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Side-by-side financial comparison of Ameris Bancorp (ABCB) and Flywire Corp (FLYW). Click either name above to swap in a different company.
Ameris Bancorp is the larger business by last-quarter revenue ($314.4M vs $157.5M, roughly 2.0× Flywire Corp). Ameris Bancorp runs the higher net margin — 35.1% vs 0.0%, a 35.1% gap on every dollar of revenue. On growth, Flywire Corp posted the faster year-over-year revenue change (34.0% vs 10.0%). Over the past eight quarters, Flywire Corp's revenue compounded faster (17.5% CAGR vs 2.3%).
Ameris Bancorp is an American bank holding company headquartered in Atlanta, Georgia. Through its bank subsidiary, Ameris Bank, the company operates full-service branches in Georgia, Alabama, Florida, North Carolina and South Carolina, and mortgage-only locations in Georgia, Alabama, Florida, North Carolina, South Carolina, Virginia, Maryland, and Tennessee. The company offers online and mobile banking options for both consumers and businesses.
Flywire Corp is a global payment and receivables solutions provider serving core verticals including education, healthcare, travel, and B2B commerce. It offers secure cross-border payment processing, currency conversion, and workflow tools for organizations and payers worldwide.
ABCB vs FLYW — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $314.4M | $157.5M |
| Net Profit | $110.5M | $33.0K |
| Gross Margin | — | — |
| Operating Margin | — | -0.6% |
| Net Margin | 35.1% | 0.0% |
| Revenue YoY | 10.0% | 34.0% |
| Net Profit YoY | — | 100.2% |
| EPS (diluted) | $1.63 | $0.01 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $314.4M | — | ||
| Q4 25 | $307.1M | $157.5M | ||
| Q3 25 | $314.2M | $200.1M | ||
| Q2 25 | $300.7M | $131.9M | ||
| Q1 25 | $285.9M | $133.5M | ||
| Q4 24 | $290.8M | $117.5M | ||
| Q3 24 | $283.8M | $156.8M | ||
| Q2 24 | $300.6M | $103.7M |
| Q1 26 | $110.5M | — | ||
| Q4 25 | $108.4M | $33.0K | ||
| Q3 25 | $106.0M | $29.6M | ||
| Q2 25 | $109.8M | $-12.0M | ||
| Q1 25 | $87.9M | $-4.2M | ||
| Q4 24 | $94.4M | $-15.9M | ||
| Q3 24 | $99.2M | $38.9M | ||
| Q2 24 | $90.8M | $-13.9M |
| Q1 26 | — | — | ||
| Q4 25 | 45.9% | -0.6% | ||
| Q3 25 | 43.6% | 16.1% | ||
| Q2 25 | 47.4% | -6.8% | ||
| Q1 25 | 39.5% | -8.2% | ||
| Q4 24 | 43.3% | -4.9% | ||
| Q3 24 | 44.4% | 12.9% | ||
| Q2 24 | 42.1% | -15.2% |
| Q1 26 | 35.1% | — | ||
| Q4 25 | 44.2% | 0.0% | ||
| Q3 25 | 33.7% | 14.8% | ||
| Q2 25 | 36.5% | -9.1% | ||
| Q1 25 | 30.8% | -3.1% | ||
| Q4 24 | 42.5% | -13.5% | ||
| Q3 24 | 35.0% | 24.8% | ||
| Q2 24 | 30.2% | -13.4% |
| Q1 26 | $1.63 | — | ||
| Q4 25 | $1.59 | $0.01 | ||
| Q3 25 | $1.54 | $0.23 | ||
| Q2 25 | $1.60 | $-0.10 | ||
| Q1 25 | $1.27 | $-0.03 | ||
| Q4 24 | $1.35 | $-0.12 | ||
| Q3 24 | $1.44 | $0.30 | ||
| Q2 24 | $1.32 | $-0.11 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $355.0M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $4.1B | $835.2M |
| Total Assets | $28.1B | $1.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $355.0M | ||
| Q3 25 | — | $377.3M | ||
| Q2 25 | — | $274.2M | ||
| Q1 25 | — | $255.3M | ||
| Q4 24 | — | $611.1M | ||
| Q3 24 | — | $681.1M | ||
| Q2 24 | — | $571.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $15.0M | ||
| Q2 25 | — | $60.0M | ||
| Q1 25 | — | $60.0M | ||
| Q4 24 | — | $0 | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $4.1B | — | ||
| Q4 25 | $4.1B | $835.2M | ||
| Q3 25 | $4.0B | $829.1M | ||
| Q2 25 | $3.9B | $792.4M | ||
| Q1 25 | $3.8B | $784.3M | ||
| Q4 24 | $3.8B | $814.8M | ||
| Q3 24 | $3.7B | $843.2M | ||
| Q2 24 | $3.6B | $802.6M |
| Q1 26 | $28.1B | — | ||
| Q4 25 | $27.5B | $1.3B | ||
| Q3 25 | $27.1B | $1.3B | ||
| Q2 25 | $26.7B | $1.1B | ||
| Q1 25 | $26.5B | $1.1B | ||
| Q4 24 | $26.3B | $1.1B | ||
| Q3 24 | $26.4B | $1.2B | ||
| Q2 24 | $26.5B | $998.7M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 0.02× | ||
| Q2 25 | — | 0.08× | ||
| Q1 25 | — | 0.08× | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $4.9M |
| Free Cash FlowOCF − Capex | — | $4.5M |
| FCF MarginFCF / Revenue | — | 2.9% |
| Capex IntensityCapex / Revenue | — | 0.2% |
| Cash ConversionOCF / Net Profit | — | 148.06× |
| TTM Free Cash FlowTrailing 4 quarters | — | $98.8M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $390.2M | $4.9M | ||
| Q3 25 | $104.9M | $150.1M | ||
| Q2 25 | $61.4M | $24.1M | ||
| Q1 25 | $116.9M | $-78.9M | ||
| Q4 24 | $154.2M | $-28.6M | ||
| Q3 24 | $102.2M | $184.6M | ||
| Q2 24 | $-97.1M | $-19.3M |
| Q1 26 | — | — | ||
| Q4 25 | $369.6M | $4.5M | ||
| Q3 25 | $100.5M | $149.9M | ||
| Q2 25 | $53.7M | $23.5M | ||
| Q1 25 | $114.2M | $-79.1M | ||
| Q4 24 | $140.7M | $-28.7M | ||
| Q3 24 | $99.8M | $184.4M | ||
| Q2 24 | $-100.3M | $-19.7M |
| Q1 26 | — | — | ||
| Q4 25 | 120.4% | 2.9% | ||
| Q3 25 | 32.0% | 74.9% | ||
| Q2 25 | 17.9% | 17.8% | ||
| Q1 25 | 39.9% | -59.3% | ||
| Q4 24 | 48.4% | -24.4% | ||
| Q3 24 | 35.2% | 117.6% | ||
| Q2 24 | -33.4% | -19.0% |
| Q1 26 | — | — | ||
| Q4 25 | 6.7% | 0.2% | ||
| Q3 25 | 1.4% | 0.1% | ||
| Q2 25 | 2.5% | 0.4% | ||
| Q1 25 | 0.9% | 0.1% | ||
| Q4 24 | 4.6% | 0.1% | ||
| Q3 24 | 0.8% | 0.1% | ||
| Q2 24 | 1.1% | 0.3% |
| Q1 26 | — | — | ||
| Q4 25 | 3.60× | 148.06× | ||
| Q3 25 | 0.99× | 5.07× | ||
| Q2 25 | 0.56× | — | ||
| Q1 25 | 1.33× | — | ||
| Q4 24 | 1.63× | — | ||
| Q3 24 | 1.03× | 4.75× | ||
| Q2 24 | -1.07× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ABCB
Segment breakdown not available.
FLYW
| Transactions | $126.4M | 80% |
| Platform And Other Revenues | $31.1M | 20% |
