vs

Side-by-side financial comparison of ATLANTIC AMERICAN CORP (AAME) and Clarus Corp (CLAR). Click either name above to swap in a different company.

Clarus Corp is the larger business by last-quarter revenue ($65.4M vs $53.8M, roughly 1.2× ATLANTIC AMERICAN CORP). ATLANTIC AMERICAN CORP runs the higher net margin — 1.1% vs -47.8%, a 48.9% gap on every dollar of revenue. On growth, ATLANTIC AMERICAN CORP posted the faster year-over-year revenue change (20.8% vs -8.4%). Clarus Corp produced more free cash flow last quarter ($11.6M vs $6.6M). Over the past eight quarters, ATLANTIC AMERICAN CORP's revenue compounded faster (7.2% CAGR vs -2.9%).

The Atlantic Telegraph Company was a company formed on 6 November 1856 to undertake and exploit a commercial telegraph cable across the Atlantic Ocean, the first such telecommunications link.

Clarus Corp is a global designer, manufacturer, and distributor of high-performance outdoor recreation, climbing, camping, and lifestyle products. It manages a portfolio of leading consumer brands, serving outdoor enthusiasts, professional athletes, and retail partners across North America, Europe, and the Asia-Pacific region, with a focus on innovative, durable gear for active lifestyles.

AAME vs CLAR — Head-to-Head

Bigger by revenue
CLAR
CLAR
1.2× larger
CLAR
$65.4M
$53.8M
AAME
Growing faster (revenue YoY)
AAME
AAME
+29.1% gap
AAME
20.8%
-8.4%
CLAR
Higher net margin
AAME
AAME
48.9% more per $
AAME
1.1%
-47.8%
CLAR
More free cash flow
CLAR
CLAR
$5.0M more FCF
CLAR
$11.6M
$6.6M
AAME
Faster 2-yr revenue CAGR
AAME
AAME
Annualised
AAME
7.2%
-2.9%
CLAR

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
AAME
AAME
CLAR
CLAR
Revenue
$53.8M
$65.4M
Net Profit
$577.0K
$-31.3M
Gross Margin
27.7%
Operating Margin
1.4%
-59.6%
Net Margin
1.1%
-47.8%
Revenue YoY
20.8%
-8.4%
Net Profit YoY
128.9%
52.3%
EPS (diluted)
$0.02
$-0.81

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AAME
AAME
CLAR
CLAR
Q4 25
$65.4M
Q3 25
$53.8M
$69.3M
Q2 25
$55.3M
$55.2M
Q1 25
$50.1M
$60.4M
Q4 24
$49.0M
$71.4M
Q3 24
$44.5M
$67.1M
Q2 24
$47.7M
$56.5M
Q1 24
$47.0M
$69.3M
Net Profit
AAME
AAME
CLAR
CLAR
Q4 25
$-31.3M
Q3 25
$577.0K
$-1.6M
Q2 25
$3.3M
$-8.4M
Q1 25
$802.0K
$-5.2M
Q4 24
$412.0K
$-65.5M
Q3 24
$-2.0M
$-3.2M
Q2 24
$-684.0K
$-5.5M
Q1 24
$-2.0M
$21.9M
Gross Margin
AAME
AAME
CLAR
CLAR
Q4 25
27.7%
Q3 25
35.1%
Q2 25
35.6%
Q1 25
34.4%
Q4 24
33.4%
Q3 24
35.0%
Q2 24
36.1%
Q1 24
35.9%
Operating Margin
AAME
AAME
CLAR
CLAR
Q4 25
-59.6%
Q3 25
1.4%
-4.4%
Q2 25
7.6%
-19.7%
Q1 25
2.1%
-11.2%
Q4 24
1.1%
-70.2%
Q3 24
-5.5%
-8.0%
Q2 24
-1.8%
-14.4%
Q1 24
-5.3%
-9.8%
Net Margin
AAME
AAME
CLAR
CLAR
Q4 25
-47.8%
Q3 25
1.1%
-2.3%
Q2 25
6.0%
-15.3%
Q1 25
1.6%
-8.7%
Q4 24
0.8%
-91.8%
Q3 24
-4.5%
-4.7%
Q2 24
-1.4%
-9.7%
Q1 24
-4.3%
31.6%
EPS (diluted)
AAME
AAME
CLAR
CLAR
Q4 25
$-0.81
Q3 25
$0.02
$-0.04
Q2 25
$0.15
$-0.22
Q1 25
$0.03
$-0.14
Q4 24
$0.01
$-1.72
Q3 24
$-0.10
$-0.08
Q2 24
$-0.04
$-0.14
Q1 24
$-0.10
$0.57

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AAME
AAME
CLAR
CLAR
Cash + ST InvestmentsLiquidity on hand
$34.4M
$36.7M
Total DebtLower is stronger
$0
Stockholders' EquityBook value
$109.5M
$196.4M
Total Assets
$430.9M
$249.0M
Debt / EquityLower = less leverage
0.00×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AAME
AAME
CLAR
CLAR
Q4 25
$36.7M
Q3 25
$34.4M
$29.5M
Q2 25
$46.4M
$28.5M
Q1 25
$35.9M
$41.3M
Q4 24
$35.6M
$45.4M
Q3 24
$23.0M
$36.4M
Q2 24
$21.2M
$46.2M
Q1 24
$21.2M
$47.5M
Total Debt
AAME
AAME
CLAR
CLAR
Q4 25
$0
Q3 25
$2.0M
Q2 25
$1.9M
Q1 25
$1.9M
Q4 24
$1.9M
Q3 24
Q2 24
Q1 24
$37.0K
Stockholders' Equity
AAME
AAME
CLAR
CLAR
Q4 25
$196.4M
Q3 25
$109.5M
$225.8M
Q2 25
$106.2M
$225.1M
Q1 25
$102.4M
$229.3M
Q4 24
$99.6M
$233.1M
Q3 24
$105.8M
$308.5M
Q2 24
$100.7M
$307.3M
Q1 24
$102.8M
$310.4M
Total Assets
AAME
AAME
CLAR
CLAR
Q4 25
$249.0M
Q3 25
$430.9M
$283.1M
Q2 25
$429.3M
$286.5M
Q1 25
$388.4M
$292.8M
Q4 24
$393.4M
$294.1M
Q3 24
$387.0M
$375.3M
Q2 24
$386.0M
$369.4M
Q1 24
$365.8M
$377.0M
Debt / Equity
AAME
AAME
CLAR
CLAR
Q4 25
0.00×
Q3 25
0.01×
Q2 25
0.01×
Q1 25
0.01×
Q4 24
0.01×
Q3 24
Q2 24
Q1 24
0.00×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AAME
AAME
CLAR
CLAR
Operating Cash FlowLast quarter
$6.6M
$12.5M
Free Cash FlowOCF − Capex
$6.6M
$11.6M
FCF MarginFCF / Revenue
12.3%
17.7%
Capex IntensityCapex / Revenue
0.1%
1.4%
Cash ConversionOCF / Net Profit
11.51×
TTM Free Cash FlowTrailing 4 quarters
$19.3M
$-9.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AAME
AAME
CLAR
CLAR
Q4 25
$12.5M
Q3 25
$6.6M
$-5.7M
Q2 25
$9.3M
$-9.4M
Q1 25
$-722.0K
$-2.1M
Q4 24
$4.8M
$16.6M
Q3 24
$90.0K
$-8.3M
Q2 24
$416.0K
$834.0K
Q1 24
$-5.3M
$-16.4M
Free Cash Flow
AAME
AAME
CLAR
CLAR
Q4 25
$11.6M
Q3 25
$6.6M
$-7.0M
Q2 25
$9.1M
$-11.3M
Q1 25
$-986.0K
$-3.3M
Q4 24
$4.6M
$14.4M
Q3 24
$58.0K
$-9.4M
Q2 24
$361.0K
$-744.0K
Q1 24
$-5.4M
$-18.3M
FCF Margin
AAME
AAME
CLAR
CLAR
Q4 25
17.7%
Q3 25
12.3%
-10.0%
Q2 25
16.5%
-20.4%
Q1 25
-2.0%
-5.4%
Q4 24
9.3%
20.1%
Q3 24
0.1%
-14.0%
Q2 24
0.8%
-1.3%
Q1 24
-11.4%
-26.3%
Capex Intensity
AAME
AAME
CLAR
CLAR
Q4 25
1.4%
Q3 25
0.1%
1.8%
Q2 25
0.3%
3.4%
Q1 25
0.5%
2.0%
Q4 24
0.5%
3.1%
Q3 24
0.1%
1.6%
Q2 24
0.1%
2.8%
Q1 24
0.1%
2.7%
Cash Conversion
AAME
AAME
CLAR
CLAR
Q4 25
Q3 25
11.51×
Q2 25
2.80×
Q1 25
-0.90×
Q4 24
11.65×
Q3 24
Q2 24
Q1 24
-0.75×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AAME
AAME

Bankers Fidelity$30.0M56%
American Southern$23.7M44%

CLAR
CLAR

Other$37.1M57%
Outdoor Segment$25.3M39%
Adventure Segment$3.0M5%

Related Comparisons