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Side-by-side financial comparison of Ameris Bancorp (ABCB) and STANDARD MOTOR PRODUCTS, INC. (SMP). Click either name above to swap in a different company.

STANDARD MOTOR PRODUCTS, INC. is the larger business by last-quarter revenue ($385.1M vs $314.4M, roughly 1.2× Ameris Bancorp). Ameris Bancorp runs the higher net margin — 35.1% vs 2.0%, a 33.1% gap on every dollar of revenue. On growth, STANDARD MOTOR PRODUCTS, INC. posted the faster year-over-year revenue change (12.2% vs 10.0%). Over the past eight quarters, STANDARD MOTOR PRODUCTS, INC.'s revenue compounded faster (7.8% CAGR vs 2.3%).

Ameris Bancorp is an American bank holding company headquartered in Atlanta, Georgia. Through its bank subsidiary, Ameris Bank, the company operates full-service branches in Georgia, Alabama, Florida, North Carolina and South Carolina, and mortgage-only locations in Georgia, Alabama, Florida, North Carolina, South Carolina, Virginia, Maryland, and Tennessee. The company offers online and mobile banking options for both consumers and businesses.

Standard Motor Products, Inc. is a manufacturer and distributor of automotive parts. The company was founded in 1919 as a partnership by Elias Fife and Ralph Van Allen and incorporated by Fife in 1926. It is headquartered in Long Island City, New York, and trades on the New York Stock Exchange. SMP includes four operational segments: Vehicle Control, Temperature Control, Engineered Solutions and Nissens. SMP’s Vehicle Control and Temperature Control divisions supply automotive aftermarket com...

ABCB vs SMP — Head-to-Head

Bigger by revenue
SMP
SMP
1.2× larger
SMP
$385.1M
$314.4M
ABCB
Growing faster (revenue YoY)
SMP
SMP
+2.2% gap
SMP
12.2%
10.0%
ABCB
Higher net margin
ABCB
ABCB
33.1% more per $
ABCB
35.1%
2.0%
SMP
Faster 2-yr revenue CAGR
SMP
SMP
Annualised
SMP
7.8%
2.3%
ABCB

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
ABCB
ABCB
SMP
SMP
Revenue
$314.4M
$385.1M
Net Profit
$110.5M
$7.9M
Gross Margin
31.7%
Operating Margin
5.6%
Net Margin
35.1%
2.0%
Revenue YoY
10.0%
12.2%
Net Profit YoY
457.9%
EPS (diluted)
$1.63
$0.34

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ABCB
ABCB
SMP
SMP
Q1 26
$314.4M
Q4 25
$307.1M
$385.1M
Q3 25
$314.2M
$498.8M
Q2 25
$300.7M
$493.9M
Q1 25
$285.9M
$413.4M
Q4 24
$290.8M
$343.4M
Q3 24
$283.8M
$399.3M
Q2 24
$300.6M
$389.8M
Net Profit
ABCB
ABCB
SMP
SMP
Q1 26
$110.5M
Q4 25
$108.4M
$7.9M
Q3 25
$106.0M
$-4.3M
Q2 25
$109.8M
$25.2M
Q1 25
$87.9M
$12.6M
Q4 24
$94.4M
$-2.2M
Q3 24
$99.2M
$3.8M
Q2 24
$90.8M
$17.1M
Gross Margin
ABCB
ABCB
SMP
SMP
Q1 26
Q4 25
31.7%
Q3 25
32.4%
Q2 25
30.6%
Q1 25
30.2%
Q4 24
29.4%
Q3 24
30.4%
Q2 24
28.6%
Operating Margin
ABCB
ABCB
SMP
SMP
Q1 26
Q4 25
45.9%
5.6%
Q3 25
43.6%
9.5%
Q2 25
47.4%
8.7%
Q1 25
39.5%
5.9%
Q4 24
43.3%
1.1%
Q3 24
44.4%
9.3%
Q2 24
42.1%
6.4%
Net Margin
ABCB
ABCB
SMP
SMP
Q1 26
35.1%
Q4 25
44.2%
2.0%
Q3 25
33.7%
-0.9%
Q2 25
36.5%
5.1%
Q1 25
30.8%
3.0%
Q4 24
42.5%
-0.6%
Q3 24
35.0%
1.0%
Q2 24
30.2%
4.4%
EPS (diluted)
ABCB
ABCB
SMP
SMP
Q1 26
$1.63
Q4 25
$1.59
$0.34
Q3 25
$1.54
$-0.19
Q2 25
$1.60
$1.13
Q1 25
$1.27
$0.56
Q4 24
$1.35
$-0.09
Q3 24
$1.44
$0.17
Q2 24
$1.32
$0.77

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ABCB
ABCB
SMP
SMP
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$618.7M
Stockholders' EquityBook value
$4.1B
$683.7M
Total Assets
$28.1B
$2.0B
Debt / EquityLower = less leverage
0.90×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ABCB
ABCB
SMP
SMP
Q1 26
Q4 25
Q3 25
$87.2M
Q2 25
$58.8M
Q1 25
$50.3M
Q4 24
$44.4M
Q3 24
$26.3M
Q2 24
$26.2M
Total Debt
ABCB
ABCB
SMP
SMP
Q1 26
Q4 25
$618.7M
Q3 25
$589.5M
Q2 25
$636.6M
Q1 25
$650.6M
Q4 24
$562.3M
Q3 24
$142.8M
Q2 24
$208.2M
Stockholders' Equity
ABCB
ABCB
SMP
SMP
Q1 26
$4.1B
Q4 25
$4.1B
$683.7M
Q3 25
$4.0B
$677.4M
Q2 25
$3.9B
$688.6M
Q1 25
$3.8B
$638.0M
Q4 24
$3.8B
$615.7M
Q3 24
$3.7B
$638.8M
Q2 24
$3.6B
$640.0M
Total Assets
ABCB
ABCB
SMP
SMP
Q1 26
$28.1B
Q4 25
$27.5B
$2.0B
Q3 25
$27.1B
$2.0B
Q2 25
$26.7B
$2.0B
Q1 25
$26.5B
$1.9B
Q4 24
$26.3B
$1.8B
Q3 24
$26.4B
$1.4B
Q2 24
$26.5B
$1.4B
Debt / Equity
ABCB
ABCB
SMP
SMP
Q1 26
Q4 25
0.90×
Q3 25
0.87×
Q2 25
0.92×
Q1 25
1.02×
Q4 24
0.91×
Q3 24
0.22×
Q2 24
0.33×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ABCB
ABCB
SMP
SMP
Operating Cash FlowLast quarter
$-28.2M
Free Cash FlowOCF − Capex
$-37.6M
FCF MarginFCF / Revenue
-9.8%
Capex IntensityCapex / Revenue
2.4%
Cash ConversionOCF / Net Profit
-3.59×
TTM Free Cash FlowTrailing 4 quarters
$18.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ABCB
ABCB
SMP
SMP
Q1 26
Q4 25
$390.2M
$-28.2M
Q3 25
$104.9M
$91.6M
Q2 25
$61.4M
$54.3M
Q1 25
$116.9M
$-60.2M
Q4 24
$154.2M
$-1.5M
Q3 24
$102.2M
$88.3M
Q2 24
$-97.1M
$35.6M
Free Cash Flow
ABCB
ABCB
SMP
SMP
Q1 26
Q4 25
$369.6M
$-37.6M
Q3 25
$100.5M
$81.5M
Q2 25
$53.7M
$44.2M
Q1 25
$114.2M
$-69.4M
Q4 24
$140.7M
$-11.4M
Q3 24
$99.8M
$77.1M
Q2 24
$-100.3M
$22.7M
FCF Margin
ABCB
ABCB
SMP
SMP
Q1 26
Q4 25
120.4%
-9.8%
Q3 25
32.0%
16.3%
Q2 25
17.9%
8.9%
Q1 25
39.9%
-16.8%
Q4 24
48.4%
-3.3%
Q3 24
35.2%
19.3%
Q2 24
-33.4%
5.8%
Capex Intensity
ABCB
ABCB
SMP
SMP
Q1 26
Q4 25
6.7%
2.4%
Q3 25
1.4%
2.0%
Q2 25
2.5%
2.1%
Q1 25
0.9%
2.2%
Q4 24
4.6%
2.9%
Q3 24
0.8%
2.8%
Q2 24
1.1%
3.3%
Cash Conversion
ABCB
ABCB
SMP
SMP
Q1 26
Q4 25
3.60×
-3.59×
Q3 25
0.99×
Q2 25
0.56×
2.15×
Q1 25
1.33×
-4.79×
Q4 24
1.63×
Q3 24
1.03×
23.19×
Q2 24
-1.07×
2.09×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ABCB
ABCB

Segment breakdown not available.

SMP
SMP

Engineered Solutions$66.1M17%
Electrical And Safety$63.6M17%
Temperature Control$61.5M16%
Europe Excluding Poland$55.5M14%
Other Thermal Components$30.7M8%
Air Conditioning$22.7M6%
Commercial Vehicle$19.7M5%
All Other$18.9M5%
PL$16.0M4%
Wire Sets And Other$11.9M3%
Engine Efficiency$10.0M3%
Construction Agriculture$7.8M2%

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