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Side-by-side financial comparison of Ameris Bancorp (ABCB) and Kosmos Energy Ltd. (KOS). Click either name above to swap in a different company.

Ameris Bancorp is the larger business by last-quarter revenue ($314.4M vs $294.6M, roughly 1.1× Kosmos Energy Ltd.). On growth, Ameris Bancorp posted the faster year-over-year revenue change (10.0% vs -25.9%). Over the past eight quarters, Ameris Bancorp's revenue compounded faster (2.3% CAGR vs -16.5%).

Ameris Bancorp is an American bank holding company headquartered in Atlanta, Georgia. Through its bank subsidiary, Ameris Bank, the company operates full-service branches in Georgia, Alabama, Florida, North Carolina and South Carolina, and mortgage-only locations in Georgia, Alabama, Florida, North Carolina, South Carolina, Virginia, Maryland, and Tennessee. The company offers online and mobile banking options for both consumers and businesses.

Kosmos Energy is an American upstream oil company founded and based in Dallas, Texas. While previously incorporated in Bermuda, Kosmos has reincorporated in Delaware. The company holds production and development operations offshore Ghana, Equatorial Guinea, and Gulf of Mexico, while holding a development project offshore Mauritania and Senegal, and exploration licenses offshore Namibia, São Tomé and Príncipe and Suriname. It was previously involved in exploration offshore Morocco and Western ...

ABCB vs KOS — Head-to-Head

Bigger by revenue
ABCB
ABCB
1.1× larger
ABCB
$314.4M
$294.6M
KOS
Growing faster (revenue YoY)
ABCB
ABCB
+35.9% gap
ABCB
10.0%
-25.9%
KOS
Faster 2-yr revenue CAGR
ABCB
ABCB
Annualised
ABCB
2.3%
-16.5%
KOS

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
ABCB
ABCB
KOS
KOS
Revenue
$314.4M
$294.6M
Net Profit
$110.5M
Gross Margin
Operating Margin
-125.7%
Net Margin
35.1%
Revenue YoY
10.0%
-25.9%
Net Profit YoY
2.0%
EPS (diluted)
$1.63
$-0.80

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ABCB
ABCB
KOS
KOS
Q1 26
$314.4M
Q4 25
$307.1M
$294.6M
Q3 25
$314.2M
$311.0M
Q2 25
$300.7M
$392.6M
Q1 25
$285.9M
$290.1M
Q4 24
$290.8M
$397.6M
Q3 24
$283.8M
$407.8M
Q2 24
$300.6M
$447.8M
Net Profit
ABCB
ABCB
KOS
KOS
Q1 26
$110.5M
Q4 25
$108.4M
Q3 25
$106.0M
$-124.3M
Q2 25
$109.8M
$-87.7M
Q1 25
$87.9M
$-110.6M
Q4 24
$94.4M
Q3 24
$99.2M
$45.0M
Q2 24
$90.8M
$59.8M
Operating Margin
ABCB
ABCB
KOS
KOS
Q1 26
Q4 25
45.9%
-125.7%
Q3 25
43.6%
-34.2%
Q2 25
47.4%
-16.2%
Q1 25
39.5%
-32.4%
Q4 24
43.3%
-8.5%
Q3 24
44.4%
26.1%
Q2 24
42.1%
30.2%
Net Margin
ABCB
ABCB
KOS
KOS
Q1 26
35.1%
Q4 25
44.2%
Q3 25
33.7%
-40.0%
Q2 25
36.5%
-22.3%
Q1 25
30.8%
-38.1%
Q4 24
42.5%
Q3 24
35.0%
11.0%
Q2 24
30.2%
13.3%
EPS (diluted)
ABCB
ABCB
KOS
KOS
Q1 26
$1.63
Q4 25
$1.59
$-0.80
Q3 25
$1.54
$-0.26
Q2 25
$1.60
$-0.18
Q1 25
$1.27
$-0.23
Q4 24
$1.35
$0.00
Q3 24
$1.44
$0.09
Q2 24
$1.32
$0.12

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ABCB
ABCB
KOS
KOS
Cash + ST InvestmentsLiquidity on hand
$91.5M
Total DebtLower is stronger
$3.1B
Stockholders' EquityBook value
$4.1B
$528.6M
Total Assets
$28.1B
$4.7B
Debt / EquityLower = less leverage
5.78×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ABCB
ABCB
KOS
KOS
Q1 26
Q4 25
$91.5M
Q3 25
$64.0M
Q2 25
$51.7M
Q1 25
$49.8M
Q4 24
$85.0M
Q3 24
$51.6M
Q2 24
$173.8M
Total Debt
ABCB
ABCB
KOS
KOS
Q1 26
Q4 25
$3.1B
Q3 25
$3.0B
Q2 25
$2.9B
Q1 25
Q4 24
$2.7B
Q3 24
Q2 24
Stockholders' Equity
ABCB
ABCB
KOS
KOS
Q1 26
$4.1B
Q4 25
$4.1B
$528.6M
Q3 25
$4.0B
$898.8M
Q2 25
$3.9B
$1.0B
Q1 25
$3.8B
$1.1B
Q4 24
$3.8B
$1.2B
Q3 24
$3.7B
$1.2B
Q2 24
$3.6B
$1.1B
Total Assets
ABCB
ABCB
KOS
KOS
Q1 26
$28.1B
Q4 25
$27.5B
$4.7B
Q3 25
$27.1B
$5.1B
Q2 25
$26.7B
$5.2B
Q1 25
$26.5B
$5.3B
Q4 24
$26.3B
$5.3B
Q3 24
$26.4B
$5.5B
Q2 24
$26.5B
$5.4B
Debt / Equity
ABCB
ABCB
KOS
KOS
Q1 26
Q4 25
5.78×
Q3 25
3.31×
Q2 25
2.80×
Q1 25
Q4 24
2.29×
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ABCB
ABCB
KOS
KOS
Operating Cash FlowLast quarter
$35.3M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ABCB
ABCB
KOS
KOS
Q1 26
Q4 25
$390.2M
$35.3M
Q3 25
$104.9M
$-27.6M
Q2 25
$61.4M
$127.2M
Q1 25
$116.9M
$-888.0K
Q4 24
$154.2M
$175.7M
Q3 24
$102.2M
$6.3M
Q2 24
$-97.1M
$223.7M
Free Cash Flow
ABCB
ABCB
KOS
KOS
Q1 26
Q4 25
$369.6M
Q3 25
$100.5M
Q2 25
$53.7M
Q1 25
$114.2M
Q4 24
$140.7M
Q3 24
$99.8M
Q2 24
$-100.3M
FCF Margin
ABCB
ABCB
KOS
KOS
Q1 26
Q4 25
120.4%
Q3 25
32.0%
Q2 25
17.9%
Q1 25
39.9%
Q4 24
48.4%
Q3 24
35.2%
Q2 24
-33.4%
Capex Intensity
ABCB
ABCB
KOS
KOS
Q1 26
Q4 25
6.7%
Q3 25
1.4%
Q2 25
2.5%
Q1 25
0.9%
Q4 24
4.6%
Q3 24
0.8%
Q2 24
1.1%
Cash Conversion
ABCB
ABCB
KOS
KOS
Q1 26
Q4 25
3.60×
Q3 25
0.99×
Q2 25
0.56×
Q1 25
1.33×
Q4 24
1.63×
Q3 24
1.03×
0.14×
Q2 24
-1.07×
3.74×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ABCB
ABCB

Segment breakdown not available.

KOS
KOS

Ghana Segment$134.6M46%
Gulf Of America$80.7M27%
Mauritania And Senegal$54.9M19%
Equatorial Guinea Segment$24.3M8%

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