vs
Side-by-side financial comparison of Ameris Bancorp (ABCB) and CSW INDUSTRIALS, INC. (CSW). Click either name above to swap in a different company.
Ameris Bancorp is the larger business by last-quarter revenue ($314.4M vs $233.0M, roughly 1.3× CSW INDUSTRIALS, INC.). Ameris Bancorp runs the higher net margin — 35.1% vs 4.4%, a 30.7% gap on every dollar of revenue. On growth, CSW INDUSTRIALS, INC. posted the faster year-over-year revenue change (20.3% vs 10.0%). Over the past eight quarters, CSW INDUSTRIALS, INC.'s revenue compounded faster (5.1% CAGR vs 2.3%).
Ameris Bancorp is an American bank holding company headquartered in Atlanta, Georgia. Through its bank subsidiary, Ameris Bank, the company operates full-service branches in Georgia, Alabama, Florida, North Carolina and South Carolina, and mortgage-only locations in Georgia, Alabama, Florida, North Carolina, South Carolina, Virginia, Maryland, and Tennessee. The company offers online and mobile banking options for both consumers and businesses.
ABCB vs CSW — Head-to-Head
Income Statement — Q1 FY2026 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $314.4M | $233.0M |
| Net Profit | $110.5M | $10.3M |
| Gross Margin | — | 39.7% |
| Operating Margin | — | 7.4% |
| Net Margin | 35.1% | 4.4% |
| Revenue YoY | 10.0% | 20.3% |
| Net Profit YoY | — | -61.9% |
| EPS (diluted) | $1.63 | $0.62 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $314.4M | — | ||
| Q4 25 | $307.1M | $233.0M | ||
| Q3 25 | $314.2M | $277.0M | ||
| Q2 25 | $300.7M | $263.6M | ||
| Q1 25 | $285.9M | $230.5M | ||
| Q4 24 | $290.8M | $193.6M | ||
| Q3 24 | $283.8M | $227.9M | ||
| Q2 24 | $300.6M | $226.2M |
| Q1 26 | $110.5M | — | ||
| Q4 25 | $108.4M | $10.3M | ||
| Q3 25 | $106.0M | $40.7M | ||
| Q2 25 | $109.8M | $40.9M | ||
| Q1 25 | $87.9M | $35.1M | ||
| Q4 24 | $94.4M | $26.9M | ||
| Q3 24 | $99.2M | $36.1M | ||
| Q2 24 | $90.8M | $38.6M |
| Q1 26 | — | — | ||
| Q4 25 | — | 39.7% | ||
| Q3 25 | — | 43.0% | ||
| Q2 25 | — | 43.8% | ||
| Q1 25 | — | 44.2% | ||
| Q4 24 | — | 41.4% | ||
| Q3 24 | — | 45.6% | ||
| Q2 24 | — | 47.5% |
| Q1 26 | — | — | ||
| Q4 25 | 45.9% | 7.4% | ||
| Q3 25 | 43.6% | 20.5% | ||
| Q2 25 | 47.4% | 20.8% | ||
| Q1 25 | 39.5% | 19.5% | ||
| Q4 24 | 43.3% | 15.3% | ||
| Q3 24 | 44.4% | 22.6% | ||
| Q2 24 | 42.1% | 24.3% |
| Q1 26 | 35.1% | — | ||
| Q4 25 | 44.2% | 4.4% | ||
| Q3 25 | 33.7% | 14.7% | ||
| Q2 25 | 36.5% | 15.5% | ||
| Q1 25 | 30.8% | 15.2% | ||
| Q4 24 | 42.5% | 13.9% | ||
| Q3 24 | 35.0% | 15.8% | ||
| Q2 24 | 30.2% | 17.1% |
| Q1 26 | $1.63 | — | ||
| Q4 25 | $1.59 | $0.62 | ||
| Q3 25 | $1.54 | $2.41 | ||
| Q2 25 | $1.60 | $2.43 | ||
| Q1 25 | $1.27 | $2.05 | ||
| Q4 24 | $1.35 | $1.60 | ||
| Q3 24 | $1.44 | $2.26 | ||
| Q2 24 | $1.32 | $2.47 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $40.2M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $4.1B | $1.1B |
| Total Assets | $28.1B | $2.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $40.2M | ||
| Q3 25 | — | $31.5M | ||
| Q2 25 | — | $38.0M | ||
| Q1 25 | — | $225.8M | ||
| Q4 24 | — | $213.8M | ||
| Q3 24 | — | $273.2M | ||
| Q2 24 | — | $18.9M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | $800.1M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $4.1B | — | ||
| Q4 25 | $4.1B | $1.1B | ||
| Q3 25 | $4.0B | $1.1B | ||
| Q2 25 | $3.9B | $1.1B | ||
| Q1 25 | $3.8B | $1.1B | ||
| Q4 24 | $3.8B | $1.0B | ||
| Q3 24 | $3.7B | $1.0B | ||
| Q2 24 | $3.6B | $650.2M |
| Q1 26 | $28.1B | — | ||
| Q4 25 | $27.5B | $2.3B | ||
| Q3 25 | $27.1B | $1.5B | ||
| Q2 25 | $26.7B | $1.5B | ||
| Q1 25 | $26.5B | $1.4B | ||
| Q4 24 | $26.3B | $1.4B | ||
| Q3 24 | $26.4B | $1.4B | ||
| Q2 24 | $26.5B | $1.1B |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 0.75× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $28.9M |
| Free Cash FlowOCF − Capex | — | $22.7M |
| FCF MarginFCF / Revenue | — | 9.8% |
| Capex IntensityCapex / Revenue | — | 2.6% |
| Cash ConversionOCF / Net Profit | — | 2.81× |
| TTM Free Cash FlowTrailing 4 quarters | — | $162.0M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $390.2M | $28.9M | ||
| Q3 25 | $104.9M | $61.8M | ||
| Q2 25 | $61.4M | $60.6M | ||
| Q1 25 | $116.9M | $27.3M | ||
| Q4 24 | $154.2M | $11.6M | ||
| Q3 24 | $102.2M | $66.8M | ||
| Q2 24 | $-97.1M | $62.7M |
| Q1 26 | — | — | ||
| Q4 25 | $369.6M | $22.7M | ||
| Q3 25 | $100.5M | $58.7M | ||
| Q2 25 | $53.7M | $57.7M | ||
| Q1 25 | $114.2M | $22.8M | ||
| Q4 24 | $140.7M | $8.5M | ||
| Q3 24 | $99.8M | $61.3M | ||
| Q2 24 | $-100.3M | $59.6M |
| Q1 26 | — | — | ||
| Q4 25 | 120.4% | 9.8% | ||
| Q3 25 | 32.0% | 21.2% | ||
| Q2 25 | 17.9% | 21.9% | ||
| Q1 25 | 39.9% | 9.9% | ||
| Q4 24 | 48.4% | 4.4% | ||
| Q3 24 | 35.2% | 26.9% | ||
| Q2 24 | -33.4% | 26.3% |
| Q1 26 | — | — | ||
| Q4 25 | 6.7% | 2.6% | ||
| Q3 25 | 1.4% | 1.1% | ||
| Q2 25 | 2.5% | 1.1% | ||
| Q1 25 | 0.9% | 2.0% | ||
| Q4 24 | 4.6% | 1.6% | ||
| Q3 24 | 0.8% | 2.4% | ||
| Q2 24 | 1.1% | 1.4% |
| Q1 26 | — | — | ||
| Q4 25 | 3.60× | 2.81× | ||
| Q3 25 | 0.99× | 1.52× | ||
| Q2 25 | 0.56× | 1.48× | ||
| Q1 25 | 1.33× | 0.78× | ||
| Q4 24 | 1.63× | 0.43× | ||
| Q3 24 | 1.03× | 1.85× | ||
| Q2 24 | -1.07× | 1.62× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ABCB
Segment breakdown not available.
CSW
| Contractor Solutions Segment | $166.3M | 71% |
| Specialized Reliability Solutions Segment | $38.2M | 16% |
| Engineered Building Solutions Segment | $28.5M | 12% |
