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Side-by-side financial comparison of ARBOR REALTY TRUST INC (ABR) and El Pollo Loco Holdings, Inc. (LOCO). Click either name above to swap in a different company.

ARBOR REALTY TRUST INC is the larger business by last-quarter revenue ($133.4M vs $126.2M, roughly 1.1× El Pollo Loco Holdings, Inc.). On growth, El Pollo Loco Holdings, Inc. posted the faster year-over-year revenue change (5.9% vs -12.1%). Over the past eight quarters, El Pollo Loco Holdings, Inc.'s revenue compounded faster (1.6% CAGR vs -8.9%).

Arbor Realty Trust Inc. is a U.S.-headquartered specialized real estate investment trust (REIT). It primarily provides structured financing solutions for multifamily residential and commercial real estate projects, including bridge loans, agency lending, and mezzanine financing. Its core market covers the U.S. real estate sector, serving property owners, developers and real estate investors nationwide.

El Pollo Loco, Inc., is a restaurant chain based in the United States, specializing in Mexican-style grilled chicken. Restaurant service consists of dine-in and take-out, with some locations offering drive-through options. The company is headquartered in Costa Mesa, California, and operates about 500 company-owned and franchised restaurants in the Southwestern United States.

ABR vs LOCO — Head-to-Head

Bigger by revenue
ABR
ABR
1.1× larger
ABR
$133.4M
$126.2M
LOCO
Growing faster (revenue YoY)
LOCO
LOCO
+18.0% gap
LOCO
5.9%
-12.1%
ABR
Faster 2-yr revenue CAGR
LOCO
LOCO
Annualised
LOCO
1.6%
-8.9%
ABR

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
ABR
ABR
LOCO
LOCO
Revenue
$133.4M
$126.2M
Net Profit
$8.2M
Gross Margin
Operating Margin
9.7%
Net Margin
6.5%
Revenue YoY
-12.1%
5.9%
Net Profit YoY
48.8%
EPS (diluted)
$0.08
$0.27

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ABR
ABR
LOCO
LOCO
Q1 26
$126.2M
Q4 25
$133.4M
$123.5M
Q3 25
$112.4M
$121.5M
Q2 25
$130.4M
$125.8M
Q1 25
$134.2M
$119.2M
Q4 24
$151.7M
$114.3M
Q3 24
$156.7M
$120.4M
Q2 24
$153.1M
$122.2M
Net Profit
ABR
ABR
LOCO
LOCO
Q1 26
$8.2M
Q4 25
$6.5M
Q3 25
$52.0M
$7.4M
Q2 25
$36.3M
$7.1M
Q1 25
$43.4M
$5.5M
Q4 24
$6.0M
Q3 24
$73.5M
$6.2M
Q2 24
$61.8M
$7.6M
Operating Margin
ABR
ABR
LOCO
LOCO
Q1 26
9.7%
Q4 25
8.3%
Q3 25
9.4%
Q2 25
9.0%
Q1 25
7.5%
Q4 24
7.9%
Q3 24
8.4%
Q2 24
10.1%
Net Margin
ABR
ABR
LOCO
LOCO
Q1 26
6.5%
Q4 25
5.3%
Q3 25
46.3%
6.1%
Q2 25
27.8%
5.6%
Q1 25
32.3%
4.6%
Q4 24
5.2%
Q3 24
46.9%
5.1%
Q2 24
40.4%
6.2%
EPS (diluted)
ABR
ABR
LOCO
LOCO
Q1 26
$0.27
Q4 25
$0.08
$0.22
Q3 25
$0.20
$0.25
Q2 25
$0.12
$0.24
Q1 25
$0.16
$0.19
Q4 24
$0.31
$0.21
Q3 24
$0.31
$0.21
Q2 24
$0.25
$0.25

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ABR
ABR
LOCO
LOCO
Cash + ST InvestmentsLiquidity on hand
$482.9M
$3.9M
Total DebtLower is stronger
$11.1B
Stockholders' EquityBook value
$3.0B
$302.5M
Total Assets
$14.5B
$609.1M
Debt / EquityLower = less leverage
3.75×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ABR
ABR
LOCO
LOCO
Q1 26
$3.9M
Q4 25
$482.9M
$6.2M
Q3 25
$423.4M
$10.9M
Q2 25
$255.7M
$9.0M
Q1 25
$308.8M
$4.3M
Q4 24
$503.8M
$2.5M
Q3 24
$687.5M
$7.9M
Q2 24
$737.5M
$10.5M
Total Debt
ABR
ABR
LOCO
LOCO
Q1 26
Q4 25
$11.1B
$51.0M
Q3 25
$10.4B
$61.0M
Q2 25
$10.1B
$69.0M
Q1 25
$9.9B
$73.0M
Q4 24
$10.0B
$71.0M
Q3 24
$10.3B
$76.0M
Q2 24
$10.6B
$87.0M
Stockholders' Equity
ABR
ABR
LOCO
LOCO
Q1 26
$302.5M
Q4 25
$3.0B
$291.1M
Q3 25
$3.0B
$282.9M
Q2 25
$3.0B
$274.2M
Q1 25
$3.0B
$265.7M
Q4 24
$3.0B
$260.7M
Q3 24
$3.0B
$255.2M
Q2 24
$3.1B
$248.6M
Total Assets
ABR
ABR
LOCO
LOCO
Q1 26
$609.1M
Q4 25
$14.5B
$606.6M
Q3 25
$13.9B
$602.7M
Q2 25
$13.6B
$596.8M
Q1 25
$13.4B
$590.5M
Q4 24
$13.5B
$592.0M
Q3 24
$13.9B
$590.0M
Q2 24
$14.2B
$593.8M
Debt / Equity
ABR
ABR
LOCO
LOCO
Q1 26
Q4 25
3.75×
0.18×
Q3 25
3.47×
0.22×
Q2 25
3.40×
0.25×
Q1 25
3.29×
0.27×
Q4 24
3.29×
0.27×
Q3 24
3.40×
0.30×
Q2 24
3.47×
0.35×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ABR
ABR
LOCO
LOCO
Operating Cash FlowLast quarter
$372.4M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ABR
ABR
LOCO
LOCO
Q1 26
Q4 25
$372.4M
$13.9M
Q3 25
$178.7M
$15.3M
Q2 25
$60.0M
$14.1M
Q1 25
$150.5M
$4.7M
Q4 24
$461.5M
$5.6M
Q3 24
$85.0M
$13.0M
Q2 24
$69.9M
$17.0M
Free Cash Flow
ABR
ABR
LOCO
LOCO
Q1 26
Q4 25
$5.1M
Q3 25
$9.9M
Q2 25
$9.1M
Q1 25
$1.3M
Q4 24
$1.1M
Q3 24
$9.1M
Q2 24
$10.4M
FCF Margin
ABR
ABR
LOCO
LOCO
Q1 26
Q4 25
4.1%
Q3 25
8.2%
Q2 25
7.2%
Q1 25
1.1%
Q4 24
1.0%
Q3 24
7.6%
Q2 24
8.5%
Capex Intensity
ABR
ABR
LOCO
LOCO
Q1 26
Q4 25
7.1%
Q3 25
4.4%
Q2 25
4.0%
Q1 25
2.8%
Q4 24
3.9%
Q3 24
3.2%
Q2 24
5.3%
Cash Conversion
ABR
ABR
LOCO
LOCO
Q1 26
Q4 25
2.13×
Q3 25
3.44×
2.08×
Q2 25
1.65×
1.99×
Q1 25
3.47×
0.86×
Q4 24
0.95×
Q3 24
1.16×
2.11×
Q2 24
1.13×
2.22×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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