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Ponce Financial Group, Inc.

Ponce Financial Group, Inc.PDLBEarnings & Financial Report

Nasdaq

PDLB Q3 2025 Key Financial Metrics

Revenue

$25.2M

Gross Profit

N/A

Operating Profit

$8.8M

Net Profit

$6.5M

Gross Margin

N/A

Operating Margin

34.7%

Net Margin

25.8%

YoY Growth

32.7%

EPS

$0.27

Financial Flow

Ponce Financial Group, Inc. Q3 2025 Financial Summary

Ponce Financial Group, Inc. reported revenue of $25.2M for Q3 2025, with a net profit of $6.5M (25.8% margin). Cost of goods sold was N/A, operating expenses totaled N/A.

Key Financial Metrics

Total Revenue$25.2M
Net Profit$6.5M
Gross MarginN/A
Operating Margin34.7%
Report PeriodQ3 2025

Ponce Financial Group, Inc. Annual Revenue by Year

Ponce Financial Group, Inc. annual revenue history includes year-by-year totals (for example, 2024 revenue was $76.5M).

YearAnnual Revenue
2024$76.5M
2023$65.3M
2022$66.6M

Income Statement

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Revenue$17.2M$18.8M$17.9M$19.0M$20.7M$22.2M$24.4M$25.2M
YoY Growth6.4%23.5%10.0%15.0%20.5%18.0%36.4%32.7%

Balance Sheet

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Assets$2.75B$2.82B$2.84B$3.02B$3.04B$3.09B$3.15B$3.16B
Liabilities$2.26B$2.33B$2.34B$2.51B$2.53B$2.58B$2.63B$2.63B
Equity$491.4M$493.7M$497.7M$504.6M$505.5M$513.9M$521.1M$529.8M

Cash Flow

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Operating CF$31.9M$1.5M$-2.6M$-14.6M$22.9M$13.1M$6.2M$1.4M