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Side-by-side financial comparison of Ameris Bancorp (ABCB) and CALIX, INC (CALX). Click either name above to swap in a different company.

Ameris Bancorp is the larger business by last-quarter revenue ($314.4M vs $280.0M, roughly 1.1× CALIX, INC). Ameris Bancorp runs the higher net margin — 35.1% vs 4.0%, a 31.1% gap on every dollar of revenue. On growth, CALIX, INC posted the faster year-over-year revenue change (27.1% vs 10.0%). Over the past eight quarters, CALIX, INC's revenue compounded faster (18.9% CAGR vs 2.3%).

Ameris Bancorp is an American bank holding company headquartered in Atlanta, Georgia. Through its bank subsidiary, Ameris Bank, the company operates full-service branches in Georgia, Alabama, Florida, North Carolina and South Carolina, and mortgage-only locations in Georgia, Alabama, Florida, North Carolina, South Carolina, Virginia, Maryland, and Tennessee. The company offers online and mobile banking options for both consumers and businesses.

Calix, Inc. is a telecommunications company that specializes in providing software platforms, systems, and services to support the delivery of broadband services. The company was founded in 1999 and is headquartered in San Jose, California.

ABCB vs CALX — Head-to-Head

Bigger by revenue
ABCB
ABCB
1.1× larger
ABCB
$314.4M
$280.0M
CALX
Growing faster (revenue YoY)
CALX
CALX
+17.2% gap
CALX
27.1%
10.0%
ABCB
Higher net margin
ABCB
ABCB
31.1% more per $
ABCB
35.1%
4.0%
CALX
Faster 2-yr revenue CAGR
CALX
CALX
Annualised
CALX
18.9%
2.3%
ABCB

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
ABCB
ABCB
CALX
CALX
Revenue
$314.4M
$280.0M
Net Profit
$110.5M
$11.2M
Gross Margin
56.9%
Operating Margin
47.6%
Net Margin
35.1%
4.0%
Revenue YoY
10.0%
27.1%
Net Profit YoY
EPS (diluted)
$1.63
$0.16

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ABCB
ABCB
CALX
CALX
Q1 26
$314.4M
$280.0M
Q4 25
$307.1M
$272.4M
Q3 25
$314.2M
$265.4M
Q2 25
$300.7M
$241.9M
Q1 25
$285.9M
$220.2M
Q4 24
$290.8M
$206.1M
Q3 24
$283.8M
$200.9M
Q2 24
$300.6M
$198.1M
Net Profit
ABCB
ABCB
CALX
CALX
Q1 26
$110.5M
$11.2M
Q4 25
$108.4M
$7.2M
Q3 25
$106.0M
$15.7M
Q2 25
$109.8M
$-199.0K
Q1 25
$87.9M
$-4.8M
Q4 24
$94.4M
$-17.9M
Q3 24
$99.2M
$-4.0M
Q2 24
$90.8M
$-8.0M
Gross Margin
ABCB
ABCB
CALX
CALX
Q1 26
56.9%
Q4 25
57.7%
Q3 25
57.3%
Q2 25
56.3%
Q1 25
55.7%
Q4 24
55.0%
Q3 24
54.8%
Q2 24
54.3%
Operating Margin
ABCB
ABCB
CALX
CALX
Q1 26
47.6%
Q4 25
45.9%
3.4%
Q3 25
43.6%
6.6%
Q2 25
47.4%
0.2%
Q1 25
39.5%
-2.8%
Q4 24
43.3%
-9.1%
Q3 24
44.4%
-5.4%
Q2 24
42.1%
-5.7%
Net Margin
ABCB
ABCB
CALX
CALX
Q1 26
35.1%
4.0%
Q4 25
44.2%
2.6%
Q3 25
33.7%
5.9%
Q2 25
36.5%
-0.1%
Q1 25
30.8%
-2.2%
Q4 24
42.5%
-8.7%
Q3 24
35.0%
-2.0%
Q2 24
30.2%
-4.0%
EPS (diluted)
ABCB
ABCB
CALX
CALX
Q1 26
$1.63
$0.16
Q4 25
$1.59
$0.11
Q3 25
$1.54
$0.22
Q2 25
$1.60
$0.00
Q1 25
$1.27
$-0.07
Q4 24
$1.35
$-0.27
Q3 24
$1.44
$-0.06
Q2 24
$1.32
$-0.12

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ABCB
ABCB
CALX
CALX
Cash + ST InvestmentsLiquidity on hand
$54.6M
Total DebtLower is stronger
Stockholders' EquityBook value
$4.1B
$738.0M
Total Assets
$28.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ABCB
ABCB
CALX
CALX
Q1 26
$54.6M
Q4 25
$143.1M
Q3 25
$95.0M
Q2 25
$76.5M
Q1 25
$42.3M
Q4 24
$43.2M
Q3 24
$62.4M
Q2 24
$84.5M
Stockholders' Equity
ABCB
ABCB
CALX
CALX
Q1 26
$4.1B
$738.0M
Q4 25
$4.1B
$859.2M
Q3 25
$4.0B
$822.5M
Q2 25
$3.9B
$772.7M
Q1 25
$3.8B
$767.2M
Q4 24
$3.8B
$780.9M
Q3 24
$3.7B
$778.7M
Q2 24
$3.6B
$754.2M
Total Assets
ABCB
ABCB
CALX
CALX
Q1 26
$28.1B
Q4 25
$27.5B
$1.1B
Q3 25
$27.1B
$976.4M
Q2 25
$26.7B
$921.4M
Q1 25
$26.5B
$917.1M
Q4 24
$26.3B
$939.3M
Q3 24
$26.4B
$937.5M
Q2 24
$26.5B
$917.9M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ABCB
ABCB
CALX
CALX
Operating Cash FlowLast quarter
$14.6M
Free Cash FlowOCF − Capex
$6.5M
FCF MarginFCF / Revenue
2.3%
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
1.31×
TTM Free Cash FlowTrailing 4 quarters
$109.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ABCB
ABCB
CALX
CALX
Q1 26
$14.6M
Q4 25
$390.2M
$46.0M
Q3 25
$104.9M
$32.3M
Q2 25
$61.4M
$39.4M
Q1 25
$116.9M
$17.2M
Q4 24
$154.2M
$15.4M
Q3 24
$102.2M
$16.0M
Q2 24
$-97.1M
$22.3M
Free Cash Flow
ABCB
ABCB
CALX
CALX
Q1 26
$6.5M
Q4 25
$369.6M
$40.3M
Q3 25
$100.5M
$26.7M
Q2 25
$53.7M
$35.6M
Q1 25
$114.2M
$12.9M
Q4 24
$140.7M
$10.2M
Q3 24
$99.8M
$12.8M
Q2 24
$-100.3M
$16.4M
FCF Margin
ABCB
ABCB
CALX
CALX
Q1 26
2.3%
Q4 25
120.4%
14.8%
Q3 25
32.0%
10.1%
Q2 25
17.9%
14.7%
Q1 25
39.9%
5.9%
Q4 24
48.4%
5.0%
Q3 24
35.2%
6.3%
Q2 24
-33.4%
8.3%
Capex Intensity
ABCB
ABCB
CALX
CALX
Q1 26
Q4 25
6.7%
2.1%
Q3 25
1.4%
2.1%
Q2 25
2.5%
1.5%
Q1 25
0.9%
2.0%
Q4 24
4.6%
2.5%
Q3 24
0.8%
1.6%
Q2 24
1.1%
3.0%
Cash Conversion
ABCB
ABCB
CALX
CALX
Q1 26
1.31×
Q4 25
3.60×
6.38×
Q3 25
0.99×
2.06×
Q2 25
0.56×
Q1 25
1.33×
Q4 24
1.63×
Q3 24
1.03×
Q2 24
-1.07×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ABCB
ABCB

Segment breakdown not available.

CALX
CALX

Appliance$232.8M83%
Software and service$47.1M17%

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