Operating Margin

1.4%

Net Margin

1.1%

YoY Growth

20.8%

EPS

$0.02

ATLANTIC AMERICAN CORP Q3 FY2025 Financial Summary

ATLANTIC AMERICAN CORP reported revenue of $53.8M (up 20.8% YoY) for Q3 FY2025, with a net profit of $577.0K (up 128.9% YoY) (1.1% margin).

Key Financial Metrics

Total Revenue$53.8M
Net Profit$577.0K
Gross MarginN/A
Operating Margin1.4%
Report PeriodQ3 FY2025

Revenue Breakdown

ATLANTIC AMERICAN CORP Q3 FY2025 revenue of $53.8M breaks down across 2 segments, led by Bankers Fidelity at $30.0M (55.8% of total).

SegmentRevenue% of Total
Bankers Fidelity$30.0M55.8%
American Southern$23.7M44.0%

ATLANTIC AMERICAN CORP Revenue by Segment — Quarterly Trend

ATLANTIC AMERICAN CORP revenue by segment across the last 4 reported quarters, showing how each business line (such as Bankers Fidelity and American Southern) has evolved quarter over quarter.

SegmentQ3 FY2025Q2 FY2025Q1 FY2025Q4 FY2024
Bankers Fidelity$30.0M$33.1M$30.5M$31.6M
American Southern$23.7M$22.2M$19.4M$17.6M

ATLANTIC AMERICAN CORP Annual Revenue by Year

ATLANTIC AMERICAN CORP annual revenue history includes year-by-year totals (for example, 2024 revenue was $188.2M).

YearAnnual Revenue
2024$188.2Mvs 2023
2023$186.8Mvs 2022
2022$187.9M

ATLANTIC AMERICAN CORP Quarterly Revenue & Net Profit History

ATLANTIC AMERICAN CORP results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.

QuarterRevenueRevenue YoYNet ProfitNet Margin
Q3 FY2025$53.8M+20.8%$577.0K1.1%
Q2 FY2025$55.3M+16.0%$3.3M6.0%
Q1 FY2025$50.1M+6.7%$802.0K1.6%
Q4 FY2024$49.0M+4.9%$412.0K0.8%
Q3 FY2024$44.5M-0.2%$-2.0M-4.5%
Q2 FY2024$47.7M-3.1%$-684.0K-1.4%
Q1 FY2024$47.0M+1.6%$-2.0M-4.3%
Q4 FY2023$46.7M+3.3%$-2.2M-4.8%

Income Statement

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Revenue$46.7M$47.0M$47.7M$44.5M$49.0M$50.1M$55.3M$53.8M
YoY Growth3.3%1.6%-3.1%-0.2%4.9%6.7%16.0%20.8%

Balance Sheet

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Assets$381.3M$365.8M$386.0M$387.0M$393.4M$388.4M$429.3M$430.9M
Liabilities$274.0M$262.9M$285.3M$281.2M$293.8M$286.1M$323.2M$321.4M
Equity$107.3M$102.8M$100.7M$105.8M$99.6M$102.4M$106.2M$109.5M

Cash Flow

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Operating CF$6.2M$-5.3M$416000$90000$4.8M$-722000$9.3M$6.6M