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Side-by-side financial comparison of AbCellera Biologics Inc. (ABCL) and Ponce Financial Group, Inc. (PDLB). Click either name above to swap in a different company.

AbCellera Biologics Inc. is the larger business by last-quarter revenue ($44.9M vs $31.4M, roughly 1.4× Ponce Financial Group, Inc.). Ponce Financial Group, Inc. runs the higher net margin — 36.3% vs -19.9%, a 56.2% gap on every dollar of revenue. On growth, AbCellera Biologics Inc. posted the faster year-over-year revenue change (788.4% vs 37.6%). Ponce Financial Group, Inc. produced more free cash flow last quarter ($54.6M vs $-44.6M). Over the past eight quarters, AbCellera Biologics Inc.'s revenue compounded faster (112.3% CAGR vs 23.7%).

AbCellera Biologics Inc. is a Vancouver, British Columbia-based biotechnology company that discovers and develops antibody therapeutics. The company is best known for its leading role in the Pandemic Prevention Platform, a project of DARPA's Biological Technologies Office. AbCellera utilizes a proprietary technology platform, which they claim can develop "medical countermeasures within 60 days." Its platform for single-cell screening was initially developed at the University of British Columbia.

Ponce Financial Group, Inc. is a U.S.-based financial holding company operating Ponce Bank as its core subsidiary. It serves multicultural, immigrant and low-to-moderate income communities in the New York metro area, offering retail and commercial banking products including deposits, mortgages, small business financing and personal credit.

ABCL vs PDLB — Head-to-Head

Bigger by revenue
ABCL
ABCL
1.4× larger
ABCL
$44.9M
$31.4M
PDLB
Growing faster (revenue YoY)
ABCL
ABCL
+750.8% gap
ABCL
788.4%
37.6%
PDLB
Higher net margin
PDLB
PDLB
56.2% more per $
PDLB
36.3%
-19.9%
ABCL
More free cash flow
PDLB
PDLB
$99.2M more FCF
PDLB
$54.6M
$-44.6M
ABCL
Faster 2-yr revenue CAGR
ABCL
ABCL
Annualised
ABCL
112.3%
23.7%
PDLB

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ABCL
ABCL
PDLB
PDLB
Revenue
$44.9M
$31.4M
Net Profit
$-8.9M
$10.1M
Gross Margin
Operating Margin
-63.7%
43.6%
Net Margin
-19.9%
36.3%
Revenue YoY
788.4%
37.6%
Net Profit YoY
73.9%
245.6%
EPS (diluted)
$-0.03
$0.43

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ABCL
ABCL
PDLB
PDLB
Q4 25
$44.9M
$31.4M
Q3 25
$9.0M
$26.7M
Q2 25
$17.1M
$26.5M
Q1 25
$4.2M
$24.6M
Q4 24
$5.0M
$22.8M
Q3 24
$6.5M
$20.2M
Q2 24
$7.3M
$20.2M
Q1 24
$10.0M
$20.5M
Net Profit
ABCL
ABCL
PDLB
PDLB
Q4 25
$-8.9M
$10.1M
Q3 25
$-57.1M
$6.5M
Q2 25
$-34.7M
$6.1M
Q1 25
$-45.6M
$6.0M
Q4 24
$2.9M
Q3 24
$-51.1M
$2.4M
Q2 24
$-36.9M
$3.2M
Q1 24
$-40.6M
$2.4M
Operating Margin
ABCL
ABCL
PDLB
PDLB
Q4 25
-63.7%
43.6%
Q3 25
-851.8%
32.8%
Q2 25
-290.2%
30.2%
Q1 25
-1479.6%
32.5%
Q4 24
19.6%
Q3 24
-1439.4%
15.2%
Q2 24
-1276.2%
21.8%
Q1 24
-551.5%
18.3%
Net Margin
ABCL
ABCL
PDLB
PDLB
Q4 25
-19.9%
36.3%
Q3 25
-637.8%
24.3%
Q2 25
-203.3%
23.0%
Q1 25
-1077.2%
24.2%
Q4 24
14.1%
Q3 24
-785.4%
12.1%
Q2 24
-504.3%
15.8%
Q1 24
-408.0%
11.8%
EPS (diluted)
ABCL
ABCL
PDLB
PDLB
Q4 25
$-0.03
$0.43
Q3 25
$-0.19
$0.27
Q2 25
$-0.12
$0.25
Q1 25
$-0.15
$0.25
Q4 24
$0.11
Q3 24
$-0.17
$0.10
Q2 24
$-0.13
$0.14
Q1 24
$-0.14
$0.11

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ABCL
ABCL
PDLB
PDLB
Cash + ST InvestmentsLiquidity on hand
$128.5M
$126.2M
Total DebtLower is stronger
$596.1M
Stockholders' EquityBook value
$966.9M
$541.5M
Total Assets
$1.4B
$3.2B
Debt / EquityLower = less leverage
1.10×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ABCL
ABCL
PDLB
PDLB
Q4 25
$128.5M
$126.2M
Q3 25
$83.2M
$146.6M
Q2 25
$92.4M
$126.6M
Q1 25
$159.3M
$129.9M
Q4 24
$156.3M
$139.8M
Q3 24
$126.6M
$155.8M
Q2 24
$148.3M
$103.2M
Q1 24
$123.6M
$134.7M
Total Debt
ABCL
ABCL
PDLB
PDLB
Q4 25
$596.1M
Q3 25
$521.1M
Q2 25
$536.1M
Q1 25
$521.1M
Q4 24
$596.1M
Q3 24
$580.4M
Q2 24
$680.4M
Q1 24
$680.4M
Stockholders' Equity
ABCL
ABCL
PDLB
PDLB
Q4 25
$966.9M
$541.5M
Q3 25
$964.0M
$529.8M
Q2 25
$1.0B
$521.1M
Q1 25
$1.0B
$513.9M
Q4 24
$1.1B
$505.5M
Q3 24
$1.1B
$504.6M
Q2 24
$1.1B
$497.7M
Q1 24
$1.1B
$493.7M
Total Assets
ABCL
ABCL
PDLB
PDLB
Q4 25
$1.4B
$3.2B
Q3 25
$1.4B
$3.2B
Q2 25
$1.4B
$3.2B
Q1 25
$1.3B
$3.1B
Q4 24
$1.4B
$3.0B
Q3 24
$1.4B
$3.0B
Q2 24
$1.4B
$2.8B
Q1 24
$1.5B
$2.8B
Debt / Equity
ABCL
ABCL
PDLB
PDLB
Q4 25
1.10×
Q3 25
0.98×
Q2 25
1.03×
Q1 25
1.01×
Q4 24
1.18×
Q3 24
1.15×
Q2 24
1.37×
Q1 24
1.38×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ABCL
ABCL
PDLB
PDLB
Operating Cash FlowLast quarter
$-34.7M
$55.6M
Free Cash FlowOCF − Capex
$-44.6M
$54.6M
FCF MarginFCF / Revenue
-99.4%
173.9%
Capex IntensityCapex / Revenue
21.9%
3.1%
Cash ConversionOCF / Net Profit
5.48×
TTM Free Cash FlowTrailing 4 quarters
$-174.1M
$74.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ABCL
ABCL
PDLB
PDLB
Q4 25
$-34.7M
$55.6M
Q3 25
$-52.6M
$1.4M
Q2 25
$-32.4M
$6.2M
Q1 25
$-11.6M
$13.1M
Q4 24
$-108.6M
$7.2M
Q3 24
$-28.9M
$-14.6M
Q2 24
$-30.0M
$-2.6M
Q1 24
$-41.7M
$1.5M
Free Cash Flow
ABCL
ABCL
PDLB
PDLB
Q4 25
$-44.6M
$54.6M
Q3 25
$-61.5M
$786.0K
Q2 25
$-45.8M
$5.9M
Q1 25
$-22.2M
$12.9M
Q4 24
$-187.0M
$4.5M
Q3 24
$-47.4M
$-15.0M
Q2 24
$-50.1M
$-2.6M
Q1 24
$-65.8M
$-315.0K
FCF Margin
ABCL
ABCL
PDLB
PDLB
Q4 25
-99.4%
173.9%
Q3 25
-687.0%
2.9%
Q2 25
-267.9%
22.4%
Q1 25
-524.0%
52.6%
Q4 24
-3702.8%
19.7%
Q3 24
-728.4%
-74.1%
Q2 24
-683.8%
-13.0%
Q1 24
-661.5%
-1.5%
Capex Intensity
ABCL
ABCL
PDLB
PDLB
Q4 25
21.9%
3.1%
Q3 25
99.7%
2.3%
Q2 25
78.2%
1.0%
Q1 25
251.1%
0.6%
Q4 24
1552.7%
11.9%
Q3 24
284.6%
2.0%
Q2 24
274.6%
0.3%
Q1 24
242.5%
8.7%
Cash Conversion
ABCL
ABCL
PDLB
PDLB
Q4 25
5.48×
Q3 25
0.21×
Q2 25
1.01×
Q1 25
2.20×
Q4 24
2.46×
Q3 24
-5.99×
Q2 24
-0.80×
Q1 24
0.61×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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