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CONSUMER PORTFOLIO SERVICES, INC.

CONSUMER PORTFOLIO SERVICES, INC.CPSSEarnings & Financial Report

Nasdaq

Parent Company =

NextMar 30, 2026

CPSS Q3 2025 Key Financial Metrics

Revenue

$108.4M

Gross Profit

N/A

Operating Profit

$7.0M

Net Profit

$4.9M

Gross Margin

N/A

Operating Margin

6.5%

Net Margin

4.5%

YoY Growth

7.8%

EPS

$0.20

Financial Flow

CONSUMER PORTFOLIO SERVICES, INC. Q3 2025 Financial Summary

CONSUMER PORTFOLIO SERVICES, INC. reported revenue of $108.4M for Q3 2025, with a net profit of $4.9M (4.5% margin). Cost of goods sold was N/A, operating expenses totaled N/A.

Key Financial Metrics

Total Revenue$108.4M
Net Profit$4.9M
Gross MarginN/A
Operating Margin6.5%
Report PeriodQ3 2025

CONSUMER PORTFOLIO SERVICES, INC. Annual Revenue by Year

CONSUMER PORTFOLIO SERVICES, INC. annual revenue history includes year-by-year totals (for example, 2024 revenue was $393.5M).

YearAnnual Revenue
2024$393.5M
2023$352.0M
2022$329.7M

Income Statement

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Revenue$92.0M$91.7M$95.9M$100.6M$105.3M$106.9M$109.8M$108.4M
YoY Growth10.8%10.4%13.0%9.2%14.5%16.5%14.5%7.8%

Balance Sheet

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Assets$2.90B$3.01B$3.29B$3.46B$3.49B$3.67B$3.76B$3.81B
Liabilities$2.63B$2.73B$3.01B$3.18B$3.20B$3.38B$3.46B$3.50B
Equity$274.7M$279.1M$280.3M$285.1M$292.8M$298.4M$303.1M$307.6M

Cash Flow

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Operating CF$56.1M$52.7M$43.3M$69.8M$68.0M$73.9M$54.5M$84.9M