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Side-by-side financial comparison of Ameris Bancorp (ABCB) and Forafric Global PLC (AFRI). Click either name above to swap in a different company.

Ameris Bancorp is the larger business by last-quarter revenue ($314.4M vs $159.7M, roughly 2.0× Forafric Global PLC). Ameris Bancorp runs the higher net margin — 35.1% vs -7.5%, a 42.7% gap on every dollar of revenue.

Ameris Bancorp is an American bank holding company headquartered in Atlanta, Georgia. Through its bank subsidiary, Ameris Bank, the company operates full-service branches in Georgia, Alabama, Florida, North Carolina and South Carolina, and mortgage-only locations in Georgia, Alabama, Florida, North Carolina, South Carolina, Virginia, Maryland, and Tennessee. The company offers online and mobile banking options for both consumers and businesses.

Forafric Global PLC is an Africa-focused agribusiness operating across the full agricultural value chain, covering staple food production, processing, and distribution. Its core markets are North and West Africa, supplying grain, vegetable oil and essential food commodities to consumer, retail and industrial clients.

ABCB vs AFRI — Head-to-Head

Bigger by revenue
ABCB
ABCB
2.0× larger
ABCB
$314.4M
$159.7M
AFRI
Higher net margin
ABCB
ABCB
42.7% more per $
ABCB
35.1%
-7.5%
AFRI

Income Statement — Q1 FY2026 vs Q2 FY2025

Metric
ABCB
ABCB
AFRI
AFRI
Revenue
$314.4M
$159.7M
Net Profit
$110.5M
$-12.0M
Gross Margin
10.7%
Operating Margin
-2.5%
Net Margin
35.1%
-7.5%
Revenue YoY
10.0%
Net Profit YoY
EPS (diluted)
$1.63

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ABCB
ABCB
AFRI
AFRI
Q1 26
$314.4M
Q4 25
$307.1M
Q3 25
$314.2M
Q2 25
$300.7M
$159.7M
Q1 25
$285.9M
Q4 24
$290.8M
Q3 24
$283.8M
Q2 24
$300.6M
$145.6M
Net Profit
ABCB
ABCB
AFRI
AFRI
Q1 26
$110.5M
Q4 25
$108.4M
Q3 25
$106.0M
Q2 25
$109.8M
$-12.0M
Q1 25
$87.9M
Q4 24
$94.4M
Q3 24
$99.2M
Q2 24
$90.8M
$-8.6M
Gross Margin
ABCB
ABCB
AFRI
AFRI
Q1 26
Q4 25
Q3 25
Q2 25
10.7%
Q1 25
Q4 24
Q3 24
Q2 24
9.4%
Operating Margin
ABCB
ABCB
AFRI
AFRI
Q1 26
Q4 25
45.9%
Q3 25
43.6%
Q2 25
47.4%
-2.5%
Q1 25
39.5%
Q4 24
43.3%
Q3 24
44.4%
Q2 24
42.1%
-0.9%
Net Margin
ABCB
ABCB
AFRI
AFRI
Q1 26
35.1%
Q4 25
44.2%
Q3 25
33.7%
Q2 25
36.5%
-7.5%
Q1 25
30.8%
Q4 24
42.5%
Q3 24
35.0%
Q2 24
30.2%
-5.9%
EPS (diluted)
ABCB
ABCB
AFRI
AFRI
Q1 26
$1.63
Q4 25
$1.59
Q3 25
$1.54
Q2 25
$1.60
Q1 25
$1.27
Q4 24
$1.35
Q3 24
$1.44
Q2 24
$1.32

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ABCB
ABCB
AFRI
AFRI
Cash + ST InvestmentsLiquidity on hand
$12.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$4.1B
$5.3M
Total Assets
$28.1B
$246.1M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ABCB
ABCB
AFRI
AFRI
Q1 26
Q4 25
Q3 25
Q2 25
$12.2M
Q1 25
Q4 24
Q3 24
Q2 24
$16.4M
Total Debt
ABCB
ABCB
AFRI
AFRI
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
$18.4M
Stockholders' Equity
ABCB
ABCB
AFRI
AFRI
Q1 26
$4.1B
Q4 25
$4.1B
Q3 25
$4.0B
Q2 25
$3.9B
$5.3M
Q1 25
$3.8B
Q4 24
$3.8B
Q3 24
$3.7B
Q2 24
$3.6B
$16.3M
Total Assets
ABCB
ABCB
AFRI
AFRI
Q1 26
$28.1B
Q4 25
$27.5B
Q3 25
$27.1B
Q2 25
$26.7B
$246.1M
Q1 25
$26.5B
Q4 24
$26.3B
Q3 24
$26.4B
Q2 24
$26.5B
$287.1M
Debt / Equity
ABCB
ABCB
AFRI
AFRI
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
1.13×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ABCB
ABCB
AFRI
AFRI
Operating Cash FlowLast quarter
$706.0K
Free Cash FlowOCF − Capex
$146.0K
FCF MarginFCF / Revenue
0.1%
Capex IntensityCapex / Revenue
0.4%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ABCB
ABCB
AFRI
AFRI
Q1 26
Q4 25
$390.2M
Q3 25
$104.9M
Q2 25
$61.4M
$706.0K
Q1 25
$116.9M
Q4 24
$154.2M
Q3 24
$102.2M
Q2 24
$-97.1M
$10.5M
Free Cash Flow
ABCB
ABCB
AFRI
AFRI
Q1 26
Q4 25
$369.6M
Q3 25
$100.5M
Q2 25
$53.7M
$146.0K
Q1 25
$114.2M
Q4 24
$140.7M
Q3 24
$99.8M
Q2 24
$-100.3M
$6.4M
FCF Margin
ABCB
ABCB
AFRI
AFRI
Q1 26
Q4 25
120.4%
Q3 25
32.0%
Q2 25
17.9%
0.1%
Q1 25
39.9%
Q4 24
48.4%
Q3 24
35.2%
Q2 24
-33.4%
4.4%
Capex Intensity
ABCB
ABCB
AFRI
AFRI
Q1 26
Q4 25
6.7%
Q3 25
1.4%
Q2 25
2.5%
0.4%
Q1 25
0.9%
Q4 24
4.6%
Q3 24
0.8%
Q2 24
1.1%
2.8%
Cash Conversion
ABCB
ABCB
AFRI
AFRI
Q1 26
Q4 25
3.60×
Q3 25
0.99×
Q2 25
0.56×
Q1 25
1.33×
Q4 24
1.63×
Q3 24
1.03×
Q2 24
-1.07×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ABCB
ABCB

Segment breakdown not available.

AFRI
AFRI

Sales to external customers, Total$159.7M100%
Couscous & Pasta$934.0K1%
Soft Wheat$393.0K0%

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