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Side-by-side financial comparison of American Bitcoin Corp. (ABTC) and CONSUMER PORTFOLIO SERVICES, INC. (CPSS). Click either name above to swap in a different company.

American Bitcoin Corp. is the larger business by last-quarter revenue ($118.0M vs $109.4M, roughly 1.1× CONSUMER PORTFOLIO SERVICES, INC.). On growth, American Bitcoin Corp. posted the faster year-over-year revenue change (151.5% vs 3.9%). Over the past eight quarters, American Bitcoin Corp.'s revenue compounded faster (296.9% CAGR vs 9.2%).

Bitcoin is the first decentralized cryptocurrency. Based on a free-market ideology, bitcoin was invented in 2008 when an unknown person published a white paper under the pseudonym of Satoshi Nakamoto. Use of bitcoin as a currency began in 2009, with the release of its open-source implementation. From 2021 to 2025, El Salvador adopted it as legal tender currency before revoking it. As bitcoin is pseudonymous, its use by criminals has attracted the attention of regulators, leading to its ban by...

Consumer Portfolio Services, Inc. is a U.S. specialty finance firm providing indirect auto loan financing and servicing for consumers with limited or subprime credit. It partners with franchised and independent car dealerships nationwide to originate installment contracts for new and used vehicle purchases.

ABTC vs CPSS — Head-to-Head

Bigger by revenue
ABTC
ABTC
1.1× larger
ABTC
$118.0M
$109.4M
CPSS
Growing faster (revenue YoY)
ABTC
ABTC
+147.6% gap
ABTC
151.5%
3.9%
CPSS
Faster 2-yr revenue CAGR
ABTC
ABTC
Annualised
ABTC
296.9%
9.2%
CPSS

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ABTC
ABTC
CPSS
CPSS
Revenue
$118.0M
$109.4M
Net Profit
$5.0M
Gross Margin
49.1%
Operating Margin
-192.8%
6.6%
Net Margin
4.6%
Revenue YoY
151.5%
3.9%
Net Profit YoY
-3.2%
EPS (diluted)
$-0.07
$0.21

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ABTC
ABTC
CPSS
CPSS
Q4 25
$118.0M
$109.4M
Q3 25
$64.2M
$108.4M
Q2 25
$1.4M
$109.8M
Q1 25
$1.6M
$106.9M
Q4 24
$46.9M
$105.3M
Q3 24
$11.6M
$100.6M
Q2 24
$5.5M
$95.9M
Q1 24
$7.5M
$91.7M
Net Profit
ABTC
ABTC
CPSS
CPSS
Q4 25
$5.0M
Q3 25
$3.5M
$4.9M
Q2 25
$3.4M
$4.8M
Q1 25
$-100.6M
$4.7M
Q4 24
$5.1M
Q3 24
$-576.0K
$4.8M
Q2 24
$-61.1M
$4.7M
Q1 24
$230.4M
$4.6M
Gross Margin
ABTC
ABTC
CPSS
CPSS
Q4 25
49.1%
Q3 25
56.0%
Q2 25
Q1 25
Q4 24
57.9%
Q3 24
4.2%
Q2 24
31.0%
Q1 24
35.4%
Operating Margin
ABTC
ABTC
CPSS
CPSS
Q4 25
-192.8%
6.6%
Q3 25
11.2%
6.5%
Q2 25
-162.1%
6.3%
Q1 25
-350.8%
6.4%
Q4 24
7.0%
Q3 24
-87.8%
6.8%
Q2 24
-106.4%
7.0%
Q1 24
-20.8%
7.1%
Net Margin
ABTC
ABTC
CPSS
CPSS
Q4 25
4.6%
Q3 25
5.4%
4.5%
Q2 25
249.2%
4.4%
Q1 25
-6458.5%
4.4%
Q4 24
4.9%
Q3 24
-5.0%
4.8%
Q2 24
-1107.2%
4.9%
Q1 24
3076.2%
5.0%
EPS (diluted)
ABTC
ABTC
CPSS
CPSS
Q4 25
$-0.07
$0.21
Q3 25
$0.06
$0.20
Q2 25
$-0.07
$0.20
Q1 25
$-0.09
$0.19
Q4 24
$1.10
$0.21
Q3 24
$-0.15
$0.20
Q2 24
$-0.10
$0.19
Q1 24
$-0.36
$0.19

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ABTC
ABTC
CPSS
CPSS
Cash + ST InvestmentsLiquidity on hand
$6.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$665.8M
$309.5M
Total Assets
$1.2B
$3.9B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ABTC
ABTC
CPSS
CPSS
Q4 25
$6.3M
Q3 25
$9.4M
Q2 25
$750.0K
$15.8M
Q1 25
$367.0K
$29.8M
Q4 24
$850.0K
$11.7M
Q3 24
$478.0K
$8.1M
Q2 24
$1.4M
$9.8M
Q1 24
$1.9M
$13.2M
Stockholders' Equity
ABTC
ABTC
CPSS
CPSS
Q4 25
$665.8M
$309.5M
Q3 25
$575.5M
$307.6M
Q2 25
$339.7M
$303.1M
Q1 25
$115.8M
$298.4M
Q4 24
$1.0B
$292.8M
Q3 24
$697.5M
$285.1M
Q2 24
$614.3M
$280.3M
Q1 24
$696.8M
$279.1M
Total Assets
ABTC
ABTC
CPSS
CPSS
Q4 25
$1.2B
$3.9B
Q3 25
$1.2B
$3.8B
Q2 25
$6.2M
$3.8B
Q1 25
$9.0M
$3.7B
Q4 24
$1.1B
$3.5B
Q3 24
$7.5M
$3.5B
Q2 24
$11.4M
$3.3B
Q1 24
$17.8M
$3.0B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ABTC
ABTC
CPSS
CPSS
Operating Cash FlowLast quarter
$-79.6M
$289.0M
Free Cash FlowOCF − Capex
$288.3M
FCF MarginFCF / Revenue
263.5%
Capex IntensityCapex / Revenue
0.6%
Cash ConversionOCF / Net Profit
58.02×
TTM Free Cash FlowTrailing 4 quarters
$500.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ABTC
ABTC
CPSS
CPSS
Q4 25
$-79.6M
$289.0M
Q3 25
$-39.0M
$84.9M
Q2 25
$-879.0K
$54.5M
Q1 25
$-3.2M
$73.9M
Q4 24
$-54.0M
$233.8M
Q3 24
$-76.8M
$69.8M
Q2 24
$201.0K
$43.3M
Q1 24
$-983.0K
$52.7M
Free Cash Flow
ABTC
ABTC
CPSS
CPSS
Q4 25
$288.3M
Q3 25
$84.9M
Q2 25
$-1.4M
$54.3M
Q1 25
$73.4M
Q4 24
$-60.6M
$233.3M
Q3 24
$-79.3M
$69.7M
Q2 24
$-874.0K
$43.1M
Q1 24
$52.6M
FCF Margin
ABTC
ABTC
CPSS
CPSS
Q4 25
263.5%
Q3 25
78.3%
Q2 25
-104.4%
49.5%
Q1 25
68.7%
Q4 24
-129.2%
221.6%
Q3 24
-683.2%
69.3%
Q2 24
-15.8%
45.0%
Q1 24
57.3%
Capex Intensity
ABTC
ABTC
CPSS
CPSS
Q4 25
0.6%
Q3 25
0.0%
Q2 25
40.5%
0.1%
Q1 25
0.4%
Q4 24
14.1%
0.4%
Q3 24
21.6%
0.1%
Q2 24
19.5%
0.2%
Q1 24
0.1%
Cash Conversion
ABTC
ABTC
CPSS
CPSS
Q4 25
58.02×
Q3 25
-11.21×
17.50×
Q2 25
-0.26×
11.35×
Q1 25
15.74×
Q4 24
45.43×
Q3 24
14.55×
Q2 24
9.27×
Q1 24
-0.00×
11.48×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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