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Side-by-side financial comparison of Ameris Bancorp (ABCB) and QUAKER CHEMICAL CORP (KWR). Click either name above to swap in a different company.

QUAKER CHEMICAL CORP is the larger business by last-quarter revenue ($468.5M vs $314.4M, roughly 1.5× Ameris Bancorp). Ameris Bancorp runs the higher net margin — 35.1% vs 4.4%, a 30.7% gap on every dollar of revenue. On growth, Ameris Bancorp posted the faster year-over-year revenue change (10.0% vs 5.5%). Over the past eight quarters, Ameris Bancorp's revenue compounded faster (2.3% CAGR vs -0.1%).

Ameris Bancorp is an American bank holding company headquartered in Atlanta, Georgia. Through its bank subsidiary, Ameris Bank, the company operates full-service branches in Georgia, Alabama, Florida, North Carolina and South Carolina, and mortgage-only locations in Georgia, Alabama, Florida, North Carolina, South Carolina, Virginia, Maryland, and Tennessee. The company offers online and mobile banking options for both consumers and businesses.

Quaker Chemical Corporation, doing business as Quaker Houghton, is an American chemical company that was founded in 1918. It is headquartered in Conshohocken, Pennsylvania. With its global presence in 21 countries and 35 locations worldwide, the company has over 50% of net sales outside of the United States. Quaker Houghton manufactures process fluids for use in the steel, aluminum, metalworking, automotive, mining, aerospace, tube & pipe, can making, and other industrial processes. On August...

ABCB vs KWR — Head-to-Head

Bigger by revenue
KWR
KWR
1.5× larger
KWR
$468.5M
$314.4M
ABCB
Growing faster (revenue YoY)
ABCB
ABCB
+4.5% gap
ABCB
10.0%
5.5%
KWR
Higher net margin
ABCB
ABCB
30.7% more per $
ABCB
35.1%
4.4%
KWR
Faster 2-yr revenue CAGR
ABCB
ABCB
Annualised
ABCB
2.3%
-0.1%
KWR

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
ABCB
ABCB
KWR
KWR
Revenue
$314.4M
$468.5M
Net Profit
$110.5M
$20.7M
Gross Margin
35.3%
Operating Margin
6.7%
Net Margin
35.1%
4.4%
Revenue YoY
10.0%
5.5%
Net Profit YoY
45.9%
EPS (diluted)
$1.63
$1.16

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ABCB
ABCB
KWR
KWR
Q1 26
$314.4M
Q4 25
$307.1M
$468.5M
Q3 25
$314.2M
$493.8M
Q2 25
$300.7M
$483.4M
Q1 25
$285.9M
$442.9M
Q4 24
$290.8M
$444.1M
Q3 24
$283.8M
$462.3M
Q2 24
$300.6M
$463.6M
Net Profit
ABCB
ABCB
KWR
KWR
Q1 26
$110.5M
Q4 25
$108.4M
$20.7M
Q3 25
$106.0M
$30.5M
Q2 25
$109.8M
$-66.6M
Q1 25
$87.9M
$12.9M
Q4 24
$94.4M
$14.2M
Q3 24
$99.2M
$32.3M
Q2 24
$90.8M
$34.9M
Gross Margin
ABCB
ABCB
KWR
KWR
Q1 26
Q4 25
35.3%
Q3 25
36.6%
Q2 25
35.5%
Q1 25
36.4%
Q4 24
35.2%
Q3 24
37.3%
Q2 24
37.9%
Operating Margin
ABCB
ABCB
KWR
KWR
Q1 26
Q4 25
45.9%
6.7%
Q3 25
43.6%
9.4%
Q2 25
47.4%
-10.9%
Q1 25
39.5%
6.2%
Q4 24
43.3%
6.5%
Q3 24
44.4%
11.2%
Q2 24
42.1%
12.6%
Net Margin
ABCB
ABCB
KWR
KWR
Q1 26
35.1%
Q4 25
44.2%
4.4%
Q3 25
33.7%
6.2%
Q2 25
36.5%
-13.8%
Q1 25
30.8%
2.9%
Q4 24
42.5%
3.2%
Q3 24
35.0%
7.0%
Q2 24
30.2%
7.5%
EPS (diluted)
ABCB
ABCB
KWR
KWR
Q1 26
$1.63
Q4 25
$1.59
$1.16
Q3 25
$1.54
$1.75
Q2 25
$1.60
$-3.78
Q1 25
$1.27
$0.73
Q4 24
$1.35
$0.81
Q3 24
$1.44
$1.81
Q2 24
$1.32
$1.94

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ABCB
ABCB
KWR
KWR
Cash + ST InvestmentsLiquidity on hand
$179.8M
Total DebtLower is stronger
$834.9M
Stockholders' EquityBook value
$4.1B
$1.4B
Total Assets
$28.1B
$2.8B
Debt / EquityLower = less leverage
0.61×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ABCB
ABCB
KWR
KWR
Q1 26
Q4 25
$179.8M
Q3 25
$172.0M
Q2 25
$201.9M
Q1 25
$186.2M
Q4 24
$188.9M
Q3 24
$212.1M
Q2 24
$188.6M
Total Debt
ABCB
ABCB
KWR
KWR
Q1 26
Q4 25
$834.9M
Q3 25
Q2 25
Q1 25
Q4 24
$669.6M
Q3 24
Q2 24
Stockholders' Equity
ABCB
ABCB
KWR
KWR
Q1 26
$4.1B
Q4 25
$4.1B
$1.4B
Q3 25
$4.0B
$1.4B
Q2 25
$3.9B
$1.3B
Q1 25
$3.8B
$1.4B
Q4 24
$3.8B
$1.4B
Q3 24
$3.7B
$1.4B
Q2 24
$3.6B
$1.4B
Total Assets
ABCB
ABCB
KWR
KWR
Q1 26
$28.1B
Q4 25
$27.5B
$2.8B
Q3 25
$27.1B
$2.8B
Q2 25
$26.7B
$2.8B
Q1 25
$26.5B
$2.7B
Q4 24
$26.3B
$2.6B
Q3 24
$26.4B
$2.7B
Q2 24
$26.5B
$2.7B
Debt / Equity
ABCB
ABCB
KWR
KWR
Q1 26
Q4 25
0.61×
Q3 25
Q2 25
Q1 25
Q4 24
0.49×
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ABCB
ABCB
KWR
KWR
Operating Cash FlowLast quarter
$46.5M
Free Cash FlowOCF − Capex
$24.3M
FCF MarginFCF / Revenue
5.2%
Capex IntensityCapex / Revenue
4.7%
Cash ConversionOCF / Net Profit
2.25×
TTM Free Cash FlowTrailing 4 quarters
$80.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ABCB
ABCB
KWR
KWR
Q1 26
Q4 25
$390.2M
$46.5M
Q3 25
$104.9M
$51.4M
Q2 25
$61.4M
$41.6M
Q1 25
$116.9M
$-3.0M
Q4 24
$154.2M
$63.1M
Q3 24
$102.2M
$68.0M
Q2 24
$-97.1M
$46.3M
Free Cash Flow
ABCB
ABCB
KWR
KWR
Q1 26
Q4 25
$369.6M
$24.3M
Q3 25
$100.5M
$38.0M
Q2 25
$53.7M
$33.6M
Q1 25
$114.2M
$-15.4M
Q4 24
$140.7M
$40.6M
Q3 24
$99.8M
$59.8M
Q2 24
$-100.3M
$39.6M
FCF Margin
ABCB
ABCB
KWR
KWR
Q1 26
Q4 25
120.4%
5.2%
Q3 25
32.0%
7.7%
Q2 25
17.9%
7.0%
Q1 25
39.9%
-3.5%
Q4 24
48.4%
9.1%
Q3 24
35.2%
12.9%
Q2 24
-33.4%
8.6%
Capex Intensity
ABCB
ABCB
KWR
KWR
Q1 26
Q4 25
6.7%
4.7%
Q3 25
1.4%
2.7%
Q2 25
2.5%
1.6%
Q1 25
0.9%
2.8%
Q4 24
4.6%
5.1%
Q3 24
0.8%
1.8%
Q2 24
1.1%
1.4%
Cash Conversion
ABCB
ABCB
KWR
KWR
Q1 26
Q4 25
3.60×
2.25×
Q3 25
0.99×
1.69×
Q2 25
0.56×
Q1 25
1.33×
-0.24×
Q4 24
1.63×
4.45×
Q3 24
1.03×
2.10×
Q2 24
-1.07×
1.33×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ABCB
ABCB

Segment breakdown not available.

KWR
KWR

Other$260.7M56%
Metalworking And Other$146.4M31%
Metals$61.4M13%

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