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Side-by-side financial comparison of Ameris Bancorp (ABCB) and J&J SNACK FOODS CORP (JJSF). Click either name above to swap in a different company.

J&J SNACK FOODS CORP is the larger business by last-quarter revenue ($343.8M vs $314.4M, roughly 1.1× Ameris Bancorp). Ameris Bancorp runs the higher net margin — 35.1% vs 0.3%, a 34.9% gap on every dollar of revenue. On growth, Ameris Bancorp posted the faster year-over-year revenue change (10.0% vs -5.2%). Over the past eight quarters, Ameris Bancorp's revenue compounded faster (2.3% CAGR vs -2.2%).

Ameris Bancorp is an American bank holding company headquartered in Atlanta, Georgia. Through its bank subsidiary, Ameris Bank, the company operates full-service branches in Georgia, Alabama, Florida, North Carolina and South Carolina, and mortgage-only locations in Georgia, Alabama, Florida, North Carolina, South Carolina, Virginia, Maryland, and Tennessee. The company offers online and mobile banking options for both consumers and businesses.

J&J Snack Foods Corp. (JJSFC) is an American manufacturer, marketer, and distributor of name brand snack foods and frozen beverages. Headquartered in Mt. Laurel, NJ, JJSF uses over 175 facilities for manufacturing, warehousing, and distributing located in 44 states, Mexico, and Canada. The company is listed on the NASDAQ Global Select Market as "JJSFC", and serves both national and international markets.

ABCB vs JJSF — Head-to-Head

Bigger by revenue
JJSF
JJSF
1.1× larger
JJSF
$343.8M
$314.4M
ABCB
Growing faster (revenue YoY)
ABCB
ABCB
+15.2% gap
ABCB
10.0%
-5.2%
JJSF
Higher net margin
ABCB
ABCB
34.9% more per $
ABCB
35.1%
0.3%
JJSF
Faster 2-yr revenue CAGR
ABCB
ABCB
Annualised
ABCB
2.3%
-2.2%
JJSF

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
ABCB
ABCB
JJSF
JJSF
Revenue
$314.4M
$343.8M
Net Profit
$110.5M
$883.0K
Gross Margin
27.9%
Operating Margin
0.2%
Net Margin
35.1%
0.3%
Revenue YoY
10.0%
-5.2%
Net Profit YoY
-82.8%
EPS (diluted)
$1.63
$0.05

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ABCB
ABCB
JJSF
JJSF
Q1 26
$314.4M
Q4 25
$307.1M
$343.8M
Q3 25
$314.2M
$410.2M
Q2 25
$300.7M
$454.3M
Q1 25
$285.9M
$356.1M
Q4 24
$290.8M
$362.6M
Q3 24
$283.8M
$426.8M
Q2 24
$300.6M
$440.0M
Net Profit
ABCB
ABCB
JJSF
JJSF
Q1 26
$110.5M
Q4 25
$108.4M
$883.0K
Q3 25
$106.0M
$11.4M
Q2 25
$109.8M
$44.2M
Q1 25
$87.9M
$4.8M
Q4 24
$94.4M
$5.1M
Q3 24
$99.2M
$29.6M
Q2 24
$90.8M
$36.3M
Gross Margin
ABCB
ABCB
JJSF
JJSF
Q1 26
Q4 25
27.9%
Q3 25
31.7%
Q2 25
33.0%
Q1 25
26.9%
Q4 24
25.9%
Q3 24
31.8%
Q2 24
33.6%
Operating Margin
ABCB
ABCB
JJSF
JJSF
Q1 26
Q4 25
45.9%
0.2%
Q3 25
43.6%
2.8%
Q2 25
47.4%
13.3%
Q1 25
39.5%
1.7%
Q4 24
43.3%
1.7%
Q3 24
44.4%
9.3%
Q2 24
42.1%
11.4%
Net Margin
ABCB
ABCB
JJSF
JJSF
Q1 26
35.1%
Q4 25
44.2%
0.3%
Q3 25
33.7%
2.8%
Q2 25
36.5%
9.7%
Q1 25
30.8%
1.4%
Q4 24
42.5%
1.4%
Q3 24
35.0%
6.9%
Q2 24
30.2%
8.3%
EPS (diluted)
ABCB
ABCB
JJSF
JJSF
Q1 26
$1.63
Q4 25
$1.59
$0.05
Q3 25
$1.54
$0.59
Q2 25
$1.60
$2.26
Q1 25
$1.27
$0.25
Q4 24
$1.35
$0.26
Q3 24
$1.44
$1.52
Q2 24
$1.32
$1.87

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ABCB
ABCB
JJSF
JJSF
Cash + ST InvestmentsLiquidity on hand
$66.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$4.1B
$912.9M
Total Assets
$28.1B
$1.3B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ABCB
ABCB
JJSF
JJSF
Q1 26
Q4 25
$66.8M
Q3 25
$105.9M
Q2 25
$77.4M
Q1 25
$48.5M
Q4 24
$73.6M
Q3 24
$73.4M
Q2 24
$64.0M
Stockholders' Equity
ABCB
ABCB
JJSF
JJSF
Q1 26
$4.1B
Q4 25
$4.1B
$912.9M
Q3 25
$4.0B
$966.7M
Q2 25
$3.9B
$969.9M
Q1 25
$3.8B
$935.0M
Q4 24
$3.8B
$946.8M
Q3 24
$3.7B
$957.0M
Q2 24
$3.6B
$937.9M
Total Assets
ABCB
ABCB
JJSF
JJSF
Q1 26
$28.1B
Q4 25
$27.5B
$1.3B
Q3 25
$27.1B
$1.4B
Q2 25
$26.7B
$1.4B
Q1 25
$26.5B
$1.4B
Q4 24
$26.3B
$1.3B
Q3 24
$26.4B
$1.4B
Q2 24
$26.5B
$1.4B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ABCB
ABCB
JJSF
JJSF
Operating Cash FlowLast quarter
$36.0M
Free Cash FlowOCF − Capex
$17.0M
FCF MarginFCF / Revenue
4.9%
Capex IntensityCapex / Revenue
5.5%
Cash ConversionOCF / Net Profit
40.73×
TTM Free Cash FlowTrailing 4 quarters
$83.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ABCB
ABCB
JJSF
JJSF
Q1 26
Q4 25
$390.2M
$36.0M
Q3 25
$104.9M
$66.4M
Q2 25
$61.4M
$51.2M
Q1 25
$116.9M
$12.3M
Q4 24
$154.2M
$35.2M
Q3 24
$102.2M
$46.3M
Q2 24
$-97.1M
$65.0M
Free Cash Flow
ABCB
ABCB
JJSF
JJSF
Q1 26
Q4 25
$369.6M
$17.0M
Q3 25
$100.5M
$44.8M
Q2 25
$53.7M
$28.5M
Q1 25
$114.2M
$-7.2M
Q4 24
$140.7M
$16.1M
Q3 24
$99.8M
$29.1M
Q2 24
$-100.3M
$45.3M
FCF Margin
ABCB
ABCB
JJSF
JJSF
Q1 26
Q4 25
120.4%
4.9%
Q3 25
32.0%
10.9%
Q2 25
17.9%
6.3%
Q1 25
39.9%
-2.0%
Q4 24
48.4%
4.4%
Q3 24
35.2%
6.8%
Q2 24
-33.4%
10.3%
Capex Intensity
ABCB
ABCB
JJSF
JJSF
Q1 26
Q4 25
6.7%
5.5%
Q3 25
1.4%
5.3%
Q2 25
2.5%
5.0%
Q1 25
0.9%
5.5%
Q4 24
4.6%
5.3%
Q3 24
0.8%
4.0%
Q2 24
1.1%
4.5%
Cash Conversion
ABCB
ABCB
JJSF
JJSF
Q1 26
Q4 25
3.60×
40.73×
Q3 25
0.99×
5.84×
Q2 25
0.56×
1.16×
Q1 25
1.33×
2.55×
Q4 24
1.63×
6.84×
Q3 24
1.03×
1.56×
Q2 24
-1.07×
1.79×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ABCB
ABCB

Segment breakdown not available.

JJSF
JJSF

Food Service$219.2M64%
Frozen Beverages$78.7M23%
Repair And Maintenance Service$22.5M7%
Other$12.7M4%
Machine Sales$10.7M3%

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