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Side-by-side financial comparison of Albertsons Companies, Inc. (ACI) and Capital One (COF). Click either name above to swap in a different company.

Albertsons Companies, Inc. is the larger business by last-quarter revenue ($19.1B vs $15.2B, roughly 1.3× Capital One). Capital One runs the higher net margin — 14.3% vs 1.5%, a 12.7% gap on every dollar of revenue. On growth, Albertsons Companies, Inc. posted the faster year-over-year revenue change (1.9% vs -2.3%). Over the past eight quarters, Capital One's revenue compounded faster (26.6% CAGR vs 3.3%).

Albertsons Companies, Inc. is an American grocery company founded and headquartered in Boise, Idaho.

Capital One Financial Corporation is an American bank holding company founded on July 21, 1994, and specializing in credit cards, auto loans, banking, and savings accounts, headquartered in Tysons, Virginia, with operations primarily in the United States. It is the sixth-largest bank in the United States by total assets as of June 30, 2025, the third-largest issuer of Visa and Mastercard credit cards, and one of the largest car finance companies in the United States.

ACI vs COF — Head-to-Head

Bigger by revenue
ACI
ACI
1.3× larger
ACI
$19.1B
$15.2B
COF
Growing faster (revenue YoY)
ACI
ACI
+4.1% gap
ACI
1.9%
-2.3%
COF
Higher net margin
COF
COF
12.7% more per $
COF
14.3%
1.5%
ACI
Faster 2-yr revenue CAGR
COF
COF
Annualised
COF
26.6%
3.3%
ACI

Income Statement — Q3 FY2026 vs Q1 FY2026

Metric
ACI
ACI
COF
COF
Revenue
$19.1B
$15.2B
Net Profit
$293.3M
$2.2B
Gross Margin
27.4%
Operating Margin
2.6%
Net Margin
1.5%
14.3%
Revenue YoY
1.9%
-2.3%
Net Profit YoY
-26.8%
1.9%
EPS (diluted)
$0.55
$3.34

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ACI
ACI
COF
COF
Q1 26
$15.2B
Q4 25
$19.1B
$15.6B
Q3 25
$15.4B
Q2 25
$24.9B
$12.5B
Q1 25
$18.8B
$10.0B
Q4 24
$18.8B
$10.2B
Q3 24
$10.0B
Q2 24
$24.3B
$9.5B
Net Profit
ACI
ACI
COF
COF
Q1 26
$2.2B
Q4 25
$293.3M
$2.1B
Q3 25
$3.2B
Q2 25
$236.4M
$-4.3B
Q1 25
$171.8M
$1.4B
Q4 24
$400.6M
$1.1B
Q3 24
$1.8B
Q2 24
$240.7M
$597.0M
Gross Margin
ACI
ACI
COF
COF
Q1 26
Q4 25
27.4%
Q3 25
Q2 25
27.1%
Q1 25
27.4%
Q4 24
27.9%
Q3 24
Q2 24
27.8%
Operating Margin
ACI
ACI
COF
COF
Q1 26
Q4 25
2.6%
85.8%
Q3 25
28.5%
Q2 25
1.8%
-47.5%
Q1 25
1.5%
17.3%
Q4 24
2.8%
14.3%
Q3 24
22.1%
Q2 24
1.9%
6.8%
Net Margin
ACI
ACI
COF
COF
Q1 26
14.3%
Q4 25
1.5%
87.2%
Q3 25
20.8%
Q2 25
1.0%
-34.2%
Q1 25
0.9%
14.0%
Q4 24
2.1%
10.8%
Q3 24
17.7%
Q2 24
1.0%
6.3%
EPS (diluted)
ACI
ACI
COF
COF
Q1 26
$3.34
Q4 25
$0.55
$4.33
Q3 25
$4.83
Q2 25
$0.41
$-8.58
Q1 25
$0.29
$3.45
Q4 24
$0.69
$2.67
Q3 24
$4.41
Q2 24
$0.41
$1.38

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ACI
ACI
COF
COF
Cash + ST InvestmentsLiquidity on hand
$195.1M
Total DebtLower is stronger
$8.4B
Stockholders' EquityBook value
$2.5B
$112.3B
Total Assets
$27.1B
$682.9B
Debt / EquityLower = less leverage
3.36×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ACI
ACI
COF
COF
Q1 26
Q4 25
$195.1M
Q3 25
Q2 25
$151.0M
Q1 25
$293.6M
Q4 24
$202.3M
Q3 24
Q2 24
$291.1M
Total Debt
ACI
ACI
COF
COF
Q1 26
Q4 25
$8.4B
$49.9B
Q3 25
$50.9B
Q2 25
$7.0B
$51.9B
Q1 25
$7.8B
$41.2B
Q4 24
$7.8B
$45.0B
Q3 24
$48.8B
Q2 24
$7.8B
$47.2B
Stockholders' Equity
ACI
ACI
COF
COF
Q1 26
$112.3B
Q4 25
$2.5B
$113.6B
Q3 25
$113.8B
Q2 25
$3.2B
$111.0B
Q1 25
$3.4B
$63.5B
Q4 24
$3.4B
$60.8B
Q3 24
$62.9B
Q2 24
$2.9B
$58.0B
Total Assets
ACI
ACI
COF
COF
Q1 26
$682.9B
Q4 25
$27.1B
$669.0B
Q3 25
$661.9B
Q2 25
$26.5B
$659.0B
Q1 25
$26.8B
$493.6B
Q4 24
$26.7B
$490.1B
Q3 24
$486.4B
Q2 24
$26.1B
$480.0B
Debt / Equity
ACI
ACI
COF
COF
Q1 26
Q4 25
3.36×
0.44×
Q3 25
0.45×
Q2 25
2.17×
0.47×
Q1 25
2.29×
0.65×
Q4 24
2.31×
0.74×
Q3 24
0.78×
Q2 24
2.67×
0.81×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ACI
ACI
COF
COF
Operating Cash FlowLast quarter
$367.6M
Free Cash FlowOCF − Capex
$-94.7M
FCF MarginFCF / Revenue
-0.5%
Capex IntensityCapex / Revenue
2.4%
Cash ConversionOCF / Net Profit
1.25×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ACI
ACI
COF
COF
Q1 26
Q4 25
$367.6M
$27.7B
Q3 25
$9.2B
Q2 25
$754.4M
$6.1B
Q1 25
$4.7B
Q4 24
$548.0M
$18.2B
Q3 24
$6.5B
Q2 24
$960.9M
$6.2B
Free Cash Flow
ACI
ACI
COF
COF
Q1 26
Q4 25
$-94.7M
$26.1B
Q3 25
$8.8B
Q2 25
$169.8M
$5.7B
Q1 25
$4.3B
Q4 24
$53.6M
$17.0B
Q3 24
$6.1B
Q2 24
$417.9M
$6.0B
FCF Margin
ACI
ACI
COF
COF
Q1 26
Q4 25
-0.5%
167.7%
Q3 25
57.1%
Q2 25
0.7%
45.4%
Q1 25
43.2%
Q4 24
0.3%
166.4%
Q3 24
61.4%
Q2 24
1.7%
62.6%
Capex Intensity
ACI
ACI
COF
COF
Q1 26
Q4 25
2.4%
10.1%
Q3 25
2.5%
Q2 25
2.3%
3.2%
Q1 25
3.5%
Q4 24
2.6%
11.8%
Q3 24
3.1%
Q2 24
2.2%
3.0%
Cash Conversion
ACI
ACI
COF
COF
Q1 26
Q4 25
1.25×
12.99×
Q3 25
2.87×
Q2 25
3.19×
Q1 25
3.32×
Q4 24
1.37×
16.57×
Q3 24
3.63×
Q2 24
3.99×
10.46×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ACI
ACI

Retail Sales$18.9B99%
Third Party Sales And Other Miscellaneous Revenue$196.8M1%

COF
COF

Segment breakdown not available.

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