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Side-by-side financial comparison of ARBOR REALTY TRUST INC (ABR) and LiveRamp Holdings, Inc. (RAMP). Click either name above to swap in a different company.

LiveRamp Holdings, Inc. is the larger business by last-quarter revenue ($212.2M vs $133.4M, roughly 1.6× ARBOR REALTY TRUST INC). On growth, LiveRamp Holdings, Inc. posted the faster year-over-year revenue change (8.6% vs -12.1%). Over the past eight quarters, LiveRamp Holdings, Inc.'s revenue compounded faster (11.1% CAGR vs -8.9%).

Arbor Realty Trust Inc. is a U.S.-headquartered specialized real estate investment trust (REIT). It primarily provides structured financing solutions for multifamily residential and commercial real estate projects, including bridge loans, agency lending, and mezzanine financing. Its core market covers the U.S. real estate sector, serving property owners, developers and real estate investors nationwide.

LiveRamp Holdings, Inc., is an American SaaS company that offers a data connectivity platform whose services include data onboarding, the transfer of offline data online for marketing purposes.

ABR vs RAMP — Head-to-Head

Bigger by revenue
RAMP
RAMP
1.6× larger
RAMP
$212.2M
$133.4M
ABR
Growing faster (revenue YoY)
RAMP
RAMP
+20.7% gap
RAMP
8.6%
-12.1%
ABR
Faster 2-yr revenue CAGR
RAMP
RAMP
Annualised
RAMP
11.1%
-8.9%
ABR

Income Statement — Q4 FY2025 vs Q3 FY2026

Metric
ABR
ABR
RAMP
RAMP
Revenue
$133.4M
$212.2M
Net Profit
$39.9M
Gross Margin
71.9%
Operating Margin
18.6%
Net Margin
18.8%
Revenue YoY
-12.1%
8.6%
Net Profit YoY
255.7%
EPS (diluted)
$0.08
$0.62

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ABR
ABR
RAMP
RAMP
Q4 25
$133.4M
$212.2M
Q3 25
$112.4M
$199.8M
Q2 25
$130.4M
$194.8M
Q1 25
$134.2M
$188.7M
Q4 24
$151.7M
$195.4M
Q3 24
$156.7M
$185.5M
Q2 24
$153.1M
$176.0M
Q1 24
$160.7M
$171.9M
Net Profit
ABR
ABR
RAMP
RAMP
Q4 25
$39.9M
Q3 25
$52.0M
$27.4M
Q2 25
$36.3M
$7.7M
Q1 25
$43.4M
$-6.3M
Q4 24
$11.2M
Q3 24
$73.5M
$1.7M
Q2 24
$61.8M
$-7.5M
Q1 24
$73.2M
$-5.4M
Gross Margin
ABR
ABR
RAMP
RAMP
Q4 25
71.9%
Q3 25
70.2%
Q2 25
70.1%
Q1 25
69.3%
Q4 24
71.9%
Q3 24
72.4%
Q2 24
70.6%
Q1 24
72.2%
Operating Margin
ABR
ABR
RAMP
RAMP
Q4 25
18.6%
Q3 25
10.7%
Q2 25
3.7%
Q1 25
-6.1%
Q4 24
7.5%
Q3 24
4.0%
Q2 24
-3.0%
Q1 24
46.9%
-8.3%
Net Margin
ABR
ABR
RAMP
RAMP
Q4 25
18.8%
Q3 25
46.3%
13.7%
Q2 25
27.8%
4.0%
Q1 25
32.3%
-3.3%
Q4 24
5.7%
Q3 24
46.9%
0.9%
Q2 24
40.4%
-4.3%
Q1 24
45.6%
-3.1%
EPS (diluted)
ABR
ABR
RAMP
RAMP
Q4 25
$0.08
$0.62
Q3 25
$0.20
$0.42
Q2 25
$0.12
$0.12
Q1 25
$0.16
$-0.10
Q4 24
$0.31
$0.17
Q3 24
$0.31
$0.03
Q2 24
$0.25
$-0.11
Q1 24
$0.31
$-0.09

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ABR
ABR
RAMP
RAMP
Cash + ST InvestmentsLiquidity on hand
$482.9M
$403.4M
Total DebtLower is stronger
$11.1B
Stockholders' EquityBook value
$3.0B
$962.3M
Total Assets
$14.5B
$1.3B
Debt / EquityLower = less leverage
3.75×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ABR
ABR
RAMP
RAMP
Q4 25
$482.9M
$403.4M
Q3 25
$423.4M
$376.9M
Q2 25
$255.7M
$371.1M
Q1 25
$308.8M
$420.8M
Q4 24
$503.8M
$384.3M
Q3 24
$687.5M
$348.4M
Q2 24
$737.5M
$342.7M
Q1 24
$908.0M
$368.9M
Total Debt
ABR
ABR
RAMP
RAMP
Q4 25
$11.1B
Q3 25
$10.4B
Q2 25
$10.1B
Q1 25
$9.9B
Q4 24
$10.0B
Q3 24
$10.3B
Q2 24
$10.6B
Q1 24
$11.4B
Stockholders' Equity
ABR
ABR
RAMP
RAMP
Q4 25
$3.0B
$962.3M
Q3 25
$3.0B
$943.8M
Q2 25
$3.0B
$947.8M
Q1 25
$3.0B
$948.9M
Q4 24
$3.0B
$957.7M
Q3 24
$3.0B
$932.1M
Q2 24
$3.1B
$951.9M
Q1 24
$3.1B
$949.1M
Total Assets
ABR
ABR
RAMP
RAMP
Q4 25
$14.5B
$1.3B
Q3 25
$13.9B
$1.2B
Q2 25
$13.6B
$1.2B
Q1 25
$13.4B
$1.3B
Q4 24
$13.5B
$1.3B
Q3 24
$13.9B
$1.2B
Q2 24
$14.2B
$1.2B
Q1 24
$15.1B
$1.2B
Debt / Equity
ABR
ABR
RAMP
RAMP
Q4 25
3.75×
Q3 25
3.47×
Q2 25
3.40×
Q1 25
3.29×
Q4 24
3.29×
Q3 24
3.40×
Q2 24
3.47×
Q1 24
3.68×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ABR
ABR
RAMP
RAMP
Operating Cash FlowLast quarter
$372.4M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
0.1%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ABR
ABR
RAMP
RAMP
Q4 25
$372.4M
Q3 25
$178.7M
$57.4M
Q2 25
$60.0M
$-15.8M
Q1 25
$150.5M
Q4 24
$461.5M
$45.1M
Q3 24
$85.0M
$55.6M
Q2 24
$69.9M
$-9.3M
Q1 24
$260.0M
Free Cash Flow
ABR
ABR
RAMP
RAMP
Q4 25
Q3 25
$56.8M
Q2 25
$-16.2M
Q1 25
Q4 24
$44.8M
Q3 24
$55.4M
Q2 24
$-9.6M
Q1 24
FCF Margin
ABR
ABR
RAMP
RAMP
Q4 25
Q3 25
28.4%
Q2 25
-8.3%
Q1 25
Q4 24
22.9%
Q3 24
29.8%
Q2 24
-5.4%
Q1 24
Capex Intensity
ABR
ABR
RAMP
RAMP
Q4 25
0.1%
Q3 25
0.3%
Q2 25
0.2%
Q1 25
0.2%
Q4 24
0.1%
Q3 24
0.1%
Q2 24
0.1%
Q1 24
1.0%
Cash Conversion
ABR
ABR
RAMP
RAMP
Q4 25
Q3 25
3.44×
2.09×
Q2 25
1.65×
-2.04×
Q1 25
3.47×
Q4 24
4.02×
Q3 24
1.16×
32.10×
Q2 24
1.13×
Q1 24
3.55×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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