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Side-by-side financial comparison of Ameris Bancorp (ABCB) and ACV Auctions Inc. (ACVA). Click either name above to swap in a different company.
Ameris Bancorp is the larger business by last-quarter revenue ($314.4M vs $183.6M, roughly 1.7× ACV Auctions Inc.). On growth, ACV Auctions Inc. posted the faster year-over-year revenue change (15.1% vs 10.0%). Over the past eight quarters, ACV Auctions Inc.'s revenue compounded faster (12.3% CAGR vs 2.3%).
Ameris Bancorp is an American bank holding company headquartered in Atlanta, Georgia. Through its bank subsidiary, Ameris Bank, the company operates full-service branches in Georgia, Alabama, Florida, North Carolina and South Carolina, and mortgage-only locations in Georgia, Alabama, Florida, North Carolina, South Carolina, Virginia, Maryland, and Tennessee. The company offers online and mobile banking options for both consumers and businesses.
ACV Auctions Inc.ACVAEarnings & Financial Report
ACV Auctions Inc. operates a leading digital wholesale vehicle auction platform serving automotive dealers across the U.S. and Canada. It offers end-to-end services including transparent vehicle inspections, secure payment processing, and logistics support, enabling efficient trading of used vehicles between registered wholesale buyers and sellers.
ABCB vs ACVA — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $314.4M | $183.6M |
| Net Profit | $110.5M | — |
| Gross Margin | — | — |
| Operating Margin | — | -9.7% |
| Net Margin | 35.1% | — |
| Revenue YoY | 10.0% | 15.1% |
| Net Profit YoY | 2.0% | — |
| EPS (diluted) | $1.63 | $-0.12 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $314.4M | — | ||
| Q4 25 | $307.1M | $183.6M | ||
| Q3 25 | $314.2M | $199.6M | ||
| Q2 25 | $300.7M | $193.7M | ||
| Q1 25 | $285.9M | $182.7M | ||
| Q4 24 | $290.8M | $159.5M | ||
| Q3 24 | $283.8M | $171.3M | ||
| Q2 24 | $300.6M | $160.6M |
| Q1 26 | $110.5M | — | ||
| Q4 25 | $108.4M | — | ||
| Q3 25 | $106.0M | $-24.5M | ||
| Q2 25 | $109.8M | $-7.3M | ||
| Q1 25 | $87.9M | $-14.8M | ||
| Q4 24 | $94.4M | — | ||
| Q3 24 | $99.2M | $-16.0M | ||
| Q2 24 | $90.8M | $-17.1M |
| Q1 26 | — | — | ||
| Q4 25 | 45.9% | -9.7% | ||
| Q3 25 | 43.6% | -11.9% | ||
| Q2 25 | 47.4% | -3.7% | ||
| Q1 25 | 39.5% | -7.9% | ||
| Q4 24 | 43.3% | -16.2% | ||
| Q3 24 | 44.4% | -10.0% | ||
| Q2 24 | 42.1% | -11.6% |
| Q1 26 | 35.1% | — | ||
| Q4 25 | 44.2% | — | ||
| Q3 25 | 33.7% | -12.3% | ||
| Q2 25 | 36.5% | -3.8% | ||
| Q1 25 | 30.8% | -8.1% | ||
| Q4 24 | 42.5% | — | ||
| Q3 24 | 35.0% | -9.4% | ||
| Q2 24 | 30.2% | -10.6% |
| Q1 26 | $1.63 | — | ||
| Q4 25 | $1.59 | $-0.12 | ||
| Q3 25 | $1.54 | $-0.14 | ||
| Q2 25 | $1.60 | $-0.04 | ||
| Q1 25 | $1.27 | $-0.09 | ||
| Q4 24 | $1.35 | $-0.15 | ||
| Q3 24 | $1.44 | $-0.10 | ||
| Q2 24 | $1.32 | $-0.10 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $271.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $4.1B | $429.7M |
| Total Assets | $28.1B | $1.1B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $271.5M | ||
| Q3 25 | — | $265.3M | ||
| Q2 25 | — | $258.4M | ||
| Q1 25 | — | $291.9M | ||
| Q4 24 | — | $224.1M | ||
| Q3 24 | — | $252.5M | ||
| Q2 24 | — | $215.0M |
| Q1 26 | $4.1B | — | ||
| Q4 25 | $4.1B | $429.7M | ||
| Q3 25 | $4.0B | $434.4M | ||
| Q2 25 | $3.9B | $448.8M | ||
| Q1 25 | $3.8B | $439.6M | ||
| Q4 24 | $3.8B | $440.0M | ||
| Q3 24 | $3.7B | $456.2M | ||
| Q2 24 | $3.6B | $457.6M |
| Q1 26 | $28.1B | — | ||
| Q4 25 | $27.5B | $1.1B | ||
| Q3 25 | $27.1B | $1.2B | ||
| Q2 25 | $26.7B | $1.1B | ||
| Q1 25 | $26.5B | $1.2B | ||
| Q4 24 | $26.3B | $984.1M | ||
| Q3 24 | $26.4B | $1.0B | ||
| Q2 24 | $26.5B | $1.0B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $-12.4M |
| Free Cash FlowOCF − Capex | — | $-14.7M |
| FCF MarginFCF / Revenue | — | -8.0% |
| Capex IntensityCapex / Revenue | — | 1.2% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $69.1M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $390.2M | $-12.4M | ||
| Q3 25 | $104.9M | $10.3M | ||
| Q2 25 | $61.4M | $13.7M | ||
| Q1 25 | $116.9M | $66.6M | ||
| Q4 24 | $154.2M | $-3.2M | ||
| Q3 24 | $102.2M | $21.1M | ||
| Q2 24 | $-97.1M | $4.5M |
| Q1 26 | — | — | ||
| Q4 25 | $369.6M | $-14.7M | ||
| Q3 25 | $100.5M | $7.7M | ||
| Q2 25 | $53.7M | $10.9M | ||
| Q1 25 | $114.2M | $65.3M | ||
| Q4 24 | $140.7M | $-3.9M | ||
| Q3 24 | $99.8M | $20.2M | ||
| Q2 24 | $-100.3M | $2.7M |
| Q1 26 | — | — | ||
| Q4 25 | 120.4% | -8.0% | ||
| Q3 25 | 32.0% | 3.8% | ||
| Q2 25 | 17.9% | 5.6% | ||
| Q1 25 | 39.9% | 35.7% | ||
| Q4 24 | 48.4% | -2.5% | ||
| Q3 24 | 35.2% | 11.8% | ||
| Q2 24 | -33.4% | 1.7% |
| Q1 26 | — | — | ||
| Q4 25 | 6.7% | 1.2% | ||
| Q3 25 | 1.4% | 1.3% | ||
| Q2 25 | 2.5% | 1.5% | ||
| Q1 25 | 0.9% | 0.7% | ||
| Q4 24 | 4.6% | 0.4% | ||
| Q3 24 | 0.8% | 0.6% | ||
| Q2 24 | 1.1% | 1.1% |
| Q1 26 | — | — | ||
| Q4 25 | 3.60× | — | ||
| Q3 25 | 0.99× | — | ||
| Q2 25 | 0.56× | — | ||
| Q1 25 | 1.33× | — | ||
| Q4 24 | 1.63× | — | ||
| Q3 24 | 1.03× | — | ||
| Q2 24 | -1.07× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ABCB
Segment breakdown not available.
ACVA
| Auction Marketplace Revenue | $77.6M | 42% |
| Other Marketplace Revenue | $72.4M | 39% |
| Customer Assurance | $24.1M | 13% |
| Data Services Revenue | $9.4M | 5% |
