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Side-by-side financial comparison of ATLANTIC AMERICAN CORP (AAME) and Clearfield, Inc. (CLFD). Click either name above to swap in a different company.
ATLANTIC AMERICAN CORP is the larger business by last-quarter revenue ($53.8M vs $34.3M, roughly 1.6× Clearfield, Inc.). ATLANTIC AMERICAN CORP runs the higher net margin — 1.1% vs -1.8%, a 2.9% gap on every dollar of revenue. On growth, ATLANTIC AMERICAN CORP posted the faster year-over-year revenue change (20.8% vs -3.2%). ATLANTIC AMERICAN CORP produced more free cash flow last quarter ($6.6M vs $-2.4M). Over the past eight quarters, ATLANTIC AMERICAN CORP's revenue compounded faster (7.2% CAGR vs -3.5%).
The Atlantic Telegraph Company was a company formed on 6 November 1856 to undertake and exploit a commercial telegraph cable across the Atlantic Ocean, the first such telecommunications link.
Clearfield, Inc. is a company headquartered in Minneapolis, Minnesota. The company produces fiber optic products.
AAME vs CLFD — Head-to-Head
Income Statement — Q3 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $53.8M | $34.3M |
| Net Profit | $577.0K | $-614.0K |
| Gross Margin | — | 33.2% |
| Operating Margin | 1.4% | -5.3% |
| Net Margin | 1.1% | -1.8% |
| Revenue YoY | 20.8% | -3.2% |
| Net Profit YoY | 128.9% | 67.8% |
| EPS (diluted) | $0.02 | $-0.04 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | — | $34.3M | ||
| Q3 25 | $53.8M | $23.4M | ||
| Q2 25 | $55.3M | $49.9M | ||
| Q1 25 | $50.1M | $47.2M | ||
| Q4 24 | $49.0M | $29.7M | ||
| Q3 24 | $44.5M | $5.6M | ||
| Q2 24 | $47.7M | $48.8M | ||
| Q1 24 | $47.0M | $36.9M |
| Q4 25 | — | $-614.0K | ||
| Q3 25 | $577.0K | $-9.1M | ||
| Q2 25 | $3.3M | $1.6M | ||
| Q1 25 | $802.0K | $1.3M | ||
| Q4 24 | $412.0K | $-1.9M | ||
| Q3 24 | $-2.0M | — | ||
| Q2 24 | $-684.0K | $-447.0K | ||
| Q1 24 | $-2.0M | $-5.9M |
| Q4 25 | — | 33.2% | ||
| Q3 25 | — | 53.2% | ||
| Q2 25 | — | 30.5% | ||
| Q1 25 | — | 30.1% | ||
| Q4 24 | — | 29.2% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 21.9% | ||
| Q1 24 | — | 7.7% |
| Q4 25 | — | -5.3% | ||
| Q3 25 | 1.4% | 10.3% | ||
| Q2 25 | 7.6% | 3.0% | ||
| Q1 25 | 2.1% | 0.6% | ||
| Q4 24 | 1.1% | -6.9% | ||
| Q3 24 | -5.5% | — | ||
| Q2 24 | -1.8% | -4.7% | ||
| Q1 24 | -5.3% | -26.4% |
| Q4 25 | — | -1.8% | ||
| Q3 25 | 1.1% | -38.8% | ||
| Q2 25 | 6.0% | 3.2% | ||
| Q1 25 | 1.6% | 2.8% | ||
| Q4 24 | 0.8% | -6.4% | ||
| Q3 24 | -4.5% | — | ||
| Q2 24 | -1.4% | -0.9% | ||
| Q1 24 | -4.3% | -16.0% |
| Q4 25 | — | $-0.04 | ||
| Q3 25 | $0.02 | $-0.65 | ||
| Q2 25 | $0.15 | $0.11 | ||
| Q1 25 | $0.03 | $0.09 | ||
| Q4 24 | $0.01 | $-0.13 | ||
| Q3 24 | $-0.10 | — | ||
| Q2 24 | $-0.04 | $-0.04 | ||
| Q1 24 | $-0.10 | $-0.40 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $34.4M | $96.4M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $109.5M | $249.7M |
| Total Assets | $430.9M | $268.1M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $96.4M | ||
| Q3 25 | $34.4M | $106.0M | ||
| Q2 25 | $46.4M | $117.2M | ||
| Q1 25 | $35.9M | $112.0M | ||
| Q4 24 | $35.6M | $113.0M | ||
| Q3 24 | $23.0M | $129.0M | ||
| Q2 24 | $21.2M | $123.8M | ||
| Q1 24 | $21.2M | $142.9M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $2.2M | ||
| Q2 24 | — | $2.1M | ||
| Q1 24 | — | — |
| Q4 25 | — | $249.7M | ||
| Q3 25 | $109.5M | $256.2M | ||
| Q2 25 | $106.2M | $264.5M | ||
| Q1 25 | $102.4M | $265.9M | ||
| Q4 24 | $99.6M | $267.4M | ||
| Q3 24 | $105.8M | $275.8M | ||
| Q2 24 | $100.7M | $274.6M | ||
| Q1 24 | $102.8M | $279.2M |
| Q4 25 | — | $268.1M | ||
| Q3 25 | $430.9M | $306.2M | ||
| Q2 25 | $429.3M | $314.7M | ||
| Q1 25 | $388.4M | $310.9M | ||
| Q4 24 | $393.4M | $303.2M | ||
| Q3 24 | $387.0M | $315.3M | ||
| Q2 24 | $386.0M | $318.1M | ||
| Q1 24 | $365.8M | $315.4M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.01× | ||
| Q2 24 | — | 0.01× | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $6.6M | $-1.4M |
| Free Cash FlowOCF − Capex | $6.6M | $-2.4M |
| FCF MarginFCF / Revenue | 12.3% | -7.1% |
| Capex IntensityCapex / Revenue | 0.1% | 2.9% |
| Cash ConversionOCF / Net Profit | 11.51× | — |
| TTM Free Cash FlowTrailing 4 quarters | $19.3M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $-1.4M | ||
| Q3 25 | $6.6M | — | ||
| Q2 25 | $9.3M | $7.9M | ||
| Q1 25 | $-722.0K | $3.0M | ||
| Q4 24 | $4.8M | $7.2M | ||
| Q3 24 | $90.0K | $22.2M | ||
| Q2 24 | $416.0K | $4.0M | ||
| Q1 24 | $-5.3M | $-5.7M |
| Q4 25 | — | $-2.4M | ||
| Q3 25 | $6.6M | — | ||
| Q2 25 | $9.1M | $7.5M | ||
| Q1 25 | $-986.0K | $654.0K | ||
| Q4 24 | $4.6M | $5.1M | ||
| Q3 24 | $58.0K | $18.2M | ||
| Q2 24 | $361.0K | $2.8M | ||
| Q1 24 | $-5.4M | $-7.7M |
| Q4 25 | — | -7.1% | ||
| Q3 25 | 12.3% | — | ||
| Q2 25 | 16.5% | 15.1% | ||
| Q1 25 | -2.0% | 1.4% | ||
| Q4 24 | 9.3% | 17.1% | ||
| Q3 24 | 0.1% | 323.0% | ||
| Q2 24 | 0.8% | 5.8% | ||
| Q1 24 | -11.4% | -20.8% |
| Q4 25 | — | 2.9% | ||
| Q3 25 | 0.1% | 2.0% | ||
| Q2 25 | 0.3% | 0.8% | ||
| Q1 25 | 0.5% | 5.1% | ||
| Q4 24 | 0.5% | 7.0% | ||
| Q3 24 | 0.1% | 71.4% | ||
| Q2 24 | 0.1% | 2.5% | ||
| Q1 24 | 0.1% | 5.3% |
| Q4 25 | — | — | ||
| Q3 25 | 11.51× | — | ||
| Q2 25 | 2.80× | 4.93× | ||
| Q1 25 | -0.90× | 2.30× | ||
| Q4 24 | 11.65× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AAME
| Bankers Fidelity | $30.0M | 56% |
| American Southern | $23.7M | 44% |
CLFD
Segment breakdown not available.
