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Side-by-side financial comparison of ATLANTIC AMERICAN CORP (AAME) and Primerica, Inc. (PRI). Click either name above to swap in a different company.
Primerica, Inc. is the larger business by last-quarter revenue ($853.7M vs $53.8M, roughly 15.9× ATLANTIC AMERICAN CORP). Primerica, Inc. runs the higher net margin — 23.1% vs 1.1%, a 22.0% gap on every dollar of revenue. On growth, ATLANTIC AMERICAN CORP posted the faster year-over-year revenue change (20.8% vs 11.0%). Over the past eight quarters, ATLANTIC AMERICAN CORP's revenue compounded faster (7.2% CAGR vs 7.2%).
The Atlantic Telegraph Company was a company formed on 6 November 1856 to undertake and exploit a commercial telegraph cable across the Atlantic Ocean, the first such telecommunications link.
Primerica, Inc. is a multi-level marketing company that provides insurance, investment and financial services to middle-income families in the United States and Canada.
AAME vs PRI — Head-to-Head
Income Statement — Q3 2025 vs Q4 2025
| Metric | | |
|---|---|---|
| Revenue | $53.8M | $853.7M |
| Net Profit | $577.0K | $197.0M |
| Gross Margin | — | — |
| Operating Margin | 1.4% | 28.9% |
| Net Margin | 1.1% | 23.1% |
| Revenue YoY | 20.8% | 11.0% |
| Net Profit YoY | 128.9% | 17.9% |
| EPS (diluted) | $0.02 | $6.11 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | — | $853.7M | ||
| Q3 25 | $53.8M | $839.9M | ||
| Q2 25 | $55.3M | $793.3M | ||
| Q1 25 | $50.1M | $804.8M | ||
| Q4 24 | $49.0M | $768.8M | ||
| Q3 24 | $44.5M | $774.1M | ||
| Q2 24 | $47.7M | $803.4M | ||
| Q1 24 | $47.0M | $742.8M |
| Q4 25 | — | $197.0M | ||
| Q3 25 | $577.0K | $206.8M | ||
| Q2 25 | $3.3M | $178.3M | ||
| Q1 25 | $802.0K | $169.1M | ||
| Q4 24 | $412.0K | $167.1M | ||
| Q3 24 | $-2.0M | $164.4M | ||
| Q2 24 | $-684.0K | $1.2M | ||
| Q1 24 | $-2.0M | $137.9M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 98.0% | ||
| Q1 24 | — | 98.2% |
| Q4 25 | — | 28.9% | ||
| Q3 25 | 1.4% | 32.3% | ||
| Q2 25 | 7.6% | 29.6% | ||
| Q1 25 | 2.1% | 27.5% | ||
| Q4 24 | 1.1% | 64.7% | ||
| Q3 24 | -5.5% | 32.9% | ||
| Q2 24 | -1.8% | 1.0% | ||
| Q1 24 | -5.3% | 24.1% |
| Q4 25 | — | 23.1% | ||
| Q3 25 | 1.1% | 24.6% | ||
| Q2 25 | 6.0% | 22.5% | ||
| Q1 25 | 1.6% | 21.0% | ||
| Q4 24 | 0.8% | 21.7% | ||
| Q3 24 | -4.5% | 21.2% | ||
| Q2 24 | -1.4% | 0.1% | ||
| Q1 24 | -4.3% | 18.6% |
| Q4 25 | — | $6.11 | ||
| Q3 25 | $0.02 | $6.35 | ||
| Q2 25 | $0.15 | $5.40 | ||
| Q1 25 | $0.03 | $5.05 | ||
| Q4 24 | $0.01 | $4.92 | ||
| Q3 24 | $-0.10 | $4.83 | ||
| Q2 24 | $-0.04 | $0.03 | ||
| Q1 24 | $-0.10 | $3.93 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $34.4M | $756.2M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $109.5M | $2.4B |
| Total Assets | $430.9M | $15.0B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $756.2M | ||
| Q3 25 | $34.4M | $644.9M | ||
| Q2 25 | $46.4M | $621.2M | ||
| Q1 25 | $35.9M | $625.1M | ||
| Q4 24 | $35.6M | $687.8M | ||
| Q3 24 | $23.0M | $550.1M | ||
| Q2 24 | $21.2M | $627.3M | ||
| Q1 24 | $21.2M | $593.4M |
| Q4 25 | — | $2.4B | ||
| Q3 25 | $109.5M | $2.3B | ||
| Q2 25 | $106.2M | $2.3B | ||
| Q1 25 | $102.4M | $2.3B | ||
| Q4 24 | $99.6M | $2.3B | ||
| Q3 24 | $105.8M | $1.9B | ||
| Q2 24 | $100.7M | $2.1B | ||
| Q1 24 | $102.8M | $2.2B |
| Q4 25 | — | $15.0B | ||
| Q3 25 | $430.9M | $14.8B | ||
| Q2 25 | $429.3M | $14.8B | ||
| Q1 25 | $388.4M | $14.6B | ||
| Q4 24 | $393.4M | $14.6B | ||
| Q3 24 | $387.0M | $14.8B | ||
| Q2 24 | $386.0M | $14.6B | ||
| Q1 24 | $365.8M | $14.9B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $6.6M | $338.2M |
| Free Cash FlowOCF − Capex | $6.6M | — |
| FCF MarginFCF / Revenue | 12.3% | — |
| Capex IntensityCapex / Revenue | 0.1% | — |
| Cash ConversionOCF / Net Profit | 11.51× | 1.72× |
| TTM Free Cash FlowTrailing 4 quarters | $24.2M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $338.2M | ||
| Q3 25 | $6.6M | $202.9M | ||
| Q2 25 | $9.3M | $162.6M | ||
| Q1 25 | $-722.0K | $197.5M | ||
| Q4 24 | $9.6M | $270.6M | ||
| Q3 24 | $90.0K | $207.3M | ||
| Q2 24 | $416.0K | $173.3M | ||
| Q1 24 | $-5.3M | $210.9M |
| Q4 25 | — | — | ||
| Q3 25 | $6.6M | — | ||
| Q2 25 | $9.1M | — | ||
| Q1 25 | $-986.0K | — | ||
| Q4 24 | $9.5M | — | ||
| Q3 24 | $58.0K | — | ||
| Q2 24 | $361.0K | — | ||
| Q1 24 | $-5.4M | — |
| Q4 25 | — | — | ||
| Q3 25 | 12.3% | — | ||
| Q2 25 | 16.5% | — | ||
| Q1 25 | -2.0% | — | ||
| Q4 24 | 19.4% | — | ||
| Q3 24 | 0.1% | — | ||
| Q2 24 | 0.8% | — | ||
| Q1 24 | -11.4% | — |
| Q4 25 | — | — | ||
| Q3 25 | 0.1% | — | ||
| Q2 25 | 0.3% | — | ||
| Q1 25 | 0.5% | — | ||
| Q4 24 | 0.2% | — | ||
| Q3 24 | 0.1% | — | ||
| Q2 24 | 0.1% | — | ||
| Q1 24 | 0.1% | — |
| Q4 25 | — | 1.72× | ||
| Q3 25 | 11.51× | 0.98× | ||
| Q2 25 | 2.80× | 0.91× | ||
| Q1 25 | -0.90× | 1.17× | ||
| Q4 24 | 23.33× | 1.62× | ||
| Q3 24 | — | 1.26× | ||
| Q2 24 | — | 147.98× | ||
| Q1 24 | — | 1.53× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AAME
| Bankers Fidelity | $30.0M | 56% |
| American Southern | $23.7M | 44% |
PRI
| Revenues From Sources Other Than Contracts With Customers | $445.9M | 52% |
| Investment And Savings Products Segment Revenues | $340.3M | 40% |
| Other | $56.5M | 7% |
| Segment Revenues From Contracts With Customers | $11.0M | 1% |
