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Side-by-side financial comparison of Ameris Bancorp (ABCB) and MARINEMAX INC (HZO). Click either name above to swap in a different company.
MARINEMAX INC is the larger business by last-quarter revenue ($505.2M vs $314.4M, roughly 1.6× Ameris Bancorp). Ameris Bancorp runs the higher net margin — 35.1% vs -1.6%, a 36.7% gap on every dollar of revenue. On growth, Ameris Bancorp posted the faster year-over-year revenue change (10.0% vs 7.8%). Over the past eight quarters, Ameris Bancorp's revenue compounded faster (2.3% CAGR vs -6.9%).
Ameris Bancorp is an American bank holding company headquartered in Atlanta, Georgia. Through its bank subsidiary, Ameris Bank, the company operates full-service branches in Georgia, Alabama, Florida, North Carolina and South Carolina, and mortgage-only locations in Georgia, Alabama, Florida, North Carolina, South Carolina, Virginia, Maryland, and Tennessee. The company offers online and mobile banking options for both consumers and businesses.
MarineMax Inc. is a leading recreational boat and yacht retailer primarily operating in the United States. It offers new and pre-owned leisure vessels, alongside related services including maintenance, repair, financing, insurance coverage, yacht chartering, and boating lifestyle events, catering to private boating enthusiasts across North America.
ABCB vs HZO — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $314.4M | $505.2M |
| Net Profit | $110.5M | $-7.9M |
| Gross Margin | — | 31.8% |
| Operating Margin | — | 1.0% |
| Net Margin | 35.1% | -1.6% |
| Revenue YoY | 10.0% | 7.8% |
| Net Profit YoY | 2.0% | -143.9% |
| EPS (diluted) | $1.63 | $-0.36 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $314.4M | — | ||
| Q4 25 | $307.1M | $505.2M | ||
| Q3 25 | $314.2M | $552.2M | ||
| Q2 25 | $300.7M | $657.2M | ||
| Q1 25 | $285.9M | $631.5M | ||
| Q4 24 | $290.8M | $468.5M | ||
| Q3 24 | $283.8M | $563.1M | ||
| Q2 24 | $300.6M | $757.7M |
| Q1 26 | $110.5M | — | ||
| Q4 25 | $108.4M | $-7.9M | ||
| Q3 25 | $106.0M | $-851.0K | ||
| Q2 25 | $109.8M | $-52.1M | ||
| Q1 25 | $87.9M | $3.3M | ||
| Q4 24 | $94.4M | $18.1M | ||
| Q3 24 | $99.2M | $4.0M | ||
| Q2 24 | $90.8M | $31.6M |
| Q1 26 | — | — | ||
| Q4 25 | — | 31.8% | ||
| Q3 25 | — | 34.7% | ||
| Q2 25 | — | 30.4% | ||
| Q1 25 | — | 30.0% | ||
| Q4 24 | — | 36.2% | ||
| Q3 24 | — | 34.3% | ||
| Q2 24 | — | 32.0% |
| Q1 26 | — | — | ||
| Q4 25 | 45.9% | 1.0% | ||
| Q3 25 | 43.6% | 2.5% | ||
| Q2 25 | 47.4% | -6.3% | ||
| Q1 25 | 39.5% | 3.6% | ||
| Q4 24 | 43.3% | 8.3% | ||
| Q3 24 | 44.4% | 4.8% | ||
| Q2 24 | 42.1% | 8.1% |
| Q1 26 | 35.1% | — | ||
| Q4 25 | 44.2% | -1.6% | ||
| Q3 25 | 33.7% | -0.2% | ||
| Q2 25 | 36.5% | -7.9% | ||
| Q1 25 | 30.8% | 0.5% | ||
| Q4 24 | 42.5% | 3.9% | ||
| Q3 24 | 35.0% | 0.7% | ||
| Q2 24 | 30.2% | 4.2% |
| Q1 26 | $1.63 | — | ||
| Q4 25 | $1.59 | $-0.36 | ||
| Q3 25 | $1.54 | $0.08 | ||
| Q2 25 | $1.60 | $-2.42 | ||
| Q1 25 | $1.27 | $0.14 | ||
| Q4 24 | $1.35 | $0.77 | ||
| Q3 24 | $1.44 | $0.17 | ||
| Q2 24 | $1.32 | $1.37 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $164.6M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $4.1B | $932.8M |
| Total Assets | $28.1B | $2.4B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $164.6M | ||
| Q3 25 | — | $170.4M | ||
| Q2 25 | — | $151.0M | ||
| Q1 25 | — | $203.5M | ||
| Q4 24 | — | $145.0M | ||
| Q3 24 | — | $224.3M | ||
| Q2 24 | — | $242.4M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $393.2M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $391.2M | ||
| Q2 24 | — | — |
| Q1 26 | $4.1B | — | ||
| Q4 25 | $4.1B | $932.8M | ||
| Q3 25 | $4.0B | $937.2M | ||
| Q2 25 | $3.9B | $940.5M | ||
| Q1 25 | $3.8B | $993.4M | ||
| Q4 24 | $3.8B | $993.5M | ||
| Q3 24 | $3.7B | $975.8M | ||
| Q2 24 | $3.6B | $967.6M |
| Q1 26 | $28.1B | — | ||
| Q4 25 | $27.5B | $2.4B | ||
| Q3 25 | $27.1B | $2.5B | ||
| Q2 25 | $26.7B | $2.5B | ||
| Q1 25 | $26.5B | $2.7B | ||
| Q4 24 | $26.3B | $2.6B | ||
| Q3 24 | $26.4B | $2.6B | ||
| Q2 24 | $26.5B | $2.6B |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 0.42× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.40× | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $16.9M |
| Free Cash FlowOCF − Capex | — | $8.3M |
| FCF MarginFCF / Revenue | — | 1.7% |
| Capex IntensityCapex / Revenue | — | 1.7% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $184.7M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $390.2M | $16.9M | ||
| Q3 25 | $104.9M | $61.5M | ||
| Q2 25 | $61.4M | $84.9M | ||
| Q1 25 | $116.9M | $72.5M | ||
| Q4 24 | $154.2M | $-146.1M | ||
| Q3 24 | $102.2M | $-782.0K | ||
| Q2 24 | $-97.1M | $86.3M |
| Q1 26 | — | — | ||
| Q4 25 | $369.6M | $8.3M | ||
| Q3 25 | $100.5M | $48.0M | ||
| Q2 25 | $53.7M | $68.5M | ||
| Q1 25 | $114.2M | $59.8M | ||
| Q4 24 | $140.7M | $-164.4M | ||
| Q3 24 | $99.8M | $-17.5M | ||
| Q2 24 | $-100.3M | $71.1M |
| Q1 26 | — | — | ||
| Q4 25 | 120.4% | 1.7% | ||
| Q3 25 | 32.0% | 8.7% | ||
| Q2 25 | 17.9% | 10.4% | ||
| Q1 25 | 39.9% | 9.5% | ||
| Q4 24 | 48.4% | -35.1% | ||
| Q3 24 | 35.2% | -3.1% | ||
| Q2 24 | -33.4% | 9.4% |
| Q1 26 | — | — | ||
| Q4 25 | 6.7% | 1.7% | ||
| Q3 25 | 1.4% | 2.4% | ||
| Q2 25 | 2.5% | 2.5% | ||
| Q1 25 | 0.9% | 2.0% | ||
| Q4 24 | 4.6% | 3.9% | ||
| Q3 24 | 0.8% | 3.0% | ||
| Q2 24 | 1.1% | 2.0% |
| Q1 26 | — | — | ||
| Q4 25 | 3.60× | — | ||
| Q3 25 | 0.99× | — | ||
| Q2 25 | 0.56× | — | ||
| Q1 25 | 1.33× | 21.97× | ||
| Q4 24 | 1.63× | -8.09× | ||
| Q3 24 | 1.03× | -0.20× | ||
| Q2 24 | -1.07× | 2.74× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
