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Side-by-side financial comparison of Ameris Bancorp (ABCB) and Thryv Holdings, Inc. (THRY). Click either name above to swap in a different company.

Ameris Bancorp is the larger business by last-quarter revenue ($314.4M vs $167.7M, roughly 1.9× Thryv Holdings, Inc.). Ameris Bancorp runs the higher net margin — 35.1% vs 2.7%, a 32.4% gap on every dollar of revenue. On growth, Ameris Bancorp posted the faster year-over-year revenue change (10.0% vs -7.5%). Over the past eight quarters, Ameris Bancorp's revenue compounded faster (2.3% CAGR vs -13.5%).

Ameris Bancorp is an American bank holding company headquartered in Atlanta, Georgia. Through its bank subsidiary, Ameris Bank, the company operates full-service branches in Georgia, Alabama, Florida, North Carolina and South Carolina, and mortgage-only locations in Georgia, Alabama, Florida, North Carolina, South Carolina, Virginia, Maryland, and Tennessee. The company offers online and mobile banking options for both consumers and businesses.

Thryv Holdings, Inc. is a publicly traded software as a service (SaaS) company, providing customer relationship management and online reputation management software for small businesses. It has headquarters in Dallas, Texas, and operates in 48 states across the United States of America with more than 2,400 employees. The company began as a conglomerate of Yellow Pages companies. In June 2020, Thryv reported $1.3 billion in revenue over a twelve-month period.

ABCB vs THRY — Head-to-Head

Bigger by revenue
ABCB
ABCB
1.9× larger
ABCB
$314.4M
$167.7M
THRY
Growing faster (revenue YoY)
ABCB
ABCB
+17.5% gap
ABCB
10.0%
-7.5%
THRY
Higher net margin
ABCB
ABCB
32.4% more per $
ABCB
35.1%
2.7%
THRY
Faster 2-yr revenue CAGR
ABCB
ABCB
Annualised
ABCB
2.3%
-13.5%
THRY

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
ABCB
ABCB
THRY
THRY
Revenue
$314.4M
$167.7M
Net Profit
$110.5M
$4.5M
Gross Margin
65.2%
Operating Margin
37.3%
Net Margin
35.1%
2.7%
Revenue YoY
10.0%
-7.5%
Net Profit YoY
147.2%
EPS (diluted)
$1.63
$0.10

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ABCB
ABCB
THRY
THRY
Q1 26
$314.4M
$167.7M
Q4 25
$307.1M
$191.6M
Q3 25
$314.2M
$201.6M
Q2 25
$300.7M
$210.5M
Q1 25
$285.9M
$181.4M
Q4 24
$290.8M
$186.6M
Q3 24
$283.8M
$179.9M
Q2 24
$300.6M
$224.1M
Net Profit
ABCB
ABCB
THRY
THRY
Q1 26
$110.5M
$4.5M
Q4 25
$108.4M
$-9.7M
Q3 25
$106.0M
$5.7M
Q2 25
$109.8M
$13.9M
Q1 25
$87.9M
$-9.6M
Q4 24
$94.4M
$7.9M
Q3 24
$99.2M
$-96.1M
Q2 24
$90.8M
$5.5M
Gross Margin
ABCB
ABCB
THRY
THRY
Q1 26
65.2%
Q4 25
68.0%
Q3 25
67.7%
Q2 25
69.7%
Q1 25
65.8%
Q4 24
65.9%
Q3 24
62.3%
Q2 24
66.3%
Operating Margin
ABCB
ABCB
THRY
THRY
Q1 26
37.3%
Q4 25
45.9%
5.3%
Q3 25
43.6%
9.9%
Q2 25
47.4%
14.0%
Q1 25
39.5%
-1.7%
Q4 24
43.3%
-3.9%
Q3 24
44.4%
-49.2%
Q2 24
42.1%
14.0%
Net Margin
ABCB
ABCB
THRY
THRY
Q1 26
35.1%
2.7%
Q4 25
44.2%
-5.0%
Q3 25
33.7%
2.8%
Q2 25
36.5%
6.6%
Q1 25
30.8%
-5.3%
Q4 24
42.5%
4.2%
Q3 24
35.0%
-53.4%
Q2 24
30.2%
2.5%
EPS (diluted)
ABCB
ABCB
THRY
THRY
Q1 26
$1.63
$0.10
Q4 25
$1.59
$-0.21
Q3 25
$1.54
$0.13
Q2 25
$1.60
$0.31
Q1 25
$1.27
$-0.22
Q4 24
$1.35
$0.28
Q3 24
$1.44
$-2.65
Q2 24
$1.32
$0.15

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ABCB
ABCB
THRY
THRY
Cash + ST InvestmentsLiquidity on hand
$8.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$4.1B
$225.4M
Total Assets
$28.1B
$693.7M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ABCB
ABCB
THRY
THRY
Q1 26
$8.0M
Q4 25
$10.8M
Q3 25
$11.6M
Q2 25
$10.8M
Q1 25
$11.0M
Q4 24
$16.3M
Q3 24
$12.5M
Q2 24
$15.5M
Total Debt
ABCB
ABCB
THRY
THRY
Q1 26
Q4 25
$253.5M
Q3 25
$268.2M
Q2 25
$275.6M
Q1 25
$299.0M
Q4 24
$284.3M
Q3 24
$307.8M
Q2 24
$342.1M
Stockholders' Equity
ABCB
ABCB
THRY
THRY
Q1 26
$4.1B
$225.4M
Q4 25
$4.1B
$218.1M
Q3 25
$4.0B
$221.1M
Q2 25
$3.9B
$214.9M
Q1 25
$3.8B
$193.2M
Q4 24
$3.8B
$196.9M
Q3 24
$3.7B
$94.5M
Q2 24
$3.6B
$183.1M
Total Assets
ABCB
ABCB
THRY
THRY
Q1 26
$28.1B
$693.7M
Q4 25
$27.5B
$688.6M
Q3 25
$27.1B
$701.8M
Q2 25
$26.7B
$687.7M
Q1 25
$26.5B
$703.7M
Q4 24
$26.3B
$712.2M
Q3 24
$26.4B
$654.8M
Q2 24
$26.5B
$785.5M
Debt / Equity
ABCB
ABCB
THRY
THRY
Q1 26
Q4 25
1.16×
Q3 25
1.21×
Q2 25
1.28×
Q1 25
1.55×
Q4 24
1.44×
Q3 24
3.26×
Q2 24
1.87×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ABCB
ABCB
THRY
THRY
Operating Cash FlowLast quarter
Free Cash FlowOCF − Capex
$-5.5M
FCF MarginFCF / Revenue
-3.3%
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$43.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ABCB
ABCB
THRY
THRY
Q1 26
Q4 25
$390.2M
$22.2M
Q3 25
$104.9M
$22.2M
Q2 25
$61.4M
$29.6M
Q1 25
$116.9M
$-10.5M
Q4 24
$154.2M
$26.1M
Q3 24
$102.2M
$36.0M
Q2 24
$-97.1M
$22.2M
Free Cash Flow
ABCB
ABCB
THRY
THRY
Q1 26
$-5.5M
Q4 25
$369.6M
$12.3M
Q3 25
$100.5M
$14.6M
Q2 25
$53.7M
$21.8M
Q1 25
$114.2M
$-17.6M
Q4 24
$140.7M
$17.3M
Q3 24
$99.8M
$27.5M
Q2 24
$-100.3M
$13.3M
FCF Margin
ABCB
ABCB
THRY
THRY
Q1 26
-3.3%
Q4 25
120.4%
6.4%
Q3 25
32.0%
7.2%
Q2 25
17.9%
10.4%
Q1 25
39.9%
-9.7%
Q4 24
48.4%
9.3%
Q3 24
35.2%
15.3%
Q2 24
-33.4%
5.9%
Capex Intensity
ABCB
ABCB
THRY
THRY
Q1 26
Q4 25
6.7%
5.2%
Q3 25
1.4%
3.8%
Q2 25
2.5%
3.7%
Q1 25
0.9%
3.9%
Q4 24
4.6%
4.7%
Q3 24
0.8%
4.7%
Q2 24
1.1%
4.0%
Cash Conversion
ABCB
ABCB
THRY
THRY
Q1 26
Q4 25
3.60×
Q3 25
0.99×
3.93×
Q2 25
0.56×
2.12×
Q1 25
1.33×
Q4 24
1.63×
3.32×
Q3 24
1.03×
Q2 24
-1.07×
4.01×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ABCB
ABCB

Segment breakdown not available.

THRY
THRY

SaaS$116.7M70%
Other$50.9M30%

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