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Side-by-side financial comparison of Ameris Bancorp (ABCB) and Five9, Inc. (FIVN). Click either name above to swap in a different company.
Ameris Bancorp is the larger business by last-quarter revenue ($314.4M vs $300.3M, roughly 1.0× Five9, Inc.). On growth, Ameris Bancorp posted the faster year-over-year revenue change (10.0% vs 7.8%). Over the past eight quarters, Five9, Inc.'s revenue compounded faster (10.3% CAGR vs 2.3%).
Ameris Bancorp is an American bank holding company headquartered in Atlanta, Georgia. Through its bank subsidiary, Ameris Bank, the company operates full-service branches in Georgia, Alabama, Florida, North Carolina and South Carolina, and mortgage-only locations in Georgia, Alabama, Florida, North Carolina, South Carolina, Virginia, Maryland, and Tennessee. The company offers online and mobile banking options for both consumers and businesses.
Five9, Inc. is a leading global provider of cloud-native contact center software and solutions. It serves enterprises of all sizes across retail, healthcare, financial services, and technology sectors, offering omnichannel customer engagement tools, AI-powered automation, workforce management, and analytics to boost customer experience and operational efficiency.
ABCB vs FIVN — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $314.4M | $300.3M |
| Net Profit | $110.5M | — |
| Gross Margin | — | 55.4% |
| Operating Margin | — | 6.6% |
| Net Margin | 35.1% | — |
| Revenue YoY | 10.0% | 7.8% |
| Net Profit YoY | — | — |
| EPS (diluted) | $1.63 | $0.22 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $314.4M | — | ||
| Q4 25 | $307.1M | $300.3M | ||
| Q3 25 | $314.2M | $285.8M | ||
| Q2 25 | $300.7M | $283.3M | ||
| Q1 25 | $285.9M | $279.7M | ||
| Q4 24 | $290.8M | $278.7M | ||
| Q3 24 | $283.8M | $264.2M | ||
| Q2 24 | $300.6M | $252.1M |
| Q1 26 | $110.5M | — | ||
| Q4 25 | $108.4M | — | ||
| Q3 25 | $106.0M | $18.0M | ||
| Q2 25 | $109.8M | $1.2M | ||
| Q1 25 | $87.9M | $576.0K | ||
| Q4 24 | $94.4M | — | ||
| Q3 24 | $99.2M | $-4.5M | ||
| Q2 24 | $90.8M | $-12.8M |
| Q1 26 | — | — | ||
| Q4 25 | — | 55.4% | ||
| Q3 25 | — | 55.0% | ||
| Q2 25 | — | 54.9% | ||
| Q1 25 | — | 55.0% | ||
| Q4 24 | — | 56.0% | ||
| Q3 24 | — | 53.8% | ||
| Q2 24 | — | 53.0% |
| Q1 26 | — | — | ||
| Q4 25 | 45.9% | 6.6% | ||
| Q3 25 | 43.6% | 5.6% | ||
| Q2 25 | 47.4% | -0.6% | ||
| Q1 25 | 39.5% | -1.9% | ||
| Q4 24 | 43.3% | 1.5% | ||
| Q3 24 | 44.4% | -5.8% | ||
| Q2 24 | 42.1% | -7.7% |
| Q1 26 | 35.1% | — | ||
| Q4 25 | 44.2% | — | ||
| Q3 25 | 33.7% | 6.3% | ||
| Q2 25 | 36.5% | 0.4% | ||
| Q1 25 | 30.8% | 0.2% | ||
| Q4 24 | 42.5% | — | ||
| Q3 24 | 35.0% | -1.7% | ||
| Q2 24 | 30.2% | -5.1% |
| Q1 26 | $1.63 | — | ||
| Q4 25 | $1.59 | $0.22 | ||
| Q3 25 | $1.54 | $0.21 | ||
| Q2 25 | $1.60 | $0.01 | ||
| Q1 25 | $1.27 | $0.01 | ||
| Q4 24 | $1.35 | $0.16 | ||
| Q3 24 | $1.44 | $-0.06 | ||
| Q2 24 | $1.32 | $-0.17 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $232.1M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $4.1B | $785.8M |
| Total Assets | $28.1B | $1.8B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $232.1M | ||
| Q3 25 | — | $193.4M | ||
| Q2 25 | — | $205.5M | ||
| Q1 25 | — | $370.3M | ||
| Q4 24 | — | $362.5M | ||
| Q3 24 | — | $291.0M | ||
| Q2 24 | — | $175.7M |
| Q1 26 | $4.1B | — | ||
| Q4 25 | $4.1B | $785.8M | ||
| Q3 25 | $4.0B | $775.3M | ||
| Q2 25 | $3.9B | $717.4M | ||
| Q1 25 | $3.8B | $664.3M | ||
| Q4 24 | $3.8B | $622.2M | ||
| Q3 24 | $3.7B | $565.6M | ||
| Q2 24 | $3.6B | $525.9M |
| Q1 26 | $28.1B | — | ||
| Q4 25 | $27.5B | $1.8B | ||
| Q3 25 | $27.1B | $1.8B | ||
| Q2 25 | $26.7B | $1.7B | ||
| Q1 25 | $26.5B | $2.1B | ||
| Q4 24 | $26.3B | $2.1B | ||
| Q3 24 | $26.4B | $2.0B | ||
| Q2 24 | $26.5B | $1.9B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $83.6M |
| Free Cash FlowOCF − Capex | — | $77.3M |
| FCF MarginFCF / Revenue | — | 25.8% |
| Capex IntensityCapex / Revenue | — | 2.1% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $201.2M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $390.2M | $83.6M | ||
| Q3 25 | $104.9M | $59.2M | ||
| Q2 25 | $61.4M | $35.1M | ||
| Q1 25 | $116.9M | $48.4M | ||
| Q4 24 | $154.2M | $49.8M | ||
| Q3 24 | $102.2M | $41.1M | ||
| Q2 24 | $-97.1M | $19.9M |
| Q1 26 | — | — | ||
| Q4 25 | $369.6M | $77.3M | ||
| Q3 25 | $100.5M | $48.7M | ||
| Q2 25 | $53.7M | $31.6M | ||
| Q1 25 | $114.2M | $43.7M | ||
| Q4 24 | $140.7M | $40.5M | ||
| Q3 24 | $99.8M | $26.7M | ||
| Q2 24 | $-100.3M | $13.1M |
| Q1 26 | — | — | ||
| Q4 25 | 120.4% | 25.8% | ||
| Q3 25 | 32.0% | 17.0% | ||
| Q2 25 | 17.9% | 11.1% | ||
| Q1 25 | 39.9% | 15.6% | ||
| Q4 24 | 48.4% | 14.5% | ||
| Q3 24 | 35.2% | 10.1% | ||
| Q2 24 | -33.4% | 5.2% |
| Q1 26 | — | — | ||
| Q4 25 | 6.7% | 2.1% | ||
| Q3 25 | 1.4% | 3.7% | ||
| Q2 25 | 2.5% | 1.2% | ||
| Q1 25 | 0.9% | 1.7% | ||
| Q4 24 | 4.6% | 3.3% | ||
| Q3 24 | 0.8% | 5.4% | ||
| Q2 24 | 1.1% | 2.7% |
| Q1 26 | — | — | ||
| Q4 25 | 3.60× | — | ||
| Q3 25 | 0.99× | 3.29× | ||
| Q2 25 | 0.56× | 30.38× | ||
| Q1 25 | 1.33× | 84.00× | ||
| Q4 24 | 1.63× | — | ||
| Q3 24 | 1.03× | — | ||
| Q2 24 | -1.07× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
