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Side-by-side financial comparison of Ameris Bancorp (ABCB) and XPLR Infrastructure, LP (XIFR). Click either name above to swap in a different company.
Ameris Bancorp is the larger business by last-quarter revenue ($314.4M vs $249.0M, roughly 1.3× XPLR Infrastructure, LP). Ameris Bancorp runs the higher net margin — 35.1% vs 11.2%, a 23.9% gap on every dollar of revenue. On growth, Ameris Bancorp posted the faster year-over-year revenue change (10.0% vs -15.3%). Over the past eight quarters, Ameris Bancorp's revenue compounded faster (2.3% CAGR vs -1.6%).
Ameris Bancorp is an American bank holding company headquartered in Atlanta, Georgia. Through its bank subsidiary, Ameris Bank, the company operates full-service branches in Georgia, Alabama, Florida, North Carolina and South Carolina, and mortgage-only locations in Georgia, Alabama, Florida, North Carolina, South Carolina, Virginia, Maryland, and Tennessee. The company offers online and mobile banking options for both consumers and businesses.
XPLR Infrastructure is a publicly traded subsidiary of NextEra Energy, is a Juno Beach, Florida-based renewable energy company.
ABCB vs XIFR — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $314.4M | $249.0M |
| Net Profit | $110.5M | $28.0M |
| Gross Margin | — | — |
| Operating Margin | — | -19.3% |
| Net Margin | 35.1% | 11.2% |
| Revenue YoY | 10.0% | -15.3% |
| Net Profit YoY | — | 124.3% |
| EPS (diluted) | $1.63 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $314.4M | — | ||
| Q4 25 | $307.1M | $249.0M | ||
| Q3 25 | $314.2M | $315.0M | ||
| Q2 25 | $300.7M | $342.0M | ||
| Q1 25 | $285.9M | $282.0M | ||
| Q4 24 | $290.8M | $294.0M | ||
| Q3 24 | $283.8M | $319.0M | ||
| Q2 24 | $300.6M | $360.0M |
| Q1 26 | $110.5M | — | ||
| Q4 25 | $108.4M | $28.0M | ||
| Q3 25 | $106.0M | $-37.0M | ||
| Q2 25 | $109.8M | $79.0M | ||
| Q1 25 | $87.9M | $-98.0M | ||
| Q4 24 | $94.4M | $-115.0M | ||
| Q3 24 | $99.2M | $-40.0M | ||
| Q2 24 | $90.8M | $62.0M |
| Q1 26 | — | — | ||
| Q4 25 | 45.9% | -19.3% | ||
| Q3 25 | 43.6% | 1.6% | ||
| Q2 25 | 47.4% | 26.3% | ||
| Q1 25 | 39.5% | -82.6% | ||
| Q4 24 | 43.3% | -188.1% | ||
| Q3 24 | 44.4% | 15.4% | ||
| Q2 24 | 42.1% | 18.3% |
| Q1 26 | 35.1% | — | ||
| Q4 25 | 44.2% | 11.2% | ||
| Q3 25 | 33.7% | -11.7% | ||
| Q2 25 | 36.5% | 23.1% | ||
| Q1 25 | 30.8% | -34.8% | ||
| Q4 24 | 42.5% | -39.1% | ||
| Q3 24 | 35.0% | -12.5% | ||
| Q2 24 | 30.2% | 17.2% |
| Q1 26 | $1.63 | — | ||
| Q4 25 | $1.59 | — | ||
| Q3 25 | $1.54 | $-0.40 | ||
| Q2 25 | $1.60 | $0.84 | ||
| Q1 25 | $1.27 | $-1.05 | ||
| Q4 24 | $1.35 | — | ||
| Q3 24 | $1.44 | $-0.43 | ||
| Q2 24 | $1.32 | $0.66 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $960.0M |
| Total DebtLower is stronger | — | $6.2B |
| Stockholders' EquityBook value | $4.1B | $10.9B |
| Total Assets | $28.1B | $19.6B |
| Debt / EquityLower = less leverage | — | 0.57× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $960.0M | ||
| Q3 25 | — | $711.0M | ||
| Q2 25 | — | $880.0M | ||
| Q1 25 | — | $1.5B | ||
| Q4 24 | — | $283.0M | ||
| Q3 24 | — | $290.0M | ||
| Q2 24 | — | $281.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | $6.2B | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $5.3B | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $4.1B | — | ||
| Q4 25 | $4.1B | $10.9B | ||
| Q3 25 | $4.0B | $11.0B | ||
| Q2 25 | $3.9B | $11.3B | ||
| Q1 25 | $3.8B | $12.6B | ||
| Q4 24 | $3.8B | $12.9B | ||
| Q3 24 | $3.7B | $13.6B | ||
| Q2 24 | $3.6B | $13.9B |
| Q1 26 | $28.1B | — | ||
| Q4 25 | $27.5B | $19.6B | ||
| Q3 25 | $27.1B | $19.1B | ||
| Q2 25 | $26.7B | $20.5B | ||
| Q1 25 | $26.5B | $21.4B | ||
| Q4 24 | $26.3B | $20.3B | ||
| Q3 24 | $26.4B | $20.9B | ||
| Q2 24 | $26.5B | $21.7B |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.57× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.41× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $186.0M |
| Free Cash FlowOCF − Capex | — | $-88.0M |
| FCF MarginFCF / Revenue | — | -35.3% |
| Capex IntensityCapex / Revenue | — | 110.0% |
| Cash ConversionOCF / Net Profit | — | 6.64× |
| TTM Free Cash FlowTrailing 4 quarters | — | $-219.0M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $390.2M | $186.0M | ||
| Q3 25 | $104.9M | $231.0M | ||
| Q2 25 | $61.4M | $232.0M | ||
| Q1 25 | $116.9M | $90.0M | ||
| Q4 24 | $154.2M | $283.0M | ||
| Q3 24 | $102.2M | $208.0M | ||
| Q2 24 | $-97.1M | $231.0M |
| Q1 26 | — | — | ||
| Q4 25 | $369.6M | $-88.0M | ||
| Q3 25 | $100.5M | $-283.0M | ||
| Q2 25 | $53.7M | $151.0M | ||
| Q1 25 | $114.2M | $1.0M | ||
| Q4 24 | $140.7M | $231.0M | ||
| Q3 24 | $99.8M | $152.0M | ||
| Q2 24 | $-100.3M | $162.0M |
| Q1 26 | — | — | ||
| Q4 25 | 120.4% | -35.3% | ||
| Q3 25 | 32.0% | -89.8% | ||
| Q2 25 | 17.9% | 44.2% | ||
| Q1 25 | 39.9% | 0.4% | ||
| Q4 24 | 48.4% | 78.6% | ||
| Q3 24 | 35.2% | 47.6% | ||
| Q2 24 | -33.4% | 45.0% |
| Q1 26 | — | — | ||
| Q4 25 | 6.7% | 110.0% | ||
| Q3 25 | 1.4% | 163.2% | ||
| Q2 25 | 2.5% | 23.7% | ||
| Q1 25 | 0.9% | 31.6% | ||
| Q4 24 | 4.6% | 17.7% | ||
| Q3 24 | 0.8% | 17.6% | ||
| Q2 24 | 1.1% | 19.2% |
| Q1 26 | — | — | ||
| Q4 25 | 3.60× | 6.64× | ||
| Q3 25 | 0.99× | — | ||
| Q2 25 | 0.56× | 2.94× | ||
| Q1 25 | 1.33× | — | ||
| Q4 24 | 1.63× | — | ||
| Q3 24 | 1.03× | — | ||
| Q2 24 | -1.07× | 3.73× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ABCB
Segment breakdown not available.
XIFR
| Renewable Energy Sales | $238.0M | 96% |
| Related Party | $8.0M | 3% |
