OneMain Holdings, Inc.OMFEarnings & Financial Report
OneMain Holdings, Inc. is an American financial services holding company headquartered in Evansville, Indiana, with central offices throughout the United States. The company wholly owns OneMain Finance Corporation and its subsidiaries, through which it operates in the consumer finance and insurance industries as OneMain Financial. Its business primarily focuses on providing personal loans and optional insurance products to customers with limited access to traditional lenders, such as banks an...
OMF Q4 FY2025 Key Financial Metrics
Revenue
$1.1B
Gross Profit
N/A
Operating Profit
$249.0M
Net Profit
$204.0M
Gross Margin
N/A
Operating Margin
22.8%
Net Margin
18.7%
YoY Growth
8.3%
EPS
$1.71
OneMain Holdings, Inc. Q4 FY2025 Financial Summary
OneMain Holdings, Inc. reported revenue of $1.1B (up 8.3% YoY) for Q4 FY2025, with a net profit of $204.0M (up 61.9% YoY) (18.7% margin).
Key Financial Metrics
| Total Revenue | $1.1B |
|---|---|
| Net Profit | $204.0M |
| Gross Margin | N/A |
| Operating Margin | 22.8% |
| Report Period | Q4 FY2025 |
OneMain Holdings, Inc. Annual Revenue by Year
OneMain Holdings, Inc. annual revenue history includes year-by-year totals (for example, 2025 revenue was $4.2B).
OneMain Holdings, Inc. Quarterly Revenue & Net Profit History
OneMain Holdings, Inc. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $1.1B | +8.3% | $204.0M | 18.7% |
| Q3 FY2025 | $1.1B | +9.3% | $199.0M | 18.6% |
| Q2 FY2025 | $1.0B | +10.8% | $167.0M | 16.3% |
| Q1 FY2025 | $996.0M | +11.2% | $213.0M | 21.4% |
| Q4 FY2024 | $1.0B | +10.0% | $126.0M | 12.5% |
| Q3 FY2024 | $981.0M | +9.0% | $157.0M | 16.0% |
| Q2 FY2024 | $922.0M | +5.6% | $71.0M | 7.7% |
| Q1 FY2024 | $896.0M | +4.8% | $155.0M | 17.3% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $896.0M | $922.0M | $981.0M | $1.01B | $996.0M | $1.02B | $1.07B | $1.09B |
| YoY Growth | 4.8% | 5.6% | 9.0% | 10.0% | 11.2% | 10.8% | 9.3% | 8.3% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $23.91B | $25.09B | $25.58B | $25.91B | $26.03B | $26.63B | $26.98B | $27.39B |
| Liabilities | $20.69B | $21.93B | $22.37B | $22.72B | $22.75B | $23.30B | $23.61B | $23.99B |
| Equity | $3.21B | $3.15B | $3.21B | $3.19B | $3.28B | $3.33B | $3.38B | $3.40B |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $558.0M | $712.0M | $677.0M | $752.0M | $665.0M | $774.0M | $828.0M | $865.0M |