vs

Side-by-side financial comparison of ATLANTIC AMERICAN CORP (AAME) and Talkspace, Inc. (TALK). Click either name above to swap in a different company.

Talkspace, Inc. is the larger business by last-quarter revenue ($63.0M vs $53.8M, roughly 1.2× ATLANTIC AMERICAN CORP). Talkspace, Inc. runs the higher net margin — 7.6% vs 1.1%, a 6.5% gap on every dollar of revenue. On growth, Talkspace, Inc. posted the faster year-over-year revenue change (29.3% vs 20.8%). Over the past eight quarters, Talkspace, Inc.'s revenue compounded faster (17.8% CAGR vs 7.2%).

The Atlantic Telegraph Company was a company formed on 6 November 1856 to undertake and exploit a commercial telegraph cable across the Atlantic Ocean, the first such telecommunications link.

Talkspace, Inc. is an American company that provides online and mobile therapy services. Founded in 2012 by Oren and Roni Frank, Talkspace connects users with licensed therapists and psychiatrists through web and mobile platforms. The service offers communication through text, audio, and video messaging, as well as live video sessions in some cases. The company is headquartered in New York City.

AAME vs TALK — Head-to-Head

Bigger by revenue
TALK
TALK
1.2× larger
TALK
$63.0M
$53.8M
AAME
Growing faster (revenue YoY)
TALK
TALK
+8.5% gap
TALK
29.3%
20.8%
AAME
Higher net margin
TALK
TALK
6.5% more per $
TALK
7.6%
1.1%
AAME
Faster 2-yr revenue CAGR
TALK
TALK
Annualised
TALK
17.8%
7.2%
AAME

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
AAME
AAME
TALK
TALK
Revenue
$53.8M
$63.0M
Net Profit
$577.0K
$4.8M
Gross Margin
Operating Margin
1.4%
6.1%
Net Margin
1.1%
7.6%
Revenue YoY
20.8%
29.3%
Net Profit YoY
128.9%
292.5%
EPS (diluted)
$0.02

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AAME
AAME
TALK
TALK
Q4 25
$63.0M
Q3 25
$53.8M
$59.4M
Q2 25
$55.3M
$54.3M
Q1 25
$50.1M
$52.2M
Q4 24
$49.0M
$48.7M
Q3 24
$44.5M
$47.4M
Q2 24
$47.7M
$46.1M
Q1 24
$47.0M
$45.4M
Net Profit
AAME
AAME
TALK
TALK
Q4 25
$4.8M
Q3 25
$577.0K
$3.3M
Q2 25
$3.3M
$-541.0K
Q1 25
$802.0K
$318.0K
Q4 24
$412.0K
$1.2M
Q3 24
$-2.0M
$1.9M
Q2 24
$-684.0K
$-474.0K
Q1 24
$-2.0M
$-1.5M
Gross Margin
AAME
AAME
TALK
TALK
Q4 25
Q3 25
Q2 25
Q1 25
44.6%
Q4 24
44.2%
Q3 24
45.6%
Q2 24
45.5%
Q1 24
47.8%
Operating Margin
AAME
AAME
TALK
TALK
Q4 25
6.1%
Q3 25
1.4%
3.7%
Q2 25
7.6%
-3.3%
Q1 25
2.1%
-2.1%
Q4 24
1.1%
1.2%
Q3 24
-5.5%
0.2%
Q2 24
-1.8%
-7.6%
Q1 24
-5.3%
-3.7%
Net Margin
AAME
AAME
TALK
TALK
Q4 25
7.6%
Q3 25
1.1%
5.5%
Q2 25
6.0%
-1.0%
Q1 25
1.6%
0.6%
Q4 24
0.8%
2.5%
Q3 24
-4.5%
4.0%
Q2 24
-1.4%
-1.0%
Q1 24
-4.3%
-3.2%
EPS (diluted)
AAME
AAME
TALK
TALK
Q4 25
Q3 25
$0.02
$0.02
Q2 25
$0.15
Q1 25
$0.03
$0.00
Q4 24
$0.01
$0.01
Q3 24
$-0.10
$0.01
Q2 24
$-0.04
$0.00
Q1 24
$-0.10
$-0.01

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AAME
AAME
TALK
TALK
Cash + ST InvestmentsLiquidity on hand
$34.4M
$37.4M
Total DebtLower is stronger
Stockholders' EquityBook value
$109.5M
$117.0M
Total Assets
$430.9M
$134.9M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AAME
AAME
TALK
TALK
Q4 25
$37.4M
Q3 25
$34.4M
$39.5M
Q2 25
$46.4M
$54.3M
Q1 25
$35.9M
$60.1M
Q4 24
$35.6M
$76.7M
Q3 24
$23.0M
$119.0M
Q2 24
$21.2M
$114.9M
Q1 24
$21.2M
$120.3M
Stockholders' Equity
AAME
AAME
TALK
TALK
Q4 25
$117.0M
Q3 25
$109.5M
$109.1M
Q2 25
$106.2M
$112.9M
Q1 25
$102.4M
$113.4M
Q4 24
$99.6M
$117.4M
Q3 24
$105.8M
$117.6M
Q2 24
$100.7M
$114.0M
Q1 24
$102.8M
$119.6M
Total Assets
AAME
AAME
TALK
TALK
Q4 25
$134.9M
Q3 25
$430.9M
$129.1M
Q2 25
$429.3M
$132.8M
Q1 25
$388.4M
$134.2M
Q4 24
$393.4M
$138.7M
Q3 24
$387.0M
$138.2M
Q2 24
$386.0M
$133.8M
Q1 24
$365.8M
$138.3M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AAME
AAME
TALK
TALK
Operating Cash FlowLast quarter
$6.6M
$5.4M
Free Cash FlowOCF − Capex
$6.6M
FCF MarginFCF / Revenue
12.3%
Capex IntensityCapex / Revenue
0.1%
Cash ConversionOCF / Net Profit
11.51×
1.13×
TTM Free Cash FlowTrailing 4 quarters
$19.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AAME
AAME
TALK
TALK
Q4 25
$5.4M
Q3 25
$6.6M
$4.7M
Q2 25
$9.3M
$-351.0K
Q1 25
$-722.0K
$-1.2M
Q4 24
$4.8M
$3.7M
Q3 24
$90.0K
$6.2M
Q2 24
$416.0K
$4.8M
Q1 24
$-5.3M
$-3.4M
Free Cash Flow
AAME
AAME
TALK
TALK
Q4 25
Q3 25
$6.6M
Q2 25
$9.1M
Q1 25
$-986.0K
Q4 24
$4.6M
Q3 24
$58.0K
Q2 24
$361.0K
$4.5M
Q1 24
$-5.4M
$-3.8M
FCF Margin
AAME
AAME
TALK
TALK
Q4 25
Q3 25
12.3%
Q2 25
16.5%
Q1 25
-2.0%
Q4 24
9.3%
Q3 24
0.1%
Q2 24
0.8%
9.7%
Q1 24
-11.4%
-8.3%
Capex Intensity
AAME
AAME
TALK
TALK
Q4 25
Q3 25
0.1%
Q2 25
0.3%
Q1 25
0.5%
Q4 24
0.5%
Q3 24
0.1%
Q2 24
0.1%
0.7%
Q1 24
0.1%
0.8%
Cash Conversion
AAME
AAME
TALK
TALK
Q4 25
1.13×
Q3 25
11.51×
1.46×
Q2 25
2.80×
Q1 25
-0.90×
-3.90×
Q4 24
11.65×
3.02×
Q3 24
3.31×
Q2 24
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AAME
AAME

Bankers Fidelity$30.0M56%
American Southern$23.7M44%

TALK
TALK

Payor Revenue$47.7M76%
Dte Revenue$11.6M18%
Consumer$3.7M6%

Related Comparisons