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Side-by-side financial comparison of ATLANTIC AMERICAN CORP (AAME) and OR Royalties Inc. (OR). Click either name above to swap in a different company.

ATLANTIC AMERICAN CORP is the larger business by last-quarter revenue ($53.8M vs $46.7M, roughly 1.2× OR Royalties Inc.).

The Atlantic Telegraph Company was a company formed on 6 November 1856 to undertake and exploit a commercial telegraph cable across the Atlantic Ocean, the first such telecommunications link.

OR Royalties Inc. is a Canadian company that holds royalties in gold, silver and diamond mines, principally in the form of net smelter returns and streams.Like its predecessor company, Osisko Mining, it is headquartered in Montreal, Quebec, with shares listed on the Toronto Stock Exchange and the New York Stock Exchange.

AAME vs OR — Head-to-Head

Bigger by revenue
AAME
AAME
1.2× larger
AAME
$53.8M
$46.7M
OR

Income Statement — Q3 FY2025 vs Q2 FY2022

Metric
AAME
AAME
OR
OR
Revenue
$53.8M
$46.7M
Net Profit
$577.0K
Gross Margin
Operating Margin
1.4%
Net Margin
1.1%
Revenue YoY
20.8%
Net Profit YoY
128.9%
EPS (diluted)
$0.02

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AAME
AAME
OR
OR
Q3 25
$53.8M
Q2 25
$55.3M
Q1 25
$50.1M
Q4 24
$49.0M
Q3 24
$44.5M
Q2 24
$47.7M
Q1 24
$47.0M
Q4 23
$46.7M
Net Profit
AAME
AAME
OR
OR
Q3 25
$577.0K
Q2 25
$3.3M
Q1 25
$802.0K
Q4 24
$412.0K
Q3 24
$-2.0M
Q2 24
$-684.0K
Q1 24
$-2.0M
Q4 23
$-2.2M
Operating Margin
AAME
AAME
OR
OR
Q3 25
1.4%
Q2 25
7.6%
Q1 25
2.1%
Q4 24
1.1%
Q3 24
-5.5%
Q2 24
-1.8%
Q1 24
-5.3%
Q4 23
-6.6%
Net Margin
AAME
AAME
OR
OR
Q3 25
1.1%
Q2 25
6.0%
Q1 25
1.6%
Q4 24
0.8%
Q3 24
-4.5%
Q2 24
-1.4%
Q1 24
-4.3%
Q4 23
-4.8%
EPS (diluted)
AAME
AAME
OR
OR
Q3 25
$0.02
Q2 25
$0.15
Q1 25
$0.03
Q4 24
$0.01
Q3 24
$-0.10
Q2 24
$-0.04
Q1 24
$-0.10
Q4 23
$-0.11

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AAME
AAME
OR
OR
Cash + ST InvestmentsLiquidity on hand
$34.4M
Total DebtLower is stronger
$222.8M
Stockholders' EquityBook value
$109.5M
$1.3B
Total Assets
$430.9M
Debt / EquityLower = less leverage
0.17×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AAME
AAME
OR
OR
Q3 25
$34.4M
Q2 25
$46.4M
Q1 25
$35.9M
Q4 24
$35.6M
Q3 24
$23.0M
Q2 24
$21.2M
Q1 24
$21.2M
Q4 23
$28.3M
Stockholders' Equity
AAME
AAME
OR
OR
Q3 25
$109.5M
Q2 25
$106.2M
Q1 25
$102.4M
Q4 24
$99.6M
Q3 24
$105.8M
Q2 24
$100.7M
Q1 24
$102.8M
Q4 23
$107.3M
Total Assets
AAME
AAME
OR
OR
Q3 25
$430.9M
Q2 25
$429.3M
Q1 25
$388.4M
Q4 24
$393.4M
Q3 24
$387.0M
Q2 24
$386.0M
Q1 24
$365.8M
Q4 23
$381.3M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AAME
AAME
OR
OR
Operating Cash FlowLast quarter
$6.6M
Free Cash FlowOCF − Capex
$6.6M
FCF MarginFCF / Revenue
12.3%
Capex IntensityCapex / Revenue
0.1%
Cash ConversionOCF / Net Profit
11.51×
TTM Free Cash FlowTrailing 4 quarters
$19.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AAME
AAME
OR
OR
Q3 25
$6.6M
Q2 25
$9.3M
Q1 25
$-722.0K
Q4 24
$4.8M
Q3 24
$90.0K
Q2 24
$416.0K
Q1 24
$-5.3M
Q4 23
$6.2M
Free Cash Flow
AAME
AAME
OR
OR
Q3 25
$6.6M
Q2 25
$9.1M
Q1 25
$-986.0K
Q4 24
$4.6M
Q3 24
$58.0K
Q2 24
$361.0K
Q1 24
$-5.4M
Q4 23
$6.2M
FCF Margin
AAME
AAME
OR
OR
Q3 25
12.3%
Q2 25
16.5%
Q1 25
-2.0%
Q4 24
9.3%
Q3 24
0.1%
Q2 24
0.8%
Q1 24
-11.4%
Q4 23
13.2%
Capex Intensity
AAME
AAME
OR
OR
Q3 25
0.1%
Q2 25
0.3%
Q1 25
0.5%
Q4 24
0.5%
Q3 24
0.1%
Q2 24
0.1%
Q1 24
0.1%
Q4 23
0.0%
Cash Conversion
AAME
AAME
OR
OR
Q3 25
11.51×
Q2 25
2.80×
Q1 25
-0.90×
Q4 24
11.65×
Q3 24
Q2 24
Q1 24
Q4 23

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AAME
AAME

Bankers Fidelity$30.0M56%
American Southern$23.7M44%

OR
OR

Segment breakdown not available.

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