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Side-by-side financial comparison of ADVANCE AUTO PARTS INC (AAP) and OneMain Holdings, Inc. (OMF). Click either name above to swap in a different company.

ADVANCE AUTO PARTS INC is the larger business by last-quarter revenue ($2.0B vs $1.1B, roughly 1.8× OneMain Holdings, Inc.). OneMain Holdings, Inc. runs the higher net margin — 18.7% vs 0.3%, a 18.4% gap on every dollar of revenue. On growth, ADVANCE AUTO PARTS INC posted the faster year-over-year revenue change (130.1% vs 8.3%). Over the past eight quarters, OneMain Holdings, Inc.'s revenue compounded faster (10.4% CAGR vs -15.7%).

Advance Auto Parts, Inc. is an American automotive aftermarket parts provider. Headquartered in Raleigh, North Carolina, it serves professional installer and do it yourself (DIY) customers.

OneMain Holdings, Inc. is an American financial services holding company headquartered in Evansville, Indiana, with central offices throughout the United States. The company wholly owns OneMain Finance Corporation and its subsidiaries, through which it operates in the consumer finance and insurance industries as OneMain Financial. Its business primarily focuses on providing personal loans and optional insurance products to customers with limited access to traditional lenders, such as banks an...

AAP vs OMF — Head-to-Head

Bigger by revenue
AAP
AAP
1.8× larger
AAP
$2.0B
$1.1B
OMF
Growing faster (revenue YoY)
AAP
AAP
+121.8% gap
AAP
130.1%
8.3%
OMF
Higher net margin
OMF
OMF
18.4% more per $
OMF
18.7%
0.3%
AAP
Faster 2-yr revenue CAGR
OMF
OMF
Annualised
OMF
10.4%
-15.7%
AAP

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
AAP
AAP
OMF
OMF
Revenue
$2.0B
$1.1B
Net Profit
$6.0M
$204.0M
Gross Margin
44.1%
Operating Margin
2.2%
22.8%
Net Margin
0.3%
18.7%
Revenue YoY
130.1%
8.3%
Net Profit YoY
101.4%
61.9%
EPS (diluted)
$0.10
$1.71

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AAP
AAP
OMF
OMF
Q1 26
$2.0B
Q4 25
$2.0B
$1.1B
Q3 25
$2.0B
$1.1B
Q2 25
$2.6B
$1.0B
Q1 25
$996.0M
Q4 24
$2.1B
$1.0B
Q3 24
$2.2B
$981.0M
Q2 24
$2.8B
$922.0M
Net Profit
AAP
AAP
OMF
OMF
Q1 26
$6.0M
Q4 25
$-1.0M
$204.0M
Q3 25
$15.0M
$199.0M
Q2 25
$24.0M
$167.0M
Q1 25
$213.0M
Q4 24
$-6.0M
$126.0M
Q3 24
$45.0M
$157.0M
Q2 24
$40.0M
$71.0M
Gross Margin
AAP
AAP
OMF
OMF
Q1 26
44.1%
Q4 25
43.3%
Q3 25
43.5%
Q2 25
42.9%
Q1 25
Q4 24
42.3%
Q3 24
43.6%
Q2 24
43.4%
Operating Margin
AAP
AAP
OMF
OMF
Q1 26
2.2%
Q4 25
1.1%
22.8%
Q3 25
1.1%
24.5%
Q2 25
-5.1%
20.9%
Q1 25
27.6%
Q4 24
16.3%
Q3 24
2.5%
21.1%
Q2 24
1.9%
10.0%
Net Margin
AAP
AAP
OMF
OMF
Q1 26
0.3%
Q4 25
-0.0%
18.7%
Q3 25
0.7%
18.6%
Q2 25
0.9%
16.3%
Q1 25
21.4%
Q4 24
-0.3%
12.5%
Q3 24
2.1%
16.0%
Q2 24
1.4%
7.7%
EPS (diluted)
AAP
AAP
OMF
OMF
Q1 26
$0.10
Q4 25
$-0.02
$1.71
Q3 25
$0.25
$1.67
Q2 25
$0.40
$1.40
Q1 25
$1.78
Q4 24
$-0.10
$1.05
Q3 24
$0.75
$1.31
Q2 24
$0.67
$0.59

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AAP
AAP
OMF
OMF
Cash + ST InvestmentsLiquidity on hand
$3.1B
$914.0M
Total DebtLower is stronger
$3.4B
$22.7B
Stockholders' EquityBook value
$2.2B
$3.4B
Total Assets
$11.8B
$27.4B
Debt / EquityLower = less leverage
1.55×
6.67×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AAP
AAP
OMF
OMF
Q1 26
$3.1B
Q4 25
$3.2B
$914.0M
Q3 25
$1.7B
$658.0M
Q2 25
$1.7B
$769.0M
Q1 25
$627.0M
Q4 24
$464.5M
$458.0M
Q3 24
$479.4M
$577.0M
Q2 24
$451.0M
$667.0M
Total Debt
AAP
AAP
OMF
OMF
Q1 26
$3.4B
Q4 25
$3.4B
$22.7B
Q3 25
$1.8B
$22.3B
Q2 25
$1.8B
$22.1B
Q1 25
$21.5B
Q4 24
$1.8B
$21.4B
Q3 24
$1.8B
$21.1B
Q2 24
$1.8B
$20.7B
Stockholders' Equity
AAP
AAP
OMF
OMF
Q1 26
$2.2B
Q4 25
$2.2B
$3.4B
Q3 25
$2.2B
$3.4B
Q2 25
$2.2B
$3.3B
Q1 25
$3.3B
Q4 24
$2.6B
$3.2B
Q3 24
$2.6B
$3.2B
Q2 24
$2.6B
$3.2B
Total Assets
AAP
AAP
OMF
OMF
Q1 26
$11.8B
Q4 25
$12.1B
$27.4B
Q3 25
$10.5B
$27.0B
Q2 25
$10.6B
$26.6B
Q1 25
$26.0B
Q4 24
$12.5B
$25.9B
Q3 24
$12.3B
$25.6B
Q2 24
$12.2B
$25.1B
Debt / Equity
AAP
AAP
OMF
OMF
Q1 26
1.55×
Q4 25
1.55×
6.67×
Q3 25
0.81×
6.61×
Q2 25
0.81×
6.63×
Q1 25
6.55×
Q4 24
0.69×
6.72×
Q3 24
0.69×
6.59×
Q2 24
0.70×
6.56×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AAP
AAP
OMF
OMF
Operating Cash FlowLast quarter
$72.0M
$865.0M
Free Cash FlowOCF − Capex
$-21.0M
FCF MarginFCF / Revenue
-1.1%
Capex IntensityCapex / Revenue
4.7%
Cash ConversionOCF / Net Profit
12.00×
4.24×
TTM Free Cash FlowTrailing 4 quarters
$-298.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AAP
AAP
OMF
OMF
Q1 26
$72.0M
Q4 25
$-12.0M
$865.0M
Q3 25
$50.0M
$828.0M
Q2 25
$-156.0M
$774.0M
Q1 25
$665.0M
Q4 24
$70.0M
$752.0M
Q3 24
$85.0M
$677.0M
Q2 24
$3.0M
$712.0M
Free Cash Flow
AAP
AAP
OMF
OMF
Q1 26
$-21.0M
Q4 25
$-76.0M
Q3 25
$-3.0M
Q2 25
$-198.0M
Q1 25
Q4 24
$27.0M
Q3 24
$44.0M
Q2 24
$-43.0M
FCF Margin
AAP
AAP
OMF
OMF
Q1 26
-1.1%
Q4 25
-3.7%
Q3 25
-0.1%
Q2 25
-7.7%
Q1 25
Q4 24
1.3%
Q3 24
2.0%
Q2 24
-1.6%
Capex Intensity
AAP
AAP
OMF
OMF
Q1 26
4.7%
Q4 25
3.1%
Q3 25
2.6%
Q2 25
1.6%
Q1 25
Q4 24
2.0%
Q3 24
1.9%
Q2 24
1.7%
Cash Conversion
AAP
AAP
OMF
OMF
Q1 26
12.00×
Q4 25
4.24×
Q3 25
3.33×
4.16×
Q2 25
-6.50×
4.63×
Q1 25
3.12×
Q4 24
5.97×
Q3 24
1.89×
4.31×
Q2 24
0.07×
10.03×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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