vs

Side-by-side financial comparison of Accel Entertainment, Inc. (ACEL) and Fair Isaac (FICO). Click either name above to swap in a different company.

Fair Isaac is the larger business by last-quarter revenue ($512.0M vs $341.4M, roughly 1.5× Accel Entertainment, Inc.). Fair Isaac runs the higher net margin — 30.9% vs 4.7%, a 26.2% gap on every dollar of revenue. On growth, Fair Isaac posted the faster year-over-year revenue change (16.4% vs 7.5%). Over the past eight quarters, Fair Isaac's revenue compounded faster (8.6% CAGR vs 5.0%).

Legendary Entertainment, LLC is an American mass media and film production company based in Burbank, California, founded by Thomas Tull in 2000. The company has often collaborated with the major studios, including Warner Bros. Pictures, Universal Pictures, Sony Pictures and Paramount Pictures, as well as streaming services such as Netflix and Hulu.

FICO, originally Fair, Isaac and Company, is an American data analytics company based in Bozeman, Montana, focused on credit scoring services. It was founded by Bill Fair and Earl Isaac in 1956. Its FICO score, a measure of consumer credit risk, has become a fixture of consumer lending in the United States.

ACEL vs FICO — Head-to-Head

Bigger by revenue
FICO
FICO
1.5× larger
FICO
$512.0M
$341.4M
ACEL
Growing faster (revenue YoY)
FICO
FICO
+8.8% gap
FICO
16.4%
7.5%
ACEL
Higher net margin
FICO
FICO
26.2% more per $
FICO
30.9%
4.7%
ACEL
Faster 2-yr revenue CAGR
FICO
FICO
Annualised
FICO
8.6%
5.0%
ACEL

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
ACEL
ACEL
FICO
FICO
Revenue
$341.4M
$512.0M
Net Profit
$16.1M
$158.4M
Gross Margin
83.0%
Operating Margin
8.7%
45.7%
Net Margin
4.7%
30.9%
Revenue YoY
7.5%
16.4%
Net Profit YoY
91.7%
3.8%
EPS (diluted)
$6.61

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ACEL
ACEL
FICO
FICO
Q1 26
$341.4M
Q4 25
$341.4M
$512.0M
Q3 25
$329.7M
$515.8M
Q2 25
$335.9M
$536.4M
Q1 25
$323.9M
$498.7M
Q4 24
$317.5M
$440.0M
Q3 24
$302.2M
$453.8M
Q2 24
$309.4M
$447.8M
Net Profit
ACEL
ACEL
FICO
FICO
Q1 26
$16.1M
Q4 25
$16.2M
$158.4M
Q3 25
$13.4M
$155.0M
Q2 25
$7.3M
$181.8M
Q1 25
$14.6M
$162.6M
Q4 24
$8.4M
$152.5M
Q3 24
$4.9M
$135.7M
Q2 24
$14.6M
$126.3M
Gross Margin
ACEL
ACEL
FICO
FICO
Q1 26
Q4 25
83.0%
Q3 25
82.3%
Q2 25
83.7%
Q1 25
82.4%
Q4 24
80.1%
Q3 24
80.3%
Q2 24
80.3%
Operating Margin
ACEL
ACEL
FICO
FICO
Q1 26
8.7%
Q4 25
8.7%
45.7%
Q3 25
7.7%
46.0%
Q2 25
8.0%
48.9%
Q1 25
8.0%
49.3%
Q4 24
6.5%
40.8%
Q3 24
7.2%
43.4%
Q2 24
7.3%
42.5%
Net Margin
ACEL
ACEL
FICO
FICO
Q1 26
4.7%
Q4 25
4.7%
30.9%
Q3 25
4.1%
30.1%
Q2 25
2.2%
33.9%
Q1 25
4.5%
32.6%
Q4 24
2.6%
34.7%
Q3 24
1.6%
29.9%
Q2 24
4.7%
28.2%
EPS (diluted)
ACEL
ACEL
FICO
FICO
Q1 26
Q4 25
$0.19
$6.61
Q3 25
$0.16
$6.41
Q2 25
$0.08
$7.40
Q1 25
$0.17
$6.59
Q4 24
$0.09
$6.14
Q3 24
$0.06
$5.44
Q2 24
$0.17
$5.05

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ACEL
ACEL
FICO
FICO
Cash + ST InvestmentsLiquidity on hand
$296.6M
$162.0M
Total DebtLower is stronger
$3.2B
Stockholders' EquityBook value
$269.7M
$-1.8B
Total Assets
$1.1B
$1.9B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ACEL
ACEL
FICO
FICO
Q1 26
$296.6M
Q4 25
$296.6M
$162.0M
Q3 25
$290.2M
$134.1M
Q2 25
$264.6M
$189.0M
Q1 25
$271.9M
$146.6M
Q4 24
$281.3M
$184.3M
Q3 24
$265.1M
$150.7M
Q2 24
$254.9M
$156.0M
Total Debt
ACEL
ACEL
FICO
FICO
Q1 26
Q4 25
$607.4M
$3.2B
Q3 25
$595.4M
$3.1B
Q2 25
$595.5M
$2.8B
Q1 25
$580.7M
$2.5B
Q4 24
$595.4M
$2.4B
Q3 24
$554.1M
$2.2B
Q2 24
$565.7M
$2.1B
Stockholders' Equity
ACEL
ACEL
FICO
FICO
Q1 26
$269.7M
Q4 25
$269.7M
$-1.8B
Q3 25
$267.1M
$-1.7B
Q2 25
$260.5M
$-1.4B
Q1 25
$259.1M
$-1.1B
Q4 24
$255.0M
$-1.1B
Q3 24
$206.7M
$-962.7M
Q2 24
$209.1M
$-829.3M
Total Assets
ACEL
ACEL
FICO
FICO
Q1 26
$1.1B
Q4 25
$1.1B
$1.9B
Q3 25
$1.1B
$1.9B
Q2 25
$1.1B
$1.9B
Q1 25
$1.0B
$1.8B
Q4 24
$1.0B
$1.7B
Q3 24
$950.2M
$1.7B
Q2 24
$950.3M
$1.7B
Debt / Equity
ACEL
ACEL
FICO
FICO
Q1 26
Q4 25
2.25×
Q3 25
2.23×
Q2 25
2.29×
Q1 25
2.24×
Q4 24
2.33×
Q3 24
2.68×
Q2 24
2.71×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ACEL
ACEL
FICO
FICO
Operating Cash FlowLast quarter
$150.9M
$174.1M
Free Cash FlowOCF − Capex
$173.9M
FCF MarginFCF / Revenue
34.0%
Capex IntensityCapex / Revenue
0.0%
Cash ConversionOCF / Net Profit
9.38×
1.10×
TTM Free Cash FlowTrailing 4 quarters
$750.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ACEL
ACEL
FICO
FICO
Q1 26
$150.9M
Q4 25
$31.1M
$174.1M
Q3 25
$55.2M
$223.7M
Q2 25
$19.8M
$286.2M
Q1 25
$44.8M
$74.9M
Q4 24
$13.5M
$194.0M
Q3 24
$50.1M
$226.5M
Q2 24
$28.9M
$213.3M
Free Cash Flow
ACEL
ACEL
FICO
FICO
Q1 26
Q4 25
$16.0M
$173.9M
Q3 25
$34.2M
$219.5M
Q2 25
$-6.2M
$284.4M
Q1 25
$18.0M
$72.8M
Q4 24
$2.1M
$193.2M
Q3 24
$33.1M
$224.7M
Q2 24
$11.4M
$211.6M
FCF Margin
ACEL
ACEL
FICO
FICO
Q1 26
Q4 25
4.7%
34.0%
Q3 25
10.4%
42.6%
Q2 25
-1.9%
53.0%
Q1 25
5.6%
14.6%
Q4 24
0.7%
43.9%
Q3 24
11.0%
49.5%
Q2 24
3.7%
47.2%
Capex Intensity
ACEL
ACEL
FICO
FICO
Q1 26
Q4 25
4.4%
0.0%
Q3 25
6.4%
0.8%
Q2 25
7.8%
0.3%
Q1 25
8.3%
0.4%
Q4 24
3.6%
0.2%
Q3 24
5.6%
0.4%
Q2 24
5.7%
0.4%
Cash Conversion
ACEL
ACEL
FICO
FICO
Q1 26
9.38×
Q4 25
1.92×
1.10×
Q3 25
4.13×
1.44×
Q2 25
2.71×
1.57×
Q1 25
3.06×
0.46×
Q4 24
1.62×
1.27×
Q3 24
10.23×
1.67×
Q2 24
1.98×
1.69×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ACEL
ACEL

Illinois$245.2M72%
Montana (1)$42.6M12%
Nevada$28.0M8%
Nebraska$9.6M3%
Louisiana$9.5M3%
Georgia$5.7M2%

FICO
FICO

Business To Business Scores$248.6M49%
Saa S Products$115.7M23%
Platform Software$73.9M14%
Business To Consumer Scores$55.9M11%
Technology Service$19.2M4%

Related Comparisons