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Side-by-side financial comparison of ATLANTIC AMERICAN CORP (AAME) and Proficient Auto Logistics, Inc (PAL). Click either name above to swap in a different company.

Proficient Auto Logistics, Inc is the larger business by last-quarter revenue ($93.7M vs $53.8M, roughly 1.7× ATLANTIC AMERICAN CORP). On growth, ATLANTIC AMERICAN CORP posted the faster year-over-year revenue change (20.8% vs -1.6%).

The Atlantic Telegraph Company was a company formed on 6 November 1856 to undertake and exploit a commercial telegraph cable across the Atlantic Ocean, the first such telecommunications link.

Proficient Auto Logistics, Inc. is a specialized automotive sector logistics provider. It offers tailored solutions including finished vehicle transport, auto parts storage and distribution, and supply chain support for automotive industry stakeholders, prioritizing reliable, efficient service delivery.

AAME vs PAL — Head-to-Head

Bigger by revenue
PAL
PAL
1.7× larger
PAL
$93.7M
$53.8M
AAME
Growing faster (revenue YoY)
AAME
AAME
+22.4% gap
AAME
20.8%
-1.6%
PAL

Income Statement — Q3 FY2025 vs Q1 FY2026

Metric
AAME
AAME
PAL
PAL
Revenue
$53.8M
$93.7M
Net Profit
$577.0K
Gross Margin
Operating Margin
1.4%
-107302.4%
Net Margin
1.1%
Revenue YoY
20.8%
-1.6%
Net Profit YoY
128.9%
EPS (diluted)
$0.02

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AAME
AAME
PAL
PAL
Q1 26
$93.7M
Q4 25
$430.4M
Q3 25
$53.8M
Q2 25
$55.3M
Q1 25
$50.1M
Q4 24
$49.0M
Q3 24
$44.5M
$91.5M
Q2 24
$47.7M
Net Profit
AAME
AAME
PAL
PAL
Q1 26
Q4 25
Q3 25
$577.0K
Q2 25
$3.3M
Q1 25
$802.0K
Q4 24
$412.0K
Q3 24
$-2.0M
$-1.4M
Q2 24
$-684.0K
Operating Margin
AAME
AAME
PAL
PAL
Q1 26
-107302.4%
Q4 25
-7.5%
Q3 25
1.4%
Q2 25
7.6%
Q1 25
2.1%
Q4 24
1.1%
Q3 24
-5.5%
-2.4%
Q2 24
-1.8%
Net Margin
AAME
AAME
PAL
PAL
Q1 26
Q4 25
Q3 25
1.1%
Q2 25
6.0%
Q1 25
1.6%
Q4 24
0.8%
Q3 24
-4.5%
-1.5%
Q2 24
-1.4%
EPS (diluted)
AAME
AAME
PAL
PAL
Q1 26
Q4 25
Q3 25
$0.02
Q2 25
$0.15
Q1 25
$0.03
Q4 24
$0.01
Q3 24
$-0.10
$-0.05
Q2 24
$-0.04

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AAME
AAME
PAL
PAL
Cash + ST InvestmentsLiquidity on hand
$34.4M
$9.8M
Total DebtLower is stronger
$49.4M
Stockholders' EquityBook value
$109.5M
Total Assets
$430.9M
$466.4M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AAME
AAME
PAL
PAL
Q1 26
$9.8M
Q4 25
$14.3M
Q3 25
$34.4M
Q2 25
$46.4M
Q1 25
$35.9M
Q4 24
$35.6M
Q3 24
$23.0M
$16.8M
Q2 24
$21.2M
Total Debt
AAME
AAME
PAL
PAL
Q1 26
$49.4M
Q4 25
$53.7M
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
$64.0M
Q2 24
Stockholders' Equity
AAME
AAME
PAL
PAL
Q1 26
Q4 25
Q3 25
$109.5M
Q2 25
$106.2M
Q1 25
$102.4M
Q4 24
$99.6M
Q3 24
$105.8M
$338.5M
Q2 24
$100.7M
Total Assets
AAME
AAME
PAL
PAL
Q1 26
$466.4M
Q4 25
$477.0M
Q3 25
$430.9M
Q2 25
$429.3M
Q1 25
$388.4M
Q4 24
$393.4M
Q3 24
$387.0M
$498.2M
Q2 24
$386.0M
Debt / Equity
AAME
AAME
PAL
PAL
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
0.19×
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AAME
AAME
PAL
PAL
Operating Cash FlowLast quarter
$6.6M
Free Cash FlowOCF − Capex
$6.6M
FCF MarginFCF / Revenue
12.3%
Capex IntensityCapex / Revenue
0.1%
Cash ConversionOCF / Net Profit
11.51×
TTM Free Cash FlowTrailing 4 quarters
$19.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AAME
AAME
PAL
PAL
Q1 26
Q4 25
Q3 25
$6.6M
Q2 25
$9.3M
Q1 25
$-722.0K
Q4 24
$4.8M
Q3 24
$90.0K
Q2 24
$416.0K
Free Cash Flow
AAME
AAME
PAL
PAL
Q1 26
Q4 25
Q3 25
$6.6M
Q2 25
$9.1M
Q1 25
$-986.0K
Q4 24
$4.6M
Q3 24
$58.0K
Q2 24
$361.0K
FCF Margin
AAME
AAME
PAL
PAL
Q1 26
Q4 25
Q3 25
12.3%
Q2 25
16.5%
Q1 25
-2.0%
Q4 24
9.3%
Q3 24
0.1%
Q2 24
0.8%
Capex Intensity
AAME
AAME
PAL
PAL
Q1 26
Q4 25
Q3 25
0.1%
Q2 25
0.3%
Q1 25
0.5%
Q4 24
0.5%
Q3 24
0.1%
Q2 24
0.1%
Cash Conversion
AAME
AAME
PAL
PAL
Q1 26
Q4 25
Q3 25
11.51×
Q2 25
2.80×
Q1 25
-0.90×
Q4 24
11.65×
Q3 24
Q2 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AAME
AAME

Bankers Fidelity$30.0M56%
American Southern$23.7M44%

PAL
PAL

Segment breakdown not available.

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