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Side-by-side financial comparison of Ameris Bancorp (ABCB) and LiveRamp Holdings, Inc. (RAMP). Click either name above to swap in a different company.

Ameris Bancorp is the larger business by last-quarter revenue ($314.4M vs $212.2M, roughly 1.5× LiveRamp Holdings, Inc.). Ameris Bancorp runs the higher net margin — 35.1% vs 18.8%, a 16.4% gap on every dollar of revenue. On growth, Ameris Bancorp posted the faster year-over-year revenue change (10.0% vs 8.6%). Over the past eight quarters, LiveRamp Holdings, Inc.'s revenue compounded faster (11.1% CAGR vs 2.3%).

Ameris Bancorp is an American bank holding company headquartered in Atlanta, Georgia. Through its bank subsidiary, Ameris Bank, the company operates full-service branches in Georgia, Alabama, Florida, North Carolina and South Carolina, and mortgage-only locations in Georgia, Alabama, Florida, North Carolina, South Carolina, Virginia, Maryland, and Tennessee. The company offers online and mobile banking options for both consumers and businesses.

LiveRamp Holdings, Inc., is an American SaaS company that offers a data connectivity platform whose services include data onboarding, the transfer of offline data online for marketing purposes.

ABCB vs RAMP — Head-to-Head

Bigger by revenue
ABCB
ABCB
1.5× larger
ABCB
$314.4M
$212.2M
RAMP
Growing faster (revenue YoY)
ABCB
ABCB
+1.4% gap
ABCB
10.0%
8.6%
RAMP
Higher net margin
ABCB
ABCB
16.4% more per $
ABCB
35.1%
18.8%
RAMP
Faster 2-yr revenue CAGR
RAMP
RAMP
Annualised
RAMP
11.1%
2.3%
ABCB

Income Statement — Q1 FY2026 vs Q3 FY2026

Metric
ABCB
ABCB
RAMP
RAMP
Revenue
$314.4M
$212.2M
Net Profit
$110.5M
$39.9M
Gross Margin
71.9%
Operating Margin
18.6%
Net Margin
35.1%
18.8%
Revenue YoY
10.0%
8.6%
Net Profit YoY
255.7%
EPS (diluted)
$1.63
$0.62

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ABCB
ABCB
RAMP
RAMP
Q1 26
$314.4M
Q4 25
$307.1M
$212.2M
Q3 25
$314.2M
$199.8M
Q2 25
$300.7M
$194.8M
Q1 25
$285.9M
$188.7M
Q4 24
$290.8M
$195.4M
Q3 24
$283.8M
$185.5M
Q2 24
$300.6M
$176.0M
Net Profit
ABCB
ABCB
RAMP
RAMP
Q1 26
$110.5M
Q4 25
$108.4M
$39.9M
Q3 25
$106.0M
$27.4M
Q2 25
$109.8M
$7.7M
Q1 25
$87.9M
$-6.3M
Q4 24
$94.4M
$11.2M
Q3 24
$99.2M
$1.7M
Q2 24
$90.8M
$-7.5M
Gross Margin
ABCB
ABCB
RAMP
RAMP
Q1 26
Q4 25
71.9%
Q3 25
70.2%
Q2 25
70.1%
Q1 25
69.3%
Q4 24
71.9%
Q3 24
72.4%
Q2 24
70.6%
Operating Margin
ABCB
ABCB
RAMP
RAMP
Q1 26
Q4 25
45.9%
18.6%
Q3 25
43.6%
10.7%
Q2 25
47.4%
3.7%
Q1 25
39.5%
-6.1%
Q4 24
43.3%
7.5%
Q3 24
44.4%
4.0%
Q2 24
42.1%
-3.0%
Net Margin
ABCB
ABCB
RAMP
RAMP
Q1 26
35.1%
Q4 25
44.2%
18.8%
Q3 25
33.7%
13.7%
Q2 25
36.5%
4.0%
Q1 25
30.8%
-3.3%
Q4 24
42.5%
5.7%
Q3 24
35.0%
0.9%
Q2 24
30.2%
-4.3%
EPS (diluted)
ABCB
ABCB
RAMP
RAMP
Q1 26
$1.63
Q4 25
$1.59
$0.62
Q3 25
$1.54
$0.42
Q2 25
$1.60
$0.12
Q1 25
$1.27
$-0.10
Q4 24
$1.35
$0.17
Q3 24
$1.44
$0.03
Q2 24
$1.32
$-0.11

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ABCB
ABCB
RAMP
RAMP
Cash + ST InvestmentsLiquidity on hand
$403.4M
Total DebtLower is stronger
Stockholders' EquityBook value
$4.1B
$962.3M
Total Assets
$28.1B
$1.3B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ABCB
ABCB
RAMP
RAMP
Q1 26
Q4 25
$403.4M
Q3 25
$376.9M
Q2 25
$371.1M
Q1 25
$420.8M
Q4 24
$384.3M
Q3 24
$348.4M
Q2 24
$342.7M
Stockholders' Equity
ABCB
ABCB
RAMP
RAMP
Q1 26
$4.1B
Q4 25
$4.1B
$962.3M
Q3 25
$4.0B
$943.8M
Q2 25
$3.9B
$947.8M
Q1 25
$3.8B
$948.9M
Q4 24
$3.8B
$957.7M
Q3 24
$3.7B
$932.1M
Q2 24
$3.6B
$951.9M
Total Assets
ABCB
ABCB
RAMP
RAMP
Q1 26
$28.1B
Q4 25
$27.5B
$1.3B
Q3 25
$27.1B
$1.2B
Q2 25
$26.7B
$1.2B
Q1 25
$26.5B
$1.3B
Q4 24
$26.3B
$1.3B
Q3 24
$26.4B
$1.2B
Q2 24
$26.5B
$1.2B

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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